"No problem. Christin's smile remains the same: "At Citibank, we are all about serving our customers. The customer is our God. ”

"Green Franklin is your God. Zhang Fan secretly slandered in his heart, "There is no bank in this world that serves customers, and those who do this kind of thing are called charity relief organizations, and they distribute bread." Banks have only one purpose, and that is to make money. ”

That's what I thought in my heart, but what came out of Zhang Fan's mouth was another set of words: "I have always believed that Citibank is my best partner." I am here to ask for your help and support. ”

After a pause, Zhang Fan then spoke, "Presumably you already know the agreement between me and Disney, right?"

"Hmm. Christian shrugged his shoulders, "I think the whole world already knows that." ”

This time the matter has become so big, it is indeed to the point that the whole world knows about it. The whole world knows that Zhang Fan defeated Disney and wanted to snatch Pixar from Disney. It is precisely because everyone knows about this that Disney's stock price has fluctuated so much recently. Because this result is already doomed, those stock masters naturally want to seize this rare opportunity to make a big profit.

Disney's board of directors is also quite decisive. I know that once this matter continues to be delayed, it is equivalent to opening the door for those masters who operate stocks. After a long time, the loss will be great. It will even exceed the value of Pixar!

After being notified by Disney that they were willing to transfer Pixar to themselves as previously agreed. Zhang Fan immediately came to Citibank to seek financial support.

"That being the case, I'm here to get a $3 billion loan from Citibank to buy Pixar Animation. Zhang Fan said his purpose. He's here to borrow money.

"Three billion?" Christan was taken aback.

It's not that $3 billion is a lot of money for Citi. For a bank like Citigroup, which has an incomparably strong heritage, even if it is ten or even a hundred times bigger, it is not impossible to take it. It's just that Christian is very puzzled: "I know that Mr. Zhang's agreement with Disney is to buy Pixar for three billion dollars, but Mr. Zhang doesn't plan to take out all the money, right? ”

"I was playing golf some time ago when I heard from a friend from Japan. After a pause, Christian continued, "When Mr. Zhang was in Japan, the merchant invited you to perform live, and the appearance fee was more than one million dollars at a time! Sometimes you can even run many times a day! Mr. Zhang, you don't have no money at all, right?"

Zhang Fan really didn't want to pay for it himself, if he wanted to develop greatly in a short period of time, he needed a large amount of money to back it up. No one will dislike their own money at this time, Zhang Fan naturally thinks about how much he can borrow. The more the merrier.

That's what I thought in my heart, but I couldn't say that "although I did make a lot of money, I was always making new films, each of which was a big investment and a big production." Not to mention the cost of publicity in the later stage, which is simply astronomical. Moreover, whether it is the box office share of the movie or royalties, or the dividend of the album. None of this is something that will be given to me after you sell it. It takes time to harvest little by little. If the time is long, it is possible to pay back the payment period for half a year and a year. ”

Although he said that, Zhang Fan knew in his heart how much money he was holding at this time!

The first is the share of the movie box office, although Zhang Fan opened several movies in one go, the investment in each movie is not small. In particular, the second part of Iron Man, which has attracted much attention, has an investment of nearly 200 million US dollars. Plus the reserved publicity costs, as well as the cost of film copy and distribution, and so on. The cost of several movies has already exhausted the box office of the movies that have been shared.

As for the remaining box office dividends, it is necessary to take them slowly over time, especially overseas box office dividends. In the history of Hollywood, it is not uncommon for overseas box office dividends to drag on for half a year, or even for more than a few years, or simply not get them back. Rather, it appears often!

That is to say, Zhang Fan's movie has achieved very good results, and the partner chooses a large company with strength and fame. People also want to cooperate with Zhang Fan for a long time, so that they will send the box office dividends on time. If this is changed to ordinary investment and ordinary production, then wait until the world grows old.

This is one of the reasons why several of Hollywood's biggest companies are strong. They have overseas channels in their hands and can effectively recover those overseas box office dividends. Compared with those small and medium-sized people who have no access and no strength, this gap in strength will throw the distance between them farther and farther.

Zhang Fan has basically spent the box office share in his hand. However, his best-selling is getting hotter and hotter. A Song of Ice and Fire has long dominated the bestseller charts, and has sold more than eight million copies at this time!

And that's just one copy, and it's only a sales volume during this time. As time goes on, sales will continue to increase, and royalties will naturally increase.

In addition to A Song of Ice and Fire, bestsellers such as The Hunger Games, The Da Vinci Code, etc., also have millions of sales. Again, the potential is endless.

And the most surprising thing is that the original average Harry Potter series has begun to gradually gain momentum recently, especially during the Christmas season, and even sales have begun to surpass A Song of Ice and Fire! This young adult book has begun to become more and more popular, and many professionals are predicting that this book will soon surpass A Song of Ice and Fire to become the top of the best-selling charts!

These will provide Zhang Fan with a very rich royalty income every week, and the accumulation has provided Zhang Fan with hundreds of millions of wealth. And that's not even counting the added value of that.

Zhang Fan's record income is also very expensive, but it is less than the income from movies and movies. Like the record, there is also the game Warcraft. Because the contract with EA is biased in favor of EA, Zhang Fan's early income in this game is not much. But what he wants is to use EA's huge channels and power to promote the game. Giving up some benefits upfront is nothing.

As for Zhang Fan's income from participating in commercial performances, it is his own pocket money and is not counted in the company's accounts.

The total strength adds up, excluding the investment in those films, Zhang Fan now has hundreds of millions of dollars of liquidity in his hands. However, he had no intention of using the money, and was ready to borrow the full amount.

Borrowing money from the bank to develop one's own business is the one who really has the ability.

"Mr. Zhang, the amount of this money is too high and is beyond my authority. Christian looked at Zhang Fan very seriously, "But I can help you reflect to the above." Judging by the level of cooperation between Mr. Zhang and Citi, you have a good chance of getting a loan. ”

"Just. Christian continued, "Since Mr. Zhang asked for a loan, he must have collateral. If it's three billion dollars, it can only be secured by Pixar. ”

As Christian spoke, an irrepressible smile hung over his lips. However, this request made Zhang Fan categorically refuse!

Disney spent more than $4 billion when it first bought Pixar. As a result, Disney strongly supports the development of Pixar, and its value at this time must be even higher than before. Citi wanted to use a $3 billion loan to get Pixar as collateral, and Zhang Fan could not agree to it anyway.

Pixar's technical prowess is outstanding, and it is the absolute king of the animated film industry. But compared to its technology, Pixar's talent is the real key. At Pixar, every employee is the best talent in the industry. They are the foundation of the company's growth.

If Zhang Fan really uses Pixar as collateral to go to the bank for a loan, then many of those Pixar talents will definitely choose to leave this company, although they have worked for many years and have feelings, but they were dumped by the new boss to use the bank as collateral!

Not to mention that Disney must have already been fully dispatched at this time, desperately poaching at Pixar, trying to leave Zhang Fan with an empty shell.

If it weren't for Pixar's many years of existence, employees would have a deep affection for the company. And many of the employees had previously joined Pixar after leaving Disney. Disney's wooing effect is not too big.

And if Zhang Fan wants to really develop this company well, he can't do things that stimulate employees' self-confidence and cohesion in any case.

Citi wanted to use Pixar as collateral and lend Zhang Fan 3 billion. Their wishful thinking is a bit loud. If Zhang Fan really agreed, then they would make a lot of money.

Zhang Fan developed well in the future and kept Pixar's words. Citi is able to earn high interest rates. And if Zhang Fan can't mix it up in the future, he will go out of business. Then Citi could directly take charge of Pixar, an important company. When the time comes, it will definitely be more than three billion dollars!

"Mr. Zhang, please forgive me. Christian picked up the coffee cup in front of him for a long time, "We, Citi, only agreed to follow this method of lending first and then mortgaging after looking at the previous cooperation." ”

"With all due respect, Mr. Christian. Zhang Fan looked at him with a calm face, "If I use Pixar as collateral, how can I only need three billion? If it is Pixar, there are banks in the world that are willing to provide me with loan services, so why do I have to come to Citigroup! This time, I came here for the sake of the previous cooperation!"

Zhang Fan is not a person who can be easily suppressed, Christian originally wanted to grasp the initiative in the conversation, but he didn't expect Zhang Fan to directly push back all of them. It looks more like I'm here to fight with Citi than to borrow money.

The reason why he did this was because Zhang Fan knew that Citi was a real commercial bank. It is impossible to do something irrational because of a verbal conflict. As long as he can earn enough benefits, Zhang Fan will be fine even if he smashes Christian's office.

This is related to the fact that banks in some places have to go through the relationship first if they want to do something. If you don't have a relationship, you can't do it, and things are completely different.

A real commercial bank is all about interests, rather than people making decisions based on their own preferences!