021 Poverty limits imagination

The heart is mature and the act is steady.

Liang Yunshu gave him a definition in his heart.

"Sir, you belong to a big customer, wait a minute, let's go to the big customer room to talk. She didn't hesitate, she immediately set the tone, then took a pile of materials and led Liang Chen to the VIP room.

Liu Baofa was completely dumbfounded when he saw this posture!

And this kind of operation?

There are times when the eyes are sharp-eyed, where is this country bun, it is simply a golden rooster in the countryside!

According to his habits, he must go up to cut off his beard, but Liang Yunshu has long learned to be obedient, and he doesn't give a chance at all.

"Mr. Liang, it just so happens that my surname is also Liang, Liang Yunshu. Now, your $3.76 million will be cashed out in no time. However, such a large amount of money, in the account current account, is a bit of a waste, I wonder if you consider saving a part of the fixed, and then do some financial management? We have the most professional financial management team, can maximize to ensure that your assets increase steadily......

"On a regular basis, I don't need it, I have other plans in the near future, and I plan to buy a few houses. If you manage your finances, you can buy some of them. ”

At this time, the housing prices in the city have gone through a wave of growth, and they have reached the price of 4000-4500, and even Liang Yunshu himself feels that he has grown a little fast.

"When it was 2,500 two years ago, buying a house can now double now, which will be a bit too long. 4,000 square meters, the salary of ordinary wage earners is less than 2,000, and two months' salary cannot afford to buy a square house. I don't dare to think about it, but if it goes up, it's appropriate for you to buy it. ”

People who have not experienced a sharp rise after 08 years think that house prices are already high in 07......

Hearing that Liang Chen was going to buy a house, and there was more than one set, Liang Yunshu's eyes dimmed slightly, but her enthusiasm was still there, and she still had some financial needs.

When she thought about her finances and her house, her eyes lit up again.

"Mr. Liang, if you want to buy a house, I suggest you might as well consider a mortgage? You only need to make a down payment to apply for a loan, so that the remaining funds can be used to buy financial management, and after a period of time, it can be used for other purposes, which is much more cost-effective than buying in full." ”

"But I'm going to college soon, I don't have a job yet, can I get a mortgage?"

"It can be in the name of your parents, whether they are regular employees of the company. ”

"They are in Dong Quang province and do not have social security. ”

"Oh, that's not impossible, you see, you can buy a long-term financial management, such as 180 days or a year, and then have this as a certificate, you can apply for a mortgage. Liang Yunshu proposed a compromise solution.

"If I take the money away after a year and do something else, won't the bank worry?"

"Of course not, people who can buy so much financial management will naturally not lack the capital to repay the mortgage every month, such as a young hero like you. ”

Ah, this word is very apt.

The young lady is not only beautiful, but also speaks so well.

"Then, I recommend you to get a CCB diamond credit card, according to the current assets, it should be able to give the next card with a limit of 50-800,000 yuan, not only can you enjoy the VIP rights and interests of CCB, but also have other additional benefits, such as the corresponding preferential treatment and VIP treatment at the airport or abroad......"

Liang Chen remembered that in his previous life, he didn't give a small platinum to apply for a CCB, and hundreds of thousands of housing loans were only 10,000 gold cards there.

Decisively did it!

Without hesitation!

Whoever hesitates is a puppy!

"Would I give such a high amount of qualifications like mine?"

"Of course I can, not long after the diamond card was first issued, more than 2 million net assets can be issued, and you are about to reach 4 million, naturally there is no problem, and you will still be a high-achieving student in the future, and there will be no difficulties. Although we need the recommendation of our leader, I believe he is very happy. ”

Liang Yunshu's implication is obvious, their task of high-end credit cards this year has not been completed.

Since the beginning of the new century, everyone has been promoting their own credit cards, especially high-end credit cards, but the traditional savings psychology of Chinese people has not been greatly improved.

Even entrepreneurs who are worth a lot of money still go out with cash, and they can't afford to take a savings platinum with a little more money, and in their eyes, credit cards belong to people who have no money.

This concept has not changed until 2016, and many people have earned a down payment on a house by enjoying the rights and rebates of credit cards, and they still regard it as a flood beast.

Liang Chen glanced at the annual fee, my obedient girl, I want 4800, so much......

His impoverished thinking was about to start again......

"Sister, this annual fee is a bit ...... haha"

"In this way, I can apply to give you a lifetime annual fee waiver, but you may need to have a financial ......"

"No problem!"

A diamond credit card with no annual fee for life is to buy a million financial management for a period of time, so what's the matter.

"A seven-day notice deposit of 3 million, 500,000 wealth management, 160,000 current standby, and 8,000 cash to me, so it's okay. ”

"Of course, you can do whatever you want with your money. ”

Liang Yunshu is beautiful in her heart, the seven-day notice deposit will also be counted in the task, and her task this year is 10 million. In the first half of the year, it took a lot of effort to pull it to 3 million, and this time it was 3.5 million, and there was still half a year left.

Liang Chen signed a lot of written materials, and he didn't have time to read the specific content, he signed and pressed his handprints on the side, and Liang Yunshu introduced them on the side.

Any item is several pages, where can I have time to read it carefully?

He only needs to confirm the cycle and expected annualized rate of return of the wealth management products he bought, 500,000, 180 days of hybrid funds, the income of previous years fluctuated at 6-10%, although not as high as the pure stock index fund, but it is better than stability.

Originally, he thought it would take a year, but he didn't expect it to be 180 days, although it was used for other income, it would definitely be higher than this amount, but according to Liang Chen's plan, 500,000 was still less, so he simply put it here to use it as an outpost for handling housing loans, and it was also to deepen ties with Liang Yunshu, and he had acquaintances in the bank, after all, it was easy to do things, and after all, he also completed the deposit task for her.

After Liang Chen finished writing, it was Liang Yunshu who was filling in the part she wanted to fill in.

However, this will, Liang Daguan's attention has been attracted away.

What kind of invention shirt is this, a magnificent woman wears it, especially when she is lying on the table and writing, it can kill people!

Seeing the snow-white round piece through the gap, Liang Chen felt that a certain part was gradually expanding, and it seemed to be surging with a stream of heat.

"If you have a credit card, you can come and pick it up after about ten days, remember to call in advance to notify the deposit, 160,000 current accounts in this financial gold card, when you get the credit card, you will be given a financial platinum card, and you will receive more than 8,000 cash ......"

Liang Yunshu said as he packed up his things, and as soon as he turned his head, he was stunned.