Chapter 334: Loans
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A month later, Shuichi Minamino returned to Tokyo. Pen | fun | pavilion www. biquge。 info
When he came to Tokyo, he went straight to Miyazawa.
"Mr. Minamino, I didn't disappoint you, I finally got this design out in a month, you can see how it goes. In the studio, Miyazawa put a large design drawing and dozens of small design drawings in front of Shuichi Minamino.
"Hmm. ”
Shuichi Minamino took the design drawings and looked at them carefully. He found that most of the designs met his requirements, but there were still some things that did not meet his expectations.
"Miyazawa, here, here, and here all need to be modified, and the effect I want is ......" It took Shuichi Minamino more than an hour to read through dozens of design blueprints. After reading it, he immediately put forward his opinion.
"Okay, I'll change it right away!"
The two discussed for a few more hours, and finally got things done.
"Mr. Minamino, I estimate that it will take another three days for the revision you proposed to be completed, and you will need to wait a few days. Miyazawa said.
"It's okay, my land hasn't been developed so quickly, and I'm just getting the right things done. Minamino Shuichi waved his hand and didn't mind.
The government started development in May, and now it's only April. All he needs to do now is to go to the bank for a loan! He can't develop such a huge project without a loan. He doesn't have much money left in hand right now. Not to mention building floors, there is not even money to lay the foundation.
This year, he plans to develop ten buildings and a garden, which is a small area.
The first batch of funds he intends to apply for a billion yen first, and if the money is not enough in the second and third tranches of loans. Anyway, there is no need for a lump sum loan to separate the loan. As for whether he can borrow so much, he doesn't need to worry at all. Because 18,000 acres of land are placed here!
This time, he only needed to press down a few thousand acres of land, and he could easily get a large amount of money.
"Nako, come with me to get a loan, and after the loan is completed, you can immediately ask the construction company to start preparing. Minamino said with a smile. As for the registration of the real estate company, he had already started to do it a month ago. It was done just yesterday.
Next, you can also recruit employees, form a company, and so on. It is estimated that he has been busy in the past few months. It is estimated that the matter of going out to sea to fish will be put on hold.
"Okay. Nako Kino said very well-behaved.
"What bank should I go to for a loan?" Minamino Shu thought carefully at first.
At present, there are still many powerful banks in the island country, all of which are large banks and national chains.
Currently, there are Koye Bank, Sumitomo Bank, Shima Industrial Bank, Bank of Tokyo, Mitsui Bank, Mitsubishi Bank, Fuji Bank, and Tokai Bank.
Some of them are banks in the island country Z, and some are banks under the names of several consortia, but the strength of each bank is very strong.
"Let's go to the Industrial Bank of the island country!" Shuichi Minamino finally decided that this bank belongs to the island country Z, has strong strength, and has been established for more than 50 years.
Soon Shuichi Minamino and Nako Kino took a taxi to the bank.
After entering, Shuichi Minamino couldn't help but say that he wanted to handle the loan business directly to the hall manager. This time, he brought all kinds of documents, the most important land certificate, and so on.
When the lobby manager heard that he was going to handle the loan business, he took him to the relevant processing window.
The staff at the counter was a young cutie, and after he came here, he said directly: "I want to handle the loan business, and I want to borrow one billion yen!"
As soon as this sentence came out, the cutie was instantly stunned, one billion yen, this is a big business!
"Billion?" said Meimei in confirmation after coming back to her senses.
"Yes. ”
"Do you have any collateral? A typical loan of one billion requires a lot of collateral. Meimei asked, ordinary people can borrow hundreds of thousands of dollars. A billion, no large mortgage completely less than a loan!
"I have land, the land over there in Setagaya Ward......" Shuichi Minamino told this girl the location of the land over there.
"Shhh...... 18,000 acres!" Meimei's eyes lit up after hearing this, and she couldn't wait to hug Nanye Shuichi's thighs and said delicately: "Tuhao, let's make friends!"
"Well, can I borrow a billion yen on my terms?" said Shuichi Minamino with a smile.
"Yes, of course!"
"What is your name, as well as the relevant certificates, I will check it and then negotiate in detail. Meimei asked.
"Shuichi Minamino, this is my ID card. "Minamino Shuichi.
"Nani, Shuichi Minamino?" the cutie was stunned for a moment, and then took her ID card and looked at it. After reading it, her face darkened, "I'm sorry, our bank can't handle your business." With that, he handed back his ID card.
"Why?" Minamino Shuyi looked confused, didn't he just say that it was good? Why can't he handle the loan business now?
"Uh~ Your loan conditions are not enough, we can't lend you a loan, at most we can only lend you a few million yen. Meimei said, but looking at her, she looked casually perfunctory.
"It's so little? impossible, you see that my land is the best piece of land in the current development zone of Setagaya Ward, how can it only be possible to borrow so little?"
"I'm sorry sir, that's the way it is, the land over there really can't be much loan. ”
"No way! Shuichi Minamino roared. There's definitely something wrong with that. Even if it wasn't a development zone yet, it wouldn't be possible to borrow a few million yen just here!
There must be something greasy in this, the other party's perfunctory excuse just now became like this after hearing his name. There must be something wrong with this, and when he saw the current appearance and couldn't ask anything, he could only choose to leave.
Looking at the back of Shuichi Minamino, Meimei sighed: "Such a big business flew away, hey~~ I don't know why the boss refused to give a loan to this person." "She received an order from her boss a few days ago, mainly Shuichi Minamino, who came to take out a loan, and she would not lend him any money, and even if she did take out a loan, she was only allowed to borrow a few million yen, and she could not borrow more! She now doesn't know if her boss has been kicked in the brain by a donkey, and she doesn't make any money! Such a large loan has made a lot of money with interest.
After the two of them walked out of the bank, Nako Kino said coquettishly, "Why is this happening! They must be targeting you?"
"I don't know, but it's definitely boring. Minamino pouted.
"Forget it, go to other banks to see, so many banks don't want it!"