"Hehe, your father-in-law is becoming more and more optimistic about you. ”

Hearing Jia Wei's words to make fun of himself, Qi Zhibin imitated his tone and said with a grin: "It's bothering Brother Jia again." However, he will not be my father-in-law, and I will not treat him as my father-in-law. ”

"Fool!" Jia Wei raised his hand and rubbed his nose, which was a little blocked due to the cold because he was in a hurry overnight, and said: "It has a private enterprise that can be regarded as the largest production of civilian radar in China, with an annual profit of nearly 100 million yuan, lives in a villa, is handsome, and is still a double doctor of turtles, and the future is even more immeasurable." If you don't marry a girl like this, what else do you want? If you change me, hum ....... ”

"What will happen if you change Brother Jia?" Qi Zhibin asked as he turned on the recording function of his mobile phone.

"If I change it, I am a thousand times better than Zhong Caini, and I will not change my mind about my Xiaomei. Where will you be like you young people, who forget their righteousness, see different thoughts, see one and love another?"

"That's right, Brother Jia. Qi Zhibin put away his mobile phone and said, "Then you don't need to send this recording to Xiaomei's sister-in-law." ”

The two received a report from the Public Security Bureau of Manulife County, Fuyuan City, yesterday afternoon, saying that a car rental company in Suwei Town, Manulife County, was suspected of a huge insurance fraud case. Although Jia Laiyun was not mentioned in the notice, because the owner of the accident car Xing Rui was the nephew of Jia Laiyun's cousin Ren Xia's mother-in-law, and the insurance company responsible for the claim was the one where Ren Xia was located, and it was Ren Xia who specifically handled the procedures for paying huge premiums to the car rental company. Based on empirical analysis, if Ren Xia had a problem, then she might have lied to the police in the last investigation, so the two drove over overnight. Just as they were waiting in the car for the relevant personnel of the Manulife County Public Security Bureau to go to the scene of the crime to investigate, Qi Zhibin received a call from Zhong Rui.

Soon, the group came to the middle section of a provincial highway from Manulife County to Fuyuan City, less than 30 kilometers away from Suwei Town, next to a pond on the side of the road, that is, where the suspected insurance fraud vehicle fell into the pond.

According to the relevant personnel of the Manulife County Public Security Bureau in advance, the accident occurred two days ago, that is, on the evening of the fifth day after Jia Wei and Qi Zhibin came last time and left without finding anything. A seventy-percent new Cadillac, on the way from Suwei Town to Fuyuan City, the driver Xing Rui accidentally plunged into it.

In just five days after the insurance company was notified, because the other party had just applied for full insurance, it paid a huge premium of 1.071 million yuan to the other party at one time. What arouses the suspicion of the top management of the insurance company is not the level of the premium, but the short payment time and the speed of payment, which has never happened before the insurance company since its establishment. Therefore, the insurance company, which felt strange as soon as the premium was paid, reported to the police in the name of someone suspected of "deliberately defrauding insurance".

After receiving the police, the Manulife County Public Security Bureau immediately found the accident driver Xing Rui for investigation. Unexpectedly, from his account, he really found inconsistencies with the photos of the traces of the scene taken by the people sent by the insurance company to inspect the scene after the incident. It's just that coercive measures can't be taken against Xing Rui until favorable evidence is obtained, so he had to be released back temporarily.

In the photos provided by the insurance company at the scene, when the car washed into the pond, the tire tracks left from the side of the road to the pond were continuous and relatively clear. According to on-site observations, it was found that there was a slope of about 20 meters long from the road to the pond at a large angle. Being able to leave a clear and coherent tire mark on it indicates that the car is slower before falling into the pond. Moreover, the driver did not apply the brakes during the entire time the car fell into the pond.

This is common knowledge that everyone who can drive knows. If the speed of the car is fast, when the car suddenly encounters a large downward slope, it will bounce up in an instant. Naturally, the tire tracks left behind cannot be coherent. In addition, regardless of whether the car that has deviated from the road can still stop, the driver will have a knee-jerk braking action. Then, what is left on the soft ground must not be a mark with a clear tire surface pattern, but two thick scratches equal to the width of the tire surface area.

This is completely different from the statement of the accident driver Xing Rui: "Because I was very tired at the time and the speed was relatively fast, in order to avoid a pedestrian who suddenly appeared from the side of the road, I subconsciously hit the direction before falling into the pond." ”

In comparison, what the police believe must be the photos of the scene provided by the insurance company, which will not lie, as well as the results of the inquest at the scene.

In other words, when investigating the accident driver Xing Rui, he lied to the police.

"Judging by the traces left so far, it looks more like a car sliding down slowly. Jia Wei looked at the photos carefully, and compared the vaguely recognizable traces at the scene and asked, "Where is the accident vehicle now?"

"In the repair shop. ”

"Please tell the master of the repair shop to turn on the engine immediately and see if there is any water in the cylinder. ”

Immediately, the people from the Manulife County Public Security Bureau understood Jia Wei's intentions. If the car engine is immersed in water when it is in the ignition state, then, because the internal pressure of the engine is very high, although there will be water ingress, but the amount of water intake is definitely not large. On the contrary, if the car engine is turned off and it sinks into the water, then the amount of water entering the engine will naturally be large because the internal pressure of the engine in the stationary state is small.

From this, it is completely possible to determine whether the accident vehicle was in the starting state or the ignition state before falling into the pond. As long as this issue can be determined, it will be clear whether it is a fraud or not, and there is no need to bother looking for other evidence.

Because after receiving the report from the insurance company yesterday, the police had already urged the repair shop to conduct a comprehensive inspection of the accident vehicle as soon as possible, so soon after the phone call, the repair shop came with the news that hardly a drop of water was found in the engine cylinder.

At this point, there was no need for Jia Wei to say anything, and the Manulife County police immediately took people to Suwei Town to formally detain Xing Rui, the driver of the accident vehicle. Jia Wei and Qi Zhibin returned to the Manulife County Public Security Bureau and waited for Xing Rui's arrival.

What Jia Wei and Qi Zhibin didn't expect was that they were waiting for not only Xing Rui, the driver of the accident car suspected of insurance fraud, but also a deputy director of the Manulife County Credit Union who rushed to report the case with the police.

"We suspect that Xing Rui is suspected of loan fraud. ”

What's going on here?

It turned out that when the news of Xing Rui's suspected insurance fraud leaked out, Manulife County Credit Union immediately felt bad. Because they just gave Xing Rui a loan of 1.2 million yuan, coincidentally, the collateral is also two second-hand high-end cars. In particular, when they vaguely heard through private channels that a few days ago at the auction of 17 high-end second-hand cars from Yuanhai International that appeared at the auction of 17 high-end second-hand cars entrusted by the city government to auction and seize from Yuanhai International, the mysterious No. 16 who appeared in one go was Xing Rui, and immediately sent someone to the county public security bureau to report to the police. Coincidentally, the policeman who detained Xing Rui walked in almost front and back.

(End of chapter)