The environment in a room is elegant, the layout is Chinese, but at the same time it takes into account the atmosphere of business talks, Han Shenyan has no research on decoration, but whether it is the Chinese paintings on the wall or the ornaments around it, it makes people feel very comfortable. Outside the window is a rockery of trees, and a small stream flows through, which makes people feel refreshed.

Green tea exudes a strong tea aroma.

In fact, Han Shenyan has not drunk green tea for a long time and switched to black tea, but now, it doesn't matter anymore.

And the reason why Han Shenyan found him was because of one word, money.

Perhaps because of his growth experience, Han Shenyan's demand for this aspect has not been strong, and after becoming an artist, his income has exceeded that of most people.

However, the island trip of the wedding of the century made him change his mind a little.

If he still wants to enjoy a leisurely vacation with Lin Mingyue like that time, without anyone else disturbing him, in addition to time, the economic foundation is also a part that cannot be ignored. You can borrow or rent it, but wouldn't it be nice to have a paradise of your own?

In connection with last night's encounter, if it was just an ordinary residence in an ordinary high-end community, he could already afford it. But what if the environment is still more private?

Moreover, who can say what will happen after that. Money is like this, it's always too much when it's too much, but once it's missing, it's extremely deadly.

It just so happened that he had a spare amount of money in his hand, so it was natural for him to think of investment and financial management. Although he can be said to know nothing about this, it is always right to leave professional things to professional people.

And at this moment, the man sitting in front of him is a professional person. His name is Liu Hong, and he used to be an investment consultant for a bank, specializing in solving various investment problems for important customers, and because of his outstanding performance, he has been highly praised by customers and has a high reputation in the industry.

And now he has resigned from the bank and has chosen to start his own business. It has now opened its own private investment advisory firm. Although he left the bank, the contacts and relationships he had accumulated from his previous work were all preserved intact.

Although the company is only a start-up, according to Han Shenyan's worth of tens of millions, it is actually not worth his personal departure. Because he currently has a lot of billionaires among his clients. However, in addition to these top tycoons, the company's plan also provides services to ordinary people, and their company is not well-known in this area. If it can be done into Han Shenyan's business, with his popularity, it will also be a good publicity for the company.

So after Zhou Bin was introduced by others to contact him, there was such a meeting.

After a brief pleasantries, the conversation gets to the point.

"I don't know if Mr. Han himself has any thoughts or proposals about this matter." Liu Hong asked directly.

"Actually, I basically don't know anything about this, and I haven't even opened a stock account, so I mainly listen to your proposal, Mr. Liu." Han Shenyan took a sip of tea and said with a smile.

The career of a trainee and an artist occupies most of his life.

Time is the same for everyone.

No one can be proficient in everything. Han Shenyan doesn't know anything about financial management. He calmly spread his hands and spoke. I don't think there's anything to be ashamed of.

"Oh, I see, let's put it this way, in fact, all kinds of investments seem complicated, but in fact, they are very simple. It's nothing more than the relationship between risk and return. He said with a smile and a sip of tea.

For Liu Hong, he is not afraid that customers don't know anything, because he helps customers understand and analyze, but it is those customers who don't know anything and don't pretend to understand, which gives him the most headache.

"Generally speaking, the two are always in an inverse relationship, the risk is small, the return is naturally low, and the risk is high, the return is naturally high." As he spoke, he looked at Han Shenyan.

Han Shenyan nodded and motioned for him to continue.

"Our job is to minimize the risks we take while ensuring the same returns as much as possible. But......" he looked at Han Shenyan, and then continued, "We can't guarantee that it will be zero risk. I don't know if you can understand this? ”

"Of course," Han Shenyan nodded and said with a smile, "It's very reasonable, if there is a 100% high return, then who will work, I understand, please continue." ”

"That's good, let's talk about risk first." Liu continued, "Although we can't guarantee zero risk, we can set a stop-loss line so that if the worst outcome happens, the loss is within your acceptable range. ”

"But of course, this will also determine your investment type, and returns, for example, if you set a 10% stop loss, we can only choose stocks and financial products."

"And if you choose futures, then while the return increases, the risk is also large enough. Speaking of returns, the returns of different investment types are also different, of course, it cannot be considered that stocks are necessarily lower than futures returns, but in high probability, this is indeed the case. ”

"Of course, the above is just an example, there are many ways to invest, not limited to stocks." He summed it up with a smile.

Han Shenyan didn't speak, nodded lightly, thought for a while, and asked, "I generally understand all this, but in my case, Mr. Liu, do you have any recommended investment methods?" ”

"We have done research on Mr. Han's situation before, and we have several options for Mr. Han's reference." As he spoke, he took out a folder from his bag and handed it to Han Shenyan.

Han Shenyan took it and took a general look, there were various research results and detailed data and charts on it, which looked very professional.

"The first is the conventional plan, stocks, financial management. At present, one of our company's best products, last year's revenue was about 17 percent, which is already a very high value, but how this year, it's hard to say, maybe one percent is also possible, but it is better to be stable. The possibility of losing money is very small. Liu Hong explained them one by one according to the contents of the document.

"As for futures trading, we don't do it, because the risk is too great, and our company is a grassroots innovation after all, and it is difficult to bear losses."

"The second is real estate investment. To put it bluntly, it is speculation. Although housing prices in first-tier cities have stabilized, according to our analysis, we believe that housing prices in second-tier cities will fluctuate greatly in the second half of this year. In terms of returns, it is likely to reach more than 30%, but of course, there are risks, but if the price and location are selected in a digital way, this risk can be avoided to the greatest extent, and the greater risk comes from the uncertainty of the policy. ”