Chapter 184: Tesco Card

The cooperation between Lin Feng and Zhou Hongwei, chairman of 3721 Technology Co., Ltd., has not attracted much attention from the restless domestic IT industry that has been tossed by Lin Feng's "Asian Internet Jihua", but people who are interested still saw the news.

IDG's Xiong Xiaoge has been following Lin Feng since he bought a 4% stake in Baidu. Later, Lin Feng's "Asian Internet Computing" shocked Xiong Xiaoge, this concept was not the first to be proposed by Lin Feng, but Lin Feng was undoubtedly the first person to dare to let it go. The most critical of these is the issue of cost, which can be achieved by any country with a certain network jishu if the cost is not taken into account.

Later, Lin Feng revealed the novel word "cloud computing", which made Xiong Xiaoge more interested. However, he, like everyone else, is at a loss for this "cloud computing", and can only wait for Lin Feng to uncover the suspense.

Zuihou also learned that Lin Feng and Zhou Hongwei of 3721 Technology Co., Ltd. reached a financing agreement, invested 5 million, and obtained 20% of 3721 shares, which made Xiong Xiaoge scratch his head and wondered what Lin Feng wanted to do. He had just acquired the shares of Baidu and the shares of 3721, what did he want to do? Unify the domestic search engine market? -- Lin Feng's move made Xiong Xiaoge even more curious.

Just as confused as Xiong Xiaoge is Zhang Fan of DFJ Venture Capital Fund. After seeing Lin Feng's acquisition of 3721, the most sensitive person was undoubtedly Zhang Fan. He opened his mouth wide and sold 24.78% of Baidu's shares for 300 million yuan, but after scaring Lin Feng away, he has been watching Baidu's development and Lin Feng's actions.

After Baidu had Lin Feng's 70 million yuan capital injection, with the backing of abundant funds, Robin Li began to officially enter the search portal market, and the prospects are quite bright. But Lin Feng's sudden acquisition of a 20% stake in 3721 Technology Co., Ltd. made all this changeable.

Zhang Fan also knows 3721 very well, and Zhou Hongwei has also sought financing from DFJ before, but Zhang Fan believes that under the current situation, the return on profits obtained from investing in 3721 is not large, so he refused. But now that Lin Feng is raising funds in a high-profile manner, what is the significance of him? Is he so optimistic about the prospects of 3721?

If you change to personal financing 3721, Zhang Fan will not be so troubled. But it was Lin Feng who raised the fund, a genius who created the myth of China's IT industry in one year, and just announced the launch of "Asian Internet Jihua", which made Zhang Fan have to be cautious. But no matter how you research, you can't figure out what Lin Feng's intentions are.

Is it to take revenge on his lion's big mouth, and forcibly push 3721? Or does 3721 really have such great potential? -- Zhang Fan didn't understand, so he could only choose to continue to observe.

Baidu's Robin Li was also puzzled by Lin Feng's actions, but the 70 million yuan in the company's account was real money, and Robin Li, who couldn't understand Lin Feng's intentions, simply stopped thinking about it and concentrated on developing his own new search engine.

At about 10 o'clock in the morning, Lin Feng arrived in Beijing. After booking a private room at the "Beijing Hotel" first, Lin Feng rushed to the investment department of the headquarters of the Industrial and Commercial Bank of China and met Director Geng.

"Hello, Director Geng, thank you for taking a little time out of your busy schedule to meet me. Lin Feng said humbly.

"Haha, Lin Dong, you are a young talent, which makes people envious and jealous!" Director Geng is over 40 years old, with a red face and an atmospheric face, but he has a typical corrupt belly.

After Lin Feng and Director Geng shook hands, they sat down separately.

"Director Geng, I don't know if you have read my B2B online payment alliance jihua book?" Lin Feng said carefully. When talking to these people with official backgrounds, especially if you are asking for help now, you have to be careful with your words.

"Well, I've seen it, Lin Dong, I think your plan is feasible, it can be described as mutually beneficial. Later, I will introduce you to meet with President Jiang, and you can talk to him again, as long as he nods, it will be passed. Although Director Geng's tone and demeanor are quite high-minded, he is trying his best to expand the business of ICBC.

After all, there is a word "business" in ICBC, although the official background is still strong, but it is inevitable that it is still more commercial and pragmatic than other banks.

After sitting for a few minutes, Director Geng received a phone call and took Lin Feng to meet President Jiang of the head office of ICBC.

Although President Jiang is the president of the Industrial and Commercial Bank of China, he is relatively young, less than 50 years old, full of black hair and bright eyes, but one thing that surprised Lin Feng is that he does not have the corrupt belly that government officials often have, but he is relatively thin and very capable.

"Lin Dong, sit!" President Jiang got up to greet Lin Feng, and after greeting him, he motioned for Lin Feng and Huang Shuqi to sit down, holding the cooperation jihua book that Lin Feng had faxed before, and groaned.

Lin Feng didn't speak, waiting for President Jiang to reply.

After half a ring, President Jiang raised his head, looked at Lin Feng, and after a careful look, asked, "Lin Dong, what do you think about the future prospects of e-commerce?"

"Hehe, I believe that the future must be the era of online shopping, and many people, especially the generation like me, will gradually adapt, get used to, and even rely on online shopping. A little mouse, the goods at home, is a portrayal of future life. Lin Feng swore and said.

Governor Jiang nodded secretly.

"Then Lin Dong, what do you think about online fraud and cybercrime? Also, how are you going to protect the interests of your Dingdang members?" President Jiang asked a series of questions, all of which pointed to the key to today's online shopping.

After Lin Feng pondered for a while, he said slowly.

"President Jiang, I paraphrase a famous saying of Gu Long - where there are people, there are rivers and lakes. In the same way, as long as there is interest, there will be fraud and crime, which is due to human nature, which cannot be avoided and cannot be eradicated. Lin Feng's words were agreed by President Jiang, since there were human beings, fraud and crime have never been eliminated, and no matter how heavy the criminal law is, there will be people who are willing to take risks.

"In my opinion, in order to protect the interests of Dingdang's members, in addition to strictly reviewing the information of registered users, it is to severely crack down on fraudulent or shoddy haode merchants. As early as the beginning of the establishment of Dingdang, I set up a credit rating system, which is also a very beneficial measure to avoid fraud and protect the interests of members. Lin Feng said.

Governor Jiang asked Lin Feng a series of related questions, and when the clock pointed to 12 o'clock, Governor Jiang got up.

"Lin Dong, to be honest, I am very interested in and optimistic about this B2B online payment cooperation alliance, but I was reluctant to cooperate with you at first. Because you are too young, I have to be cautious for the sake of our ICBC and the interests of bank users. But now I am relieved, although Lin Dong is extremely young, he is very organized and far-sighted, which also makes me extremely relieved. Lin Dong, happy cooperation!" President Jiang smiled and stretched out his right hand.

"Happy cooperation, and President Jiang supports!" Lin Feng also showed the joy of victory.

"Hehe, Tongxi, I think this should be a win-win situation. Governor Jiang smiled.

President Jiang, who does not have a corrupt belly, is indeed different from other officials in terms of style, and he is resolute and resolute, and he signed a contract with Lin Feng immediately.

The contract stipulates that ICBC will launch a new "Tesco Card" in major cities and county-level places across the country, as long as there are branches of ICBC, and all applicants can get an electronic password card for free, and at the same time fully support the online payment of Dingdang.com. The conclusion of this agreement also makes the shopping mode of Dingdang no longer limited to several aspects such as post office remittance, which makes it more convenient and faster for many Dingdang buyers to shop.

At the same time, in order to crack down on online fraud, crime and other behaviors, Lin Feng cooperated with ICBC, and only one member can be registered with an ID card, and only one "Tesco card" can be opened, and the credit evaluation will affect the user's future loans and other businesses in ICBC. At the same time, according to the consumption situation of "Tesco Card" users, credit business will be opened in the future with discretion and reservation.

"President Jiang, I booked a seat at the Beijing Hotel, and please appreciate your face!" After Lin Feng reached an agreement, he was also in a very good mood.

"Hehe, Lin Dong, I understand your kindness. But I'm an ICBC, I'm the president of the bank, so eating and drinking is not good, and I still have work to do in the afternoon. Next time, next time Lin Dong comes to Beijing, I will invite you to dinner!" President Jiang waved his hand and refused with a smile.

Lin Feng saw that Governor Jiang repeatedly pushed and knew that Governor Jiang had made up his mind, so he no longer persuaded him. After thinking about it, Lin Feng took the documents from Huang Shuqi's hands.

"President Jiang, I have one more thing to trouble you. This is my loan application for my 'second shijie'. Lin Feng said sincerely.

"Loan?" Governor Jiang was stunned. Does he know that Lin Feng has only received 4 billion financing from Li Zekai, and now he is a rare billionaire in China, how can he be short of money.

Suspiciously, he took the loan application from Lin Feng's hand, flipped through it, and immediately understood.

"In this way, Lin Dong, I will process this loan application as soon as possible, you are playing in Beijing now, and I will reply to you within 3 days at the latest. Regarding Lin Feng's loan application, President Jiang was not worried about Lin Feng's ability to repay at all. However, the proposed three-day buffer time also has to go through a procedure, and it is necessary to carefully study the purpose of the loan on Lin Feng's loan application.

The Industrial and Commercial Bank of China wants to become the most profitable bank in the country -- this is President Jiang's belief, so he will never let go of the opportunity to make money.

"That's President Xiexie Jiang. Lin Feng said goodbye and left.

"Haha, Lin Dong, how is the discussion? Did President Jiang agree?" To Lin Feng's surprise, Director Geng was still waiting outside, and when he saw Lin Feng coming out, he greeted him, but when people came over, his eyes swept over Huang Shuqi.

Lin Feng raised the contract in his hand and smiled to indicate that it had been completed.

Director Geng was slightly startled, but instantly returned to his normal color.

"Hehe, then congratulations to Lin Dong, in this way, I will celebrate Lin Dong. With that, Director Geng took out the phone.

"Director Geng, I have booked a box at the 'Beijing Hotel', how dare I work for you. Please also appreciate your face. Lin Feng hurriedly stopped Director Geng.

Director Geng smiled and took back the phone sharply. Obviously, what was just done was just a show.

"Please!"

The group drove to the Beijing Hotel.

"Brother Lin, I hate that guy surnamed Geng, who is squinting!" Huang Shuqi said angrily in the car. Director Geng's glance swept over Huang Shuqi just now, and Huang Shuqi had goosebumps all over his body, and he felt nauseous.

Lin Feng also saw that Director Geng's style was not very decent, and he made up his mind that he would not let Huang Shuqi show up after this meal. Now that he has a relationship with President Jiang, he no longer needs this Director Geng to pave the way from it.

As for whether he is happy or not, Lin Feng is not happy. It's a big deal to change banks, not to mention that according to Lin Feng's observation of President Jiang just now, President Jiang is not the kind of villain who does not distinguish between public and private and uses power for personal gain, and he is quite upright.

While thinking, Lin Feng and Huang Shuqi arrived at the Beijing Hotel.