The physical book market in the United States is very mature and developed, and it is the largest physical book market in the world.

And not only can these physical books be paid through royalties, but many of them will be adapted into movies or TV series, and even comics or games.

Many Hollywood movies are adapted from them, and many of these adapted films have very high income, and the income from adaptation rights is also very considerable. Just like the famous Lord of the Rings series, the movie swept the world while also paying high adaptation fees to copyright holders, which can be called sky-high!

Therefore, Zhang Fan's use of his own as collateral is not unacceptable. On the contrary, because Zhang Fan's sales are excellent, many TV stations and film companies want to obtain his adaptation rights, and the prices offered are also very lucrative.

Christian looked carefully at the document handed over by Zhang Fan. Harry Potter series, A Song of Ice and Fire, The Da Vinci Code, The Hunger Games, Robinson Crusoe, Who Can Be a Millionaire, The Walking Dead. All of them are in the top 10 of the New York Times bestseller list!

If these works are released to sell the adaptation rights, countless TV stations and film companies will cry and shout and wave checks to demand the acquisition!

The book and film markets in the United States are very developed, and if the books that can sell well are adapted into movies and TV series, as long as the quality is not too bad and deviates too far from the topic, the results will generally be good. This is the experience of many years of market.

Speaking of the New York Times, this is a long-established newspaper with a history of more than 100 years in the United States. The big newspapers in the United States are completely different from some newspapers that are purely sensational, and whose purpose is to talk nonsense. He cherishes his feathers so much that he doesn't dare to report it if the news is incorrect.

However, the New York Times, a large newspaper with a long history of more than 100 years, suffered a great loss of reputation because during the US war against Iraq vowed that Iraq had biological and chemical weapons, but in the end it was not found. In order to be able to restore their reputation, they are doing very seriously. There's never a hint of falsehood on the bestseller list.

"Why isn't there World of Warcraft and Resident Evil?" asked Christian after carefully reading the documents. If you add these two books, the top 10 bestsellers are almost all together.

"Those two books serve other purposes. "Part of the reason why Zhang Fan wants to borrow so much money is for the reserve fund after the two books are adapted into games. Now Li Ruhui is in the final negotiations with EA.

Christian nodded with some regret, "Mr. Zhang, the mortgage value of these books requires time for a professional appraisal." ”

Zhang Fan's books are all high-quality assets, but the specific amount of mortgage still needs to be accounted for by professionals.

"How long?" Zhang Fan really didn't have time, he was busy rushing back to Huaxia to shoot the gold powder family, and even the filming had officially started there, but he was missing the actor. And on the Hollywood side, everything is ready, and after winning the superhero rights of Marvel, you can start shooting the first superhero movie directly. Zhang Fan's time is very tight.

"About a week or so. Christian responded with a date.

"It's too slow. Zhang Fan shook his head and refused, "I have a lot of things to deal with, and I can't wait for such a long time." Tomorrow, tomorrow this time I will hear your final answer. ”

"Mr. Zhang, this time is too short. "Christan wasn't angry, what was there to be angry about the customer asking for it. Only those banks that are not customer-centric, or customers who have no money, will be arrogant and demand that customers do this and that, even the evidence and handling or other things must be proved by the customers themselves. If this kind of service attitude was to open a company in the United States, it would have gone out of business long ago!

"It's tomorrow. Zhang Fan knew that they couldn't do it, but they were just habitually procrastinating. He glanced at Christian and whispered, "This is Pike Avenue." ”

Christian's expression moved slightly, and he could understand what Zhang Fan meant.

Pike Avenue on Wall Street is a famous bank street, and there are many banks here, but not just Citigroup.

Moreover, Zhang Fan took out high-quality assets, and some banks were willing to provide him with loans, because this is a loan project that will not lose money and will definitely make a lot of money, and no one will let go of this kind of good opportunity!

"Yes. Christian's tone changed instantly, "Tomorrow this time we will give the most suitable loan amount." ”

If Zhang Fan wants to make his career develop by leaps and bounds, the support of the bank is indispensable. No matter what you want to do, you need a lot of financial support, and although Zhang Fan's various businesses have a lot of income at this time, these are long-term projects. It's like his bestsellers, they are all sold day by day, and it is impossible to sell ten years in one day!

For Zhang Fan, who urgently needs money to expand his business territory, the fastest way is to use his high-quality assets as collateral in exchange for a large amount of urgently needed funds.

It's just a mortgage, and these things still belong to Zhang Fan. As long as he is able to repay the loan within the stipulated time. As for the interest paid, for Zhang Fan, the benefits obtained after the strong expansion of his career are enough to pay those interests.

The next day, when Zhang Fan came to Citibank again, Christian invited him into the VIP room. It's a place dedicated to really big clients.

"Mr. Zhang, Citi's asset appraisal department has issued an asset appraisal for these best-selling books. After a brief greeting, Christian went straight to the point: "Citibank is willing to provide Mr. Zhang with a total loan of 750 million US dollars. The annual interest rate is nine percent. ”

Zhang Fan frowned.

This amount is still a certain distance from Zhang Fan's psychological price, and the annual interest rate means that Zhang Fan needs to pay up to nearly 70 million US dollars in interest!

"The amount is too low, and the interest is too high. Zhang Fan began to bargain. The amount is indeed lower than I expected, but the gap is not too big. As for the interest, this interest rate is really not very high strictly speaking. After all, the interest rate of commercial loans has always been not low, and it is generally above 10%. The price offered by Citigroup for Zhang Fan is already considered to have a certain discount.

"Mr. Zhang, this is the result of our rigorous calculations. "Christan is lying. Zhang Fan's books are definitely worth more than that, but as collateral there will definitely be no full loan. Moreover, Citibank even wished that Zhang Fan could not afford to repay the loan, so it had to mortgage these high-quality assets to itself. At that time, just selling the adaptation rights of these books will be a huge amount of income, not to mention the sales that will be huge every day.

The next time was haggling, after a heated discussion and scramble. The final loan amount was set at $900 million, and the interest rate was not reduced. After all, this interest is already considered to have a certain degree of preferential treatment. You must know that in many cases, the usury of underground banks will be as high as more than 30 percent, and there will even be such a terrible thing as rolling interest.

The term of the loan is three years, and the interest is up to $81 million per year!

It is said that banking is the most profitable industry, and it does seem to be worthy of its name.

After having sufficient capital, Zhang Fan carried out his own plan. Coupled with the funds set aside before, Zhang Fan now has about $1.2 billion in funds on hand. In addition to buying the film adaptation rights of Marvel superheroes, this money will also be invested in the production of games in World of Warcraft and Resident Evil. In addition, Zhang Fan has an extremely important thing to do, that is, to build a cinema line!

Many people will say that the film itself is the most important, some people will say that publicity is the most important, and some people will even say that awards are the most important. But for the film industry, the real most important thing is the cinema.

Without cinemas, no movie can be a success. The main medium for audiences to access movies is the cinema. If you put it on TV, it won't be a movie.

It can be said that if there were no cinemas, there would be no film industry. This seemingly ubiquitous cinema is the most critical part of the entire film industry.

The vane of the world film industry is North America, and the movies that can be popular in North America can basically sweep the rest of the world. Most of the movie theaters in North America are occupied by a few famous theater chains, which are inextricably linked with the Hollywood giants.

Zhang Fan can even be sure at this time that once his new film is released, these theaters will inevitably add all kinds of trouble to himself.

He is a newcomer in Hollywood, his sudden rise has touched the interests of Hollywood giants, he has a dislike for Disney, his skin color, his nationality and even his and Scarlett's rollout can be reasons for those theaters to make trouble for themselves.

Reasons are just reasons, and the real reason is still interests. The cinema chain takes the initiative, and if you don't want to share the profits with several giant companies, you will be exploited by the cinema chain. If you don't want to be exploited, you have to have your own theater.

This can only be thought about for Zhang Fan, after all, a large cinema chain needs an astronomical amount of capital investment. With the little money in Zhang Fan's hand at this time, this can't be done.

So what Zhang Fan is preparing is to acquire a small cinema chain, and then form a temporary cinema alliance when his new movie is released. Just like Lei Shidong, the founder of Wilcom, did when he was making his mark.

This makeshift alliance of small theater chains is fragile. Once the film is released with bad results, it will collapse in an instant. The reason why Lei Shidong was able to succeed back then was largely due to his luck, and the temporary alliance he formed met a good movie. After success, he had capital and fame, and this developed step by step to such a Wilkom!

Compared with Lei Shidong, who was lucky, Zhang Fan was more confident in himself. He believes that every work he releases will be a success, and the only thing he lacks now is a channel that requires a lot of money and time.