Volume 6 Lingyunzhi for a long time Section 70 Financial pressure
"It seems that the effect is good, this stone has stirred up a thousand waves, so many people care about this matter, it seems that they are really reluctant to pay that interest." Feng Kexing nodded thoughtfully, "Shuangfeng is not as poor as the outside world thinks, and private funds are still very surplus."
"It's not Shuangfeng, but the private funds in each place are not barren, no matter how poor the place is the same surplus funds, the key is where these funds flow into the banks and these financial institutions, and the banks are not willing to lend these funds to those private enterprises that are in urgent need of funds, and the eyes are staring at state-owned enterprises or government projects, and just like our Shuangfeng agricultural counties there are not many state-owned enterprises at all, even if there are, because of the rigid system, lack of vitality, there is no development potential"
"And the most dynamic private enterprises want to get funds, they can only go to usury, and the interest of usury is not at all affordable by the real industry, so basically you go to borrow usury, which means that your business is almost out of play" Lu Weimin analyzed, "This also forms a vicious circle, plus our inland areas of the original entrepreneurial consciousness is not enough, if there are a few more people who fail to start a business, it will make the latecomers fearful. This has led to a weaker atmosphere for entrepreneurship"
In a few simple sentences, he outlined several shortcomings in the current economic development of the hinterland, and Feng Kexing secretly praised it, saying that Lu Weimin was very clever in economic development, and this was true, and in a few words, the bottlenecks in the economic development of Shuangfeng and even Fengzhou were highlighted
"Well, County Magistrate Lu is right, this is a vicious circle, but from the perspective of the bank, it is not wrong that state-owned enterprises have the backing of the government, and the risks are extremely high, and private enterprises cannot be compared with state-owned enterprises in terms of people, property and property, plus the previous discrimination in policy, if it is not for its own mechanism advantages, it is difficult to develop, as a state-owned bank, these responsible persons must not only consider the economic risk of the loan but also consider the political risk, loan to the state-owned enterprise, even if it cannot be recovered, But the mountain of books can be placed there, and no one can say anything, but what about lending to private companies? If you really can't get it back, the relevant person responsible for this loan is afraid that you will have to bear the responsibility of superimposed governance, and if you don't get it right, it will be difficult to protect it, in this case, who is willing to take this risk? That's the mechanics of it."
Feng Kexing also came to be interested, showing his opinions in front of a beautiful woman is something that every man is willing to do, especially with such an opportunity, he is naturally unwilling to defend himself
"Feasible secretary said well, Ai seems that we have a consensus on many points of view, Ai yesterday and I Lao Deng and I are also mentioning this problem, we Shuangfeng will develop next, what needs to be done, how to make our Shuangfeng economy develop rapidly, one of the core is the improvement of our county's economic development environment, and the improvement of the financing environment is the key"
Lu Weimin was also emotional, especially Feng Kexing's views made him feel that not many people could not see this problem, but they just lacked the courage and motivation to take the first step to break the crux of the problem, and preferred to sit and wait to watch
"County Magistrate Lu, the construction of our county's financial credit evaluation system proposed by you is probably aimed at this bottleneck of the financing environment, right?" Fang Lu interjected very knowingly
"Yes, to solve the problem of financing difficulties can not be achieved overnight, we must take the first step, and to persevere, with the transition of state-owned professional banks to commercial banks, the functions of banks will also change more emphasis on their own profitability, which also forces banks to reconsider their business methods, open to private enterprises is also an inevitable trend, and how to do this, banks actually have a lot of work to do first, but they are not aware of this or external pressure is not enough, They haven't felt the pain yet, so they don't have this motivation yet, so our county finance office is just helping the bank get the groundwork up first."
Lu Weimin felt that Fang Lu's woman was indeed a little unusual, she could strike a balance between Liang Guowei and Li Tingzhang, the two main leaders of the party and government who did not have a good relationship, and live so nourishingly, it was really not good to do without two brushes, just rely on the other party to hook up the topic just right, master the heat, so that you can follow the topic, I feel very comfortable
Fang Lu didn't have much contact with Lu Weimin before, but Lu Weimin's amazing methods in economic work still made her quite respectful
Li Tingzhang has also mentioned in front of her many times that Lu Weimin's future is unlimited, especially in this era when economic work is paying more and more attention to economic work from top to bottom, being good at economic work can undoubtedly lay a solid foundation for promotion and promotion, and Lu Weimin has an unusual background, and his age seems to be so young, it can be said that it is a combination of many advantageous factors, and it is difficult to fly Huang Tengda, and also specially reminded Fang Lu to have a good relationship with Lu Weimin, and even clearly warned her that even if she offended Cao Gang, she would have a good relationship with Lu Weimin
Don't bully the old and the young, this sentence is always true, Lu Weimin is only twenty-five, and he will be the county magistrate, if there is no accident, twenty-six is the county magistrate, maybe he can go to the deputy department-level cadre before the age of thirty, this sounds unimaginable, but it really happened around him, Fang Lu didn't dare to say that all this would not become a reality
"Then County Magistrate Lu, what else can our financial department improve in this regard?" Fang Lu asked with a smile
"Well, Fang Lu, I don't see that you can also think of this problem Ai This is very good, the topic of improving the investment environment is very wide, every department can find its own usefulness in this work, and the financial department will not be an exception" Lu Weimin is very satisfied, at least Fang Lu is in the attitude is sufficient, "As the role that the financial department can play, Fang Lu, you can think about it, I think as a leader, The first thing to consider is how the department can serve the county center better, and it's good if you have this awareness."
Feng Kexing was also quietly pondering the conversation between Fang Lu and Lu Weimin, this woman and Lu Weimin don't seem to be very familiar, but they are very good at things, their sense of smell and thinking are very sensitive, and their wrists are not bad, they are very ingenious and artistic, and they have won some favor from Lu Weimin, and this kind of ability is even a little natural
Some women are born with social material, no matter what the occasion is, what kind of person they deal with, they can always get together easily and naturally to win the favor of the other party, in Feng Kexing's opinion, this woman has talent in this area
After dinner, the three of them did not leave the dining hall of the cafeteria, but sat in the dining room and continued to talk
Fang Lu is also quite talkative, and the topics mentioned are quite in line with the appetite of Lu Weimin and Feng Kexing, which also makes this conversation prolonged
Until Fang Lu left, Feng Kexing was still saying to Lu Weimin that the female cadres of Shuangfeng were not bad, and Lu Weimin also asked Feng Weixing with a smile, which aspect does this not bad mean, Feng Kexing also replied with a smile, no matter which aspect is not bad...... As Lu Weimin expected, the situation at the Dongwai Street business office on the second day was much better than the initial one, especially the sixteen large depositors who registered to withdraw money on the first day only eight people finally came to withdraw the money, but there were still more small depositors withdrawing money, and this situation lasted until about 4 o'clock in the afternoon before it was slightly alleviated
And in just two days, just this business point, a total of 3.8 million yuan was withdrawn, and on the business point of Fengchao Town, more than 1.2 million deposits were also withdrawn in two days, and a total of more than 5 million were withdrawn on both sides, which has accounted for three-quarters of the total deposits of the entire Fengchao Town Alloy Association, and if there was no county and regional financial support, the Fengchao Town Alloy Society would have collapsed long ago
Fortunately, the situation on the third day was much better than the second day, and the total amount of withdrawals at the business points of Dongwai Street and Fengchao Town throughout the day was only more than 100,000 yuan, which had dropped to a normal level, and there were also some who were withdrawn and re-deposited after the first two days, which also indicated that the turmoil finally subsided after using all their might
In his opinion, instead of returning the seven million funds to the cadres, it is better to invest the seven million funds in the infrastructure construction of the industrial park, which has a much better effect, and he is confident that he will persuade these cadres to temporarily give up the payment of this fund, but now in order to defend the credibility of the alloy association and boost the confidence of the people in the county government, he has to take the initiative to pay the seven million yuan to the cadres. Otherwise, if faith is lost, the harm will be even greater
In order to maintain the survival of the Fengchao Alloy Society, the county had to use the only 1.5 million financial funds and regional support for the New Year at the end of the year, if you add the loan burden of the regional Industrial and Commercial Bank of China and the 7 million cadres who need to be solved at the end of the year, the county government will have more than 20 million financial pressures, and if you also count the expenses and debt repayment in all aspects of the New Year, a total of nearly 20 million yuan of funds will be needed, which requires Lu Weimin to raise this fund in these ten days
If it is in normal times, Lu Weimin is confident that he will persuade Luhai Group and Jiahuan Company to take over the county's equity in the Tourism Development Division, and there will be a good price, but now, there are no brothers in the business field, even if he has a good relationship with Luhai Group and Jiahuan Company, but when it comes to the issue of interests, especially in Shuangfeng County, he is afraid that he will have to kill the price
Keep asking for votes, it's far from the expectation, brothers, give some effort! RQ
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