Chapter 225: Buying a House as Soon as It Takes

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After staying in the provincial capital for a day and a night, several senior executives of Tianxing returned to the factory, because the VCD trial production was successful, both the appearance and the playback effect were very satisfactory, with an automated production line, and the yield rate was relatively high, which virtually reduced the cost, and everyone looked forward to the product being like a walkman after the launch, setting off a sales boom.

You must know that the price of VCD is a completely different grade of product from the Walkman, and the price of VCD is now as high as several thousand, and the profit that can be generated is several times higher than that of the Walkman.

"Jingzhen, I heard that you want to buy a house in the provincial capital?" As soon as he came back, Yuan Guangzong came to the door and directly asked Su Jingzhen if he wanted to buy a house.

"Yes, I see that the villa in the provincial capital is not bad, and we will not have a lot of business over there in the future, and we also need to run often, and it is not a problem to stay in a hotel all the time." Su Jingzhen also said what was in his heart very straightforwardly.

"But the domestic market is not good now, you have to be cautious." Since the beginning of this year, there has been a decline in the price of real estate on the window side, which has made many consumers who originally wanted to buy a house stop buying a house.

"Now that the price of housing in the mainland is much cheaper than in Hong Kong, and the economy is rising, I don't think there will be much of a decline, and it is estimated that the price will rise again next year or the year after, so now is the right time to start." Su Jingzhen is quite familiar with this window and the future housing prices of the provincial capital in his mind, so he is very confident.

But Yuan Guangzong doesn't see it that way, the window is not the same as Hong Kong, Hong Kong has less land and more people, but there is no problem on the window side, as long as the government is willing, there is more land around it that can be used to build residential buildings, so the price is likely to be unable to support.

Moreover, the mainland still implements welfare housing, and each unit can raise its own funds to build its own welfare housing, and is not too interested in real estate projects in the market.

"Uncle Zong, you look at the foreign population in the window in recent years, you know, so many people, there must be money to make money, with money, they will definitely improve their quality of life, housing prices will stand very stable, there will be no problem." Su Jingzhen doesn't need to explain too much, just taking the millions of outsiders out of the window can prove a lot of problems.

"But why are house prices falling this year?" Yuan Guangzong still insisted on his opinion.

"This is because something happened on Hainan Island, and now people are in a wait-and-see state, and the state has also introduced some more stringent policies before, but it is impossible to change the fact that there are fewer people in the country, especially in coastal areas like windows, there are so many people, you always have to find a place to live, right?" Su Jingzhen knows that in the next few years, the domestic real estate will begin to rush, and this wave of real estate bull market will last for more than 20 years.

"You mean now is a good time to buy the bottom?" Yuan Guangzong frowned, and asked with some doubts.

Hong Kong people have a special feeling for the real estate industry, because in Hong Kong is really few people, living conditions are very poor, if it is not for the window and Hong Kong has entry and exit and transportation factors, Su Jingzhen believes that the vast majority of Hong Kong people will return to the mainland to buy property.

"It's not a question of whether to copy the bottom or not, you see that the mainland is now a welfare housing, but this burden should be very large, the window as a special zone, has implemented the reform of the real estate market, then other cities will soon implement this, and the most prosperous in the country, the most complete facilities of the city is just a few, the price will always rise." Although Su Jingzhen himself knew how much the real estate in China would rise in the end, he did not study this aspect, so he could only explain his thoughts to Yuan Guangzong in a big way.

"Just like the cities of LA and New York?" Yuan Guangzong drew inferences from each other, and immediately took out the city on the side of the US imperialists as an analogy.

"Almost, you see the US imperialists, people with conditions will go to the big cities to develop, after all, the salary level in the big cities is relatively high, and basically many large companies will have business in the big cities, so there will be a focus effect, and the same is the case in the country, this is a law, at least for the time being, so once the housing marketization in the big cities in China is carried out, it will inevitably cause prices to rise."

"And the better the city in the future, the more expensive it will be, and the more populous the city, the more expensive it will be." Yuan Guanghua understands this objective law, but he is still not very confident in domestic policies, after all, Su Jingzhen has said just now, it has only been long since the accident happened in Hainan, who knows what the government will think?

"So doing real estate in the future is also a way out, but this kind of thing to deal with local snakes is easy to get into trouble, and you need to be very careful." Su Jingzhen was afraid that Yuan Guangzong would have something to think about, so he hurriedly poured some cold water.

"That's right, but you can speculate on real estate, we Hong Kong people are very good at this, and we can fry millions of real estate properties." Yuan Guangzong smiled, he didn't dare to be a developer directly, just look at the routines of those real estate companies in Hong Kong New World and New Longji, which are shady and eat people without spitting out bones.

"This is a way, when I have time, Uncle Zong will tell me what I need to pay attention to when speculating in real estate, and when the policy is relaxed, I will go to the imperial capital to buy some houses, so as not to live in a hotel on a business trip in the future." Su Jingzhen heard Yuan Guanghua say this, and temporarily believed that he would not go to real estate, but he could ask for advice on buying a house.

"This is not simple, if the mainland is a loan for the house in the future, as long as you can afford to pay the down payment, then you can buy it directly, how much loan you need to repay every month, it is a small amount, and when you have a few houses in your hand, you can also take it as a mortgage, and the money after the mortgage can be bought again."

"Loans should not be allowed in the country." Su Jingzhen reminded Yuan Guangzong that such behavior will only push up housing prices, and it is easy for a bubble to appear, and it will not be implemented in China.

"I'm not saying that you can take a bank mortgage, you can use a private mortgage, what are so many pawnshops in Hong Kong going to do? Isn't it just a small loan, and this also has real estate as collateral, which is a high-quality asset. "Yuan Guangzong has long been familiar with these routines, and he immediately has a solution.

"Hong Kong's pawnshops still accept this kind of business, the laws on both sides are different, what if something happens." Su Jingzhen was a little dumbfounded, there is no reason for pawnshops in Hong Kong to take on such business, and pawnshops are not allowed in China now.

"Stupid, you can operate it by private means in the mainland, and it should be regarded as borrowing money." Yuan Guangzong estimated that he had really speculated in the building, otherwise how could he have understood these methods?

Well, it seems that I can talk to everyone about this problem, and the house price will be higher and higher in the future, so it is necessary to buy a house as soon as possible. (To be continued.) )