New York City, Queens.

"Jingzhen, in addition to sleeping now, the first time you go is to open an account with your passport, because you have to pay tuition, and if you rent a house in the future, you need to show a cashier's check, don't use domestic habits to set up life in the United States, it is not suitable to carry too much cash on your body here. In the car, Joanna was talking about some experiences of living in the United States and the first thing to do when she came to the United States as an international student.

"Renting a house?" Su Jingzhen was a little inexplicable, not living in a dormitory?

"It depends on whether you live in the dormitory of the school or rent a house by yourself, my advice is to live in the school, but the school apartments, you know, are relatively dilapidated, and some of the electrical appliances are also relatively old, many students would rather go out and share a house, of course, in this case, the cost of living is more expensive. "As a lawyer, Joanna has also handled some student rental business, so she still has a good understanding of the mentality of students.

"I didn't get a scholarship in the first year, so I should go to live in a school apartment, it will be cheaper, by the way, how much does it cost to rent a house in New York?"

Joanna thought back to the cases she had dealt with before and said confidently: " It depends on what kind of house you are renting, and the location is also very important, if you rent a Queens in Manhattan, it is two different prices, generally speaking, in Queens, rent that kind of studio, which is almost equivalent to an attic, about 4-600 dollars per month, if it is a one-bedroom with a kitchen, it is about 1-1800 dollars, if it is in Manhattan, it is about 1000 dollars on this basis. ”

It costs 7,000 a year to rent an attic, which is about 60,000 soft sister coins, Su Jingzhen didn't squeak, just calculated silently in his heart, and now his eyes are black, although this sister paper lawyer was introduced by Ye Juwen, but who knows if she will eat more and more maturely, it is better to go to the school to inquire more.

Joanna saw Su Jingzhen sitting on the side and didn't squeak, thinking that this price scared him, she thought about it for a while, and still felt that she wanted to remind this young and tall customer, so she said: " It doesn't matter if you decide to live in a school apartment, but if you want to rent a house, you must look for me, you can't find it yourself, you don't understand the laws of the United States, it's easy to be cheated, and the geographical location is very important, if it's in a black area, or even some more chaotic places, the security is very bad, you must know that you can buy guns in the United States. ”

Su Jingzhen glanced at Joanna with some surprise, although she said that she must find her to rent a house, but Ye Juwen said before that Joanna is not a real estate agent, she is just a lawyer who deals with commercial spin-offs, so what this means is that she can help, in the United States, the country where money is paramount, Su Jingzhen didn't expect someone to help when he first came, at least he didn't expect it to be Joanna.

"Thank you, if you really want to go out and rent a room, I will definitely come to you. Jiang Xiuxia repeatedly told her son before she went out that when she went out, her mouth must be sweet, and it is best to coax people regardless of the south, east, south, and northwest, so that there will be unexpected gains, if you have a cold face, no one will stick a hot ass on it.

"Joanna, you came to the United States at a very young age, right? I heard you say that Chinese is a little weird. "Since the sister paper has offered to help, Su Jingzhen is not easy to refuse people thousands of miles away, and he is a little familiar with his speech.

"No, I'm Filipino, I went to Hong Kong with my relatives when I was young, but you know the difficulty of Chinese, until now I can only speak, can't write, and stay at the level of being able to communicate, and it's good that you are from the Yushui Delta, if you come from the north of the country, then there is no way, I don't know Mandarin." Joanna smiled and explained her accent.

"Oh, from the Philippines, no wonder they came to the United States......" Su Jingzhen didn't say half a sentence, the Philippines is a colony of the United States, and it is equivalent to half of Joanna's motherland, but who knows if Joanna thinks so in her heart, Su Jingzhen doesn't dare to test this sensitive topic.

"It's a traffic jam again!" Joanna didn't have time to reply, she stepped on the brakes, and the traffic in New York is also world-famous, and it can't be stopped.

"Looks like our dinner is going to be a late-night snack. "Su Jingzhen hasn't experienced a traffic jam for a long time, but this time, he has a sense of familiarity, this is what a world-class big city looks like.

"Okay, take advantage of the traffic jam, let me tell you what you need to do tomorrow, first you have to go to the bank to open an account and put the money in, but it will take several days to arrive in the domestic account, you have your own time, with the money, you can pay the tuition, and then get the student ID, you can go to the driver's license test or rent a house, these depend on your own needs. Joanna saw that the car couldn't move, so she simply emphasized what Su Jingzhen should do tomorrow again.

Su Jingzhen smiled and said to Joanna: "When I was in Hong Kong, Lawyer Ye also told me about these things, so I had an account with HSBC in Hong Kong, and later went to Citi to open an account, which should not delay the payment of tuition fees." ”

"That's fine, in the United States, you'd better use the Citi account, and you also need to apply for a credit card, although checks can also be used, but when you buy cheaper things, do you still write checks?" Joanna heard that Su Jingzhen had a Citibank account, and her worries were relieved.

If Su Jingzhen hadn't opened an account, then she would have to help run these days, after all, she also collected money, although it was a friendship price, but she always had to be worthy of professional ethics.

"By the way, if I want to learn about the operation of the U.S. stock market, then what should I do with the stock account on Wall Street?" Su Jingzhen didn't bother the two masters, so he simply asked what he was most concerned about.

"You want to speculate in stocks?" Joanna asked with surprise, this is not a question of whether Su Jingzhen will be surprised, but whether he has any money.

"Yes, I took an offer from the Stern School of Business, as the world's most famous business school, I have to learn this, and personally invest money in it, isn't this the best study?" Su Jingzhen did not hide his idea of opening an account, and also made excuses.

"This is also, the chairman of the Federal Reserve is still your senior. Joanna immediately understood that Su Jingzhen's future study place was New York University's Stern School of Business.

"First of all, you need to open a U.S. securities account......" Joanna whispered as she watched the sunset over Queens, New York.