For Sun Fan's villa in the sky, although Jia Yue and Gong Hao were not here for the first time, after coming here, they couldn't help but be envious and jealous. The two of them looked and touched it, just like hillbillies who had entered the city for the first time.

In the end, Sun Fan took 3 bottles of beer from the refrigerator, invited 2 people to sit down in the gazebo with the best scenery, and began to blow beer while enjoying the beautiful scenery of Nanhu.

After drinking a bottle of beer per person, Jia Yue still felt dissatisfied, so he went to the refrigerator to get 6 bottles of beer, and he also found a small bag of peanuts.

A few people drank beer, ate peanuts, and smoked cigarettes, so unhappy.

It's really not for Sun Fan to ask him to eat and drink, he does have something to ask the two of them to help do. Seeing that the wine was almost drunk, Sun Fan said to them.

"Jia Yue, Gong Hao, I came to you today, I really have something to tell you, I need your help to do it."

"If there's anything, boss, just say it, and be polite to us." Jia Yue said.

"That's right! Boss, if there's anything, just say it. Gong Hao also followed. He is now also following Jia Yue to call Sun Fan the boss, but Gong Hao is not very good at drinking, and he is a little drunk now.

Sun Fan smiled and said, "As you know, Fanke's physical store is about to open next, but the store has not yet been settled, so I want to let Fanke Properties take over a business." ”

"What business? Help finding a store? Jia Yue said.

"Yes, help find a store." Sun Fan nodded.

"Specifically, I hope that Fan Real Estate can find a few professionals who are more proficient in real estate to help me find suitable properties to set up shop in all parts of the country." Sun Fan said.

"How does it work?" Gong Hao said.

"At present, this team is to help Fan Ke Fashion find a suitable store to open a store. It is required to find suitable stores in the downtown areas of various cities or shopping malls such as Wanda and Yaohan. If the price of these stores is right, there is a lot of room for growth in the future, and the owner of the store is willing to sell, then I will personally fund the purchase and then entrust Fan Real Estate to rent out the house to Fan Ke Fashion. Your commission is 1% of the transaction price of the entire property. Sun Fan said.

"As for those places that are already very expensive, such as the middle SX road in the magic capital, the housing prices themselves are already very high, although they may rise in the future, but the upside is limited, you only need to help find a suitable store to rent, help Fanke fashion rent a house, and you will charge a month's rent at the market price as a commission for helping to rent a house." Sun Fan continued.

"Boss, if you don't have to run all over the country to find a house." Gong Hao's eyes lit up a little.

Sun Fan nodded and said: "In principle, this is the case, but you need to pay attention to the fact that at present, the fashionable stores of Fanke are still mainly in first- and second-tier cities such as Beijing, Shanghai, Guangzhou and Hangzhou, and other places only need to pay proper attention to it." ”

Gong Hao hurriedly said: "No problem, no problem." Boss, I'll do the job. I have some friends in all of these places who will definitely be able to help you get things done. ”

Sun Fan glanced at Jia Yue and saw that he nodded, so he said to Gong Hao: "Gong Hao, then this matter will be handed over to you." And Jia Yue is more familiar with the magic capital and the Yangtze River Delta, if it is these two places, you can ask him for help. ”

Gong Hao nodded.

Sun Fan continued: "In addition to the fashionable shops of Fanke, I also need you to help me pay attention to the properties with investment value in Beijing, Shanghai and Guangzhou, and you can help me find out the places with investment value, if it is suitable, I will buy it." The commission is still according to what I just said. ”

Gong Hao nodded, and then asked suspiciously: "Boss, I remember that you shouldn't have much money in your hands, where did you get the money to buy a house?" ”

Sun Fan smiled and said, "Isn't the shop on Yuehe Street unmortgaged?" When the time comes, mortgage those properties to the bank, won't there be money again? By the way, I heard that the developer's own shop on Moon River Street has begun to be rented, and in just one week, the rent has risen by more than 30%, and the developer is discussing a price increase for the house that is about to start officially selling. When the time comes, I will be able to borrow more. ”

Gong Hao looked at Sun Fan a little speechlessly, he thought that Sun Fan would use the funds of Fan Ke Fashion, but he didn't expect him to want to take out a loan again.

Suddenly, Sun Fan's painting style changed and said: "By the way, Gong Hao, do you know someone who does finance?" I want to get a loan of 90% of the collateral. ”

Gong Hao thought for a while and said: "At present, the bank is quite lenient on loans, and 90% of the state-owned banks should be fine. ”

Sun Fan smiled slightly, he knew that although Gong Hao just said to ask them, but with him opening his mouth, this matter would not be far away. Although the financial policy in 07 is quite loose, it is still difficult to get a mortgage of 90% value, if it is not for the fact that housing prices have been rising now, there is no sign of stopping, with Sun Fan himself, he can get 80% of the mortgage has already burned incense.

However, thinking about the trend of housing prices and financial policies, Sun Fan is still very confident in his future investment plan. He knew that this wave of rally began in the second quarter of '07 and ended in the first quarter of '08. During this period, many areas as a whole rose by more than 50%. It's May, and there's still a lot of upside.

However, after the first quarter of 08, affected by the financial crisis, China's real estate trend will be a straight downward trend, many real estate from the first quarter of 08 to the third quarter of 08, housing prices almost halved. As for the third quarter of 08, it was Sun Fan's plan, when he picked up cheap in the real estate market. After the third quarter of 08, the country's monetary easing policy will come soon, and housing prices will enter a long upward trend, so now and the third quarter of 08, will be Sun Fan's two best bottom-buying periods.

And after the 08 years of financial easing, the real estate mortgage will become easier, even if there is no face of Gong Hao, Sun Fan with his ability at that time, I believe that he can also handle more than 90% of the mortgage very smoothly, and even the proportion will be higher, and the interest may be cheaper.

Sun Fan smiled and thanked Gong Hao. A few people began to drink again.

Jia Yue didn't care about Gong Hao snatching this project, after all, he still preferred the feeling of being the boss in the company. It's different from Gong Hao's mentality of wanting to play everywhere.

The three of them talked and laughed and drank wine, talked about life and ideals. The relationship has improved a lot. Especially between Sun Fan and Gong Hao, the two didn't have much intersection before, and they drank a meal today. It's kind of a real friend.