"This house will be given a garage at that time. The full amount is 95% off, the loan is 94% off, and in installments, it is 96% off. ”

"Hey, wait, there's a parking space for free?"

"Yes, in addition to small high-rises, garden houses, stacking, and double-detached, there are garages and parking spaces, but the size is not the same, and the number is different. ”

Liang Chen glanced at the renderings and finally understood, he raised the traditional first floor up, and simply made the back of the first floor into a row of garages. This is rare, in the urban area, which has basically disappeared since then, and it is all underground parking spaces.

Satisfaction has increased by a few points.

"Then why is the loan more favorable than the full amount?"

"Oh, this, it's an activity carried out by the bank, and there are not many people who buy a house loan now, and most of them choose to borrow money to pay it off at once or in installments. In order to repay the customer, the bank does the return, which is reflected in the housing payment, which is directly discounted. ”

Hearing this policy, Liang Chen's mind suddenly moved, and he remembered the CCB housing loan plan that Liang Yunshu said. On the way here, he still thought about paying the full amount. Since there is such a suitable policy at the moment, why don't you pay a down payment and buy a large one?

In this way, it will not take up your own liquidity for long, and the main thing is that with the depreciation of the currency and the increase of wealth, this bit of mortgage will be a drizzle after that.

"Can I get a loan for any other type of apartment?"

"It stands to reason that there are very few loans in Shuangpin, and villas were not allowed to have before, but now, the policy is loose, and it can be operated. ”

"Why don't you take a villa?" Liang Chen discussed with himself in his heart.

After all, the total price is expensive, and the amount of money that needs to be done for the down payment must also be increased.

Let's take our time later.

"You see, my family gave me some money, and I earned some of it myself, and I originally thought that I would buy a big set, but then I felt that it took up too much money, so it was better to buy a set of 180 first residents, but, listening to you say this, it seems that you can make a down payment on a set of stacks or jumps is not bad. ”

Sure enough, it's a rich second generation, buy a 180 and live first!

Qin Huiqing muttered to herself in her heart, she really didn't look away, it seems that there is hope for opening today.

The crackling calculator rang for a while, Qin Huiqing showed that very charming smile, opened her mouth lightly, and said sweetly, "If you stack 278 flats, you need a down payment of 390,000 yuan, a term of 30 years, and the interest rate is converted by 85, and it is only more than 4,400 per month......;

Liang Chen's eyes were glazed, looking at the numbers on the paper.

"Sir, what's the matter, is the price not right? Then I'll give you the 182 set. ”

"No, no, it's too ...... It's so cheap......"

“……”

Qin Huiqing has sold her house for a long time, and it is the first time she has heard someone say that it is too cheap......

But isn't it, Liang Chen was cultivated by the housing price that started at 10,000 yuan, and now a set of 250 square meters of jumping floors is only 3,000 yuan per month, don't be too conscientious!

But the allure of that stacking is also very strong.

It's so tangled, what should I do?

When you can't afford it, you are entangled, and when you can afford it, you are even more entangled!

In the end, I was cautious and chose to stack up, after all, if I was bored in the future, I might be able to find someone to share a house.

In case it's still a beautiful stewardess or something, it's even more beautiful.

Maybe you can also interpret a story about living with a flight attendant.

After signing, pay a deposit of 10,000 yuan, even if the initialing is completed, the next thing to do is to notify CCB to prepare a part of the money, and pay the down payment a week later.

After communicating with Liang Yunshu, I learned that it is best to do some financial management, a total of 800,000 yuan can get 85% off, and maybe even 7% off, and the later 300,000 yuan can be shorter, 90 days can be used.

Liang Chen calculated a little, and it accounted for 1.2 million of liquidity at once, which is not a small amount.

There are about 2.5 million left, although it is still a lot, but it is just a joke if you really want to stir up the wind and rain.

He pondered, looked up at the sky, and in a small voice, secretly exclaimed, "Money, it's still not enough to spend." ”

Qin Huiqing, who was about to change shifts and go out to eat next to her, almost kicked when she heard this, and couldn't help but sigh that the brain circuits of rich people are really not something that ordinary people can understand.

They are already able to choose their own houses as they like, and they can also say that they have no money...... How much is that? For example, 100 million?

Before he could hurriedly make a 45-degree angle to look up at the sky, his mobile phone rang.

"You kid, it's really shit luck, didn't you go back, where are you, brother, I'll pick you up, Fu Yanjie, this kid invited us to a big meal, and he ordered it casually at Shimen, without blinking his eyes. ”

"Brother Hu is so interested, but why did Brother Fu think of inviting me to dinner. ”

"Hey, you kid doesn't know......"

It turns out that Fu Yanjie's investment is a long story.

Wandering through various investment paths, Lao Fu's path is wilder than Hu Shubao's. When Lao Hu's factory was still squirting and making money, Fu Yanjie had already carried back sacks of money through stocks, trust investments, bonds, etc.

However, some money, earned quickly, goes quickly.

In countless ups and downs, Fu Yanjie is like a goat walking on a tightrope, perfectly avoiding every deep pit.

Although some of them are also filled, on the whole, they have earned enough money to spend in this life early, and the rest is tossed back and forth.

According to Hu Shubao, Fu Yanjie can be so successful, first of all, he must give him a credit for restraint, even when the stock market was crazy, he did not rashly add several times leverage. Set your own stop-loss line and profit and loss line very early, and pat your ass and leave as soon as you arrive, never delaying.

It is said that this is a lesson from gambling when he was young, when he achieved nothing, he knew gambling, but fortunately, he didn't have any property, he lost and lost, and he didn't suffer less, and when he was in the most difficult time, he sold his ass to make money.

Fortunately, Hu Shubao helped him eat for a few days, and then I don't know if it was the prodigal son who turned back, or repented, and woke up all of a sudden. The gambling experience taught him the routines of stop loss and take profit.

Another one, Fu Yanjie usually enters at the beginning, and when others come in, he has already carried a sack and escaped.

Fu Yanjie's principle of buying stocks is very simple.

He has always had two ears in the stock exchange center, and when he hears what others are talking about, how much, he will immediately do similar operations, and if the rally is good, when everyone else comes in, or when it comes to the purpose of making a profit, he will immediately sell it without hesitation.

If you run in front of most people, you will definitely not be bitten by a dog.

Whenever the markets are hot and the aunts and grandmothers in the streets and alleys are discussing, he will not hesitate to leave and go to another battlefield for a while.

Liang Chen won 20 notes, what he didn't notice was that the same lottery spot, a total of 21 notes, the extra one, was bought by Fu Yanjie.

Hu Shubao thought it was a waste of money, and he didn't bother to buy a bet.