I don't know when there is a popular saying: the circle is not big or small, it only depends on whether you are in it. Pen | fun | pavilion www. ｂｉｑｕｇｅ。 ｉｎｆｏ

No matter how small a circle is, if one person is in it, it is also a whole river and lake, and a school class of thirty or fifty people can also be divided into seven or eight small groups, not to mention a whole school with a scale of 1,000 people?

In addition, it is even more difficult to count the intricate interests of such a large circle as Hong Kong's real estate circle. When the development of this century-old city began to accelerate 20 years ago, the prosperity of real estate enterprises quickly expanded the entire industry, and the Chaozhou Gang alone occupied a large part of the world. Therefore, when any important news is born, many colleagues will quickly know.

For example, Alice Wang, a Chinese-American investor from Silicon Valley, recently held a meeting with Sir Lorence Kadoorie, the owner of The Peninsula Hotels, and reached a preliminary agreement to acquire The Peninsula Hong Kong's Tsim Sha Tsui main store.

At this time, the New Year is approaching, the small year has just passed, and Chinese New Year's Eve will come on February 16, for most enterprises, this is the time to rest and prepare for the holidays and holidays. Even for many British and other foreign enterprises, they tend to converge a lot due to the objective situation in Hong Kong at this time, and many businesses will be reduced as a result, and there will rarely be many big news.

Therefore, when Sir Lorance, the owner of The Hongkong and Shanghai Hotels, a member of the Kadoorie family who is well-known in the Hong Kong business community, suddenly made this announcement, for a while, many real estate developers completely lost their interest in the New Year, and everyone's minds were instantly activated!

It stands to reason that when an outside businessman goes to invest in the local area, he will spend the most energy on making contacts. Every year, every month, a variety of cocktail parties are held in many high-end office buildings and hotels, mainly in Central and Tsim Sha Tsui, so that peers and even more business people can get to know each other. In fact, it is at this reception that many business meetings are initially reached, and naturally, all kinds of high-end clubs and clubs also assume the same responsibilities.

Therefore, when many real estate developers learned that this little rich girl from Silicon Valley suddenly came to Hong Kong, invested tens of millions of dollars in the real estate industry, and bought the Peninsula Hotel with a history of 60 years, too many people wanted to know her next steps.

Then the question arises: what about her?

On Hong Kong Island, where the New Year is approaching, the temperature of more than ten degrees is enough to make Hong Kong residents complain about the cold, and countless citizens shuttling through the streets have to wrap themselves in thick clothes. In the summer, the air conditioning temperature in the office buildings of the hotel mall is cool and pleasant, but when the outside temperature is the same in the cold winter season, it can't help but make people feel miserable.

Central, also known as Central, is located in the Central and Western District of Hong Kong, which is the political and commercial center of Hong Kong, and is home to many banks, multinational financial institutions and foreign consulates. The landscape here is characterized by a mixture of colonial architecture and modern high-tech buildings, where buildings are like forests, restaurants are lined up, supermarkets and street markets coexist, and the East and West cultures are eclectic, known as a paradise for shopping and a paradise for tourists.

A short white trench coat and a pair of brown high-heeled leather boots, when the breeze blew, Alice did not squint her eyes, but stared straight at the newly built financial building in front of her.

The fourth-generation HSBC Hong Kong Head Office Tower stands here, a 180-metre-tall building that was completed two and a half years ago and was not officially opened until April '86. A century-old bank, since 1865, has changed its headquarters four times, but many companies are envious.

Without staying in front of the building for long, Alice walked into the front hall of the main entrance with a brisk and steady step.

In the open space, you can see well-dressed bank staff everywhere, and there are many people from all walks of life who come to handle business. Of course, the bank headquarters can also handle personal business, and the hardware and software services are far better than ordinary branches, so when Alice walked into the front hall a few steps, a girl in uniform came up to entertain her.

"Hello, do you need to handle any business?"

Even when she saw a girl who looked like a high school girl, the clerk didn't show any inner thoughts at all, and Alice nodded to her with satisfaction: "I have an appointment with your president, and you will inform the upper echelons that Alice-Wang arrived on time and is now waiting in the hall." ”

The salesman did not dare to slack off, and immediately invited Alice into the VIP area to take a break, and claimed that he would contact her immediately. Then, as the salesman walked out of the door, he gave a brief command to another person, and the other salesman immediately brought Alice a glass of water.

After about five minutes, the salesman came over with small steps and said very politely: "Hello, Miss Wang, our president is waiting for you on the top floor, please come with me." ”

Since I was going to see the president, the salesperson in charge of guiding the way could not work at the front desk, but was replaced by an account manager. After that, it's the boring part of walking, then taking the elevator, then ascending, and then walking. The building was not very old, and as a brand new building that had just been completed the year before, Alice had no interest in looking at it.

Moments later, the destination arrived, and the manager pushed the door open for Alice.

"Hello, Miss Wang. ”

In the amazingly spacious office, an Asian man walked up quickly, wearing a high-end suit of 10,000 yuan, and a Swiss famous watch on his wrist. When he saw the visitors, he spoke Oxford English: "It's a great honor to meet you, Li Yujie, the despised CEO of HSBC." ”

Alice shook hands with him and said, "Hello sir, I believe you would have preferred me to call you Mr. President." So Mr. Li, have you prepared all the documents for me?"

Li Yujie nodded and said, "That's natural, please sit down first." ”

A meeting that had just been scheduled soon began, and from a procedural point of view, it was very abrupt to ask if he was available three days in advance. Unless a certain level of power has been reached, there is no reason for a person like the head office of HSBC and the chief executive officer of HSBC Holdings plc to easily disrupt his schedule. However, when he saw the name of the letter, he even wished to advance the three days to tomorrow, and he had such a mentality.

"You're applying for a $500 million loan. Li Yujie now put the relevant documents in front of Alice and said: "Although the amount is huge, as long as you can provide sufficient collateral, of course, an unsecured loan is also very feasible, if you are applying for your own business." ”

In fact, thinking about it from another angle, Li Yujie was also glad that the other party gave him three days to prepare, because the girl did not explain the details of the loan application in the email at all. In fact, the entire body of her email is just one sentence: I want to borrow 500 million, dollars, about?

If it weren't for a piece of industry news that broke out just two days ago, saying that this rich girl with a reputation in Silicon Valley suddenly went to Hong Kong to invest, Li Yujie could even treat it as malicious information.

"It's a business loan," Alice said with a peanut in her mouth, "Even if it's under Cisco, I believe that with the credibility of this company as a guarantee, 500 million dollars must be a piece of cake, right?"

Li Yujie heard the subtext of the whole sentence steadily, and suddenly, he realized that he definitely had a headache.

What does it mean to "count it as a business loan?" and what does it mean to "even if it's under Cisco?" he couldn't help but imagine while maintaining a smile, could the entire United States work with this girl also have to go through this kind of very unreliable meeting?

“…… In other words, you want to use Cisco's development potential as a guarantee to borrow $500 million from our bank?" So, when an adult meets a bear child, such a concept to the effect of this is formed in his mind.

can make Li Yujie agree to this meeting, Alice's identity is one of them, and the full 500 million yuan of money plays a key role. It's not that banks haven't let go of higher loans, and the financial changes that HSBC has seen in the world in the past hundred years are by no means imaginable by different people, but a sum of 500 million yuan sent to the door is still a super temptation that no one can refuse.

God knows, how many relationship managers need to move between how many companies for the same amount of loan can be finally reached. In this process, the bank has to pay those managers a high commission fee, and the cost is not low. At this time, a loan of $500 million was sent to the door like this, and if he Li Yujie messed up, then he really didn't have to do it anymore.

"Actually, I still recommend that you take collateral measures," Li Yujie said, "so that we can simplify a lot of procedures, and the certification process will be particularly convenient......

"Thank you, Mr. President, but I'm not short of time. Alice didn't care what little Jiujiu was in the heart of HSBC, but said: "Everything is in accordance with the procedure, you can let someone go to KPMG as soon as possible, or your own accountant can do it at this level." I believe that with the current development potential of Cisco, 50 billion is impossible, 5 billion is enough, but 500 million is not enough?"

As she spoke, she picked up the information in front of her with a smile on her face and said, "You said yes, Mr. Li?"

The girl's quick answer made Li Yujie a little unable to keep up with the rhythm, and his English was good enough. At the same time, a sudden rush of questions made him suddenly have a wit in his heart, and he had more questions about Alice's loan.

If I remember correctly, this girl made a lot of money during the stock market crash in October last year, and it seems that there are more than a billion dollars. There is already so much cash, and there is a whole 500 million loans, what kind of big move is this?

Taking a deep breath, Li Yujie really couldn't help but think carefully. (To be continued.) )