"Raise your hand and get the wealth!"

"Minimum investment of 1 yuan, redeem at any time, high yield and low risk!"

"Guaranteed principal and interest, flexible withdrawal!"

"Make sure you don't lose money, and you can earn enough bank income for N years in one month!"

……

In the second half of 2006, ChinaAMC's A-share market ushered in a long-lost bull market, and online loan companies, capital distribution companies, and P2P platforms sprung up. Pen Fun Pavilion wWw. ｂiquge。 Among them, the so-called emerging concept of P2P platform is the most popular, known as Internet banking, which has attracted the attention of a large number of people who eat melons.

A number of P2P platforms, represented by E-loan insurance, have used the media to carry out large-scale advertising. It is not only to promote its own brand, but also to instill the emerging investment concept of P2P into the minds of the people who do not know the truth, forming a joint force to make the market bigger.

Although Mai Xiaoyu believes that the P2P industry is just starting, lacking an effective management mechanism, many loopholes are too chaotic, and the risks are extremely high, and all eyes are full of scams, but few people who eat melons think so.

East China Sea.

Sugar Yan's house.

"Dad, Mom, you guys go out so early?"

"I didn't tell you yesterday, this morning I went to a financial salon with your father and your third aunt. ”

"Money salon?

"That's right, those Internet banks are so popular now, and the interest rate is much higher than that of banks. ”

"What kind of P2P platform?"

"Yes, that's what you said. ”

"It won't be E loan insurance, Brother Mai said that there is a problem with that company. ”

"No, the interest rate of E loan insurance is too low, I went to this house with your father, and the interest of one month is higher than that of the bank for one year. ”

"That's so high...... Wait a minute, I'll give Brother Mai a call and ask if it's reliable. ”

"You kid, just call, what are you doing when you go back to the room?"

"Wife, who is the 'Brother Maizi' in Yan'er's mouth?"

"Chinese New Year's Eve when she hid on the balcony that night and made a phone call, I seemed to have heard her say two words, could it be ......"

"I'll ask her later. ”

Five minutes later, Tang Yan came out.

With a smile on his face, the smile is very sweet.

"Dad, Mom, Brother Mai Zi said that the higher the interest, the more problematic it is. Just like the illegal fundraising in the past, it is also in the name of high interest rates, so don't go. ”

"Okay, if you don't go, you won't go. But you have to tell me and your dad clearly, who is the 'Brother Maizi' in your mouth?"

……

Langfang.

Dachangting Village.

"Dad, this is the salary I saved last year, a total of 100,000 yuan, and the password is my birthday. ”

"Okay, okay, my daughter has a chance, see who dares to laugh at you for being an actor is a fool's dream. It just so happens that the family is going to build a house, so I will take 50,000 yuan from you first, and my father will save the remaining 50,000 yuan for you. ”

"It's okay, you can take the flowers for you, you don't have to save for me, I can still earn this year." ”

"You don't know, last month a few young people came to the village to advertise that it was a consignment company of a large company in the city, and it was called Pi Lupi, which seemed to be an online bank. 50,000 yuan is deposited with them, and the interest rate is more than 20,000 yuan a year, which is much higher than that of the credit union. ”

"E-loan insurance?"

"Yes, yes, yes, it's E loan insurance, you also heard it when you were in Yanjing?"

"There's a problem with that company, and you can't give them the money. ”

"No, many people in the village have saved, as few as three or two thousand, and as many as seventy or eighty thousand. Who did you hear about the problem?"

"What Mr. Mai said is the boss of our company. ”

"Is he talking accurately?"

"He's very capable, he's very good to me, and he won't lie to me. ”

"Okay, listen to you, I'll deposit the money in the credit union tomorrow. Girl, why is the boss so good to you?"

……

A city in central China.

At night, the KTV box.

Lu Ning, who returned to his hometown, enjoyed the annual high school reunion.

"Among our classmates, Mr. Lu is the best now. ”

"I now understand why my roommates in the south said that those who have the ability over there go to business, and those who don't have the ability to become civil servants and go to university. ”

"Yes, what about our four years of college, it's not a hard-working dog, Lu Du has become the director. ”

"Don't say that, a diploma is still useful. My boss asked me to take a self-exam, and I've been studying for it lately. ”

"Isn't it over spending some money to find a gunner, what is there to review, and you are not short of that money. ”

"Mr. Lu, how much was the year-end bonus issued last year, do you want to disclose it?"

"Not much, not much, so, sing K tonight, I'm please. ”

"Mr. Lu is bold, I didn't say it!"

"Waiter, another dozen beers!"

"Mr. Lu, is your company still recruiting?"

"Mr. Lu, you now have an annual income of more than 100,000 yuan, have you ever considered financial management? I am now working at Guanfeng Investment, doing P2P, with an annualized rate of return of more than 50%. You come to me to invest, I'll show you, I guarantee that you can't lose. ”

"50% so high?"

"Reliable or not?"

"If it's true, I'd like to vote too. ”

"What is the minimum standard?"

"Of course, I'll work in it. Minimum investment of 1 yuan, redemption at any time, high yield and low risk, Mr. Lu?

"Not interested. Our boss said that there must be a problem with such a high rate of return. It doesn't matter if you work there, don't throw money into it, be careful of losing all your money......"

……

Sanya, Yalong Bay.

Feng family luxury villa.

During the Spring Festival this year, Feng Shaofeng's family came to Sanya's mansion to enjoy the holiday.

In the swimming pool, Feng Shaofeng swam to the shore and came out of the pool with a hula.

The servant next to him came over and put on a bath towel for him.

While wiping his head, he walked to the beach table next to him and sat down, took a sip of the freshly squeezed juice on the seat, and asked, "Dad, why is your swimming time so short today?"

"I'm old, and I'm not as good as you young. ”

"You're not old at all. ”

"Isn't it because I'm not old, so you won't come back to help me take care of my business?"

"My family doesn't need my help with their business, and I'm just starting to get a better start now. ”

"You call it a career, even if you become a celebrity, what's the use? With the size of your company, I can buy it casually. ”

"Mr. Mai will never sell it. If you force you to buy, you may end up losing. ”

"Looks like you know him well, tell me what you think of him. ”

"He's special. Sometimes it's very smart, sometimes it's crazy...... Well, it's a bit of a mental problem. ”

"Mentally problematic?"

"Yes, just like years ago, E Loan Insurance wanted to invite Hu Jian to be the image spokesperson, and the endorsement fee was very high. Not only did he refuse, but he also held a special meeting to tell all employees that there was a problem with that kind of company, and they should not participate. ”

"Did he say that?"

"Yes, he said P2P is not such a game. If the annualized rate of return is too high, there must be a problem, there is a great risk and hidden danger, and it is easy to lose all your money. ”

"I didn't expect him to have some understanding of finance. ”

"I think he should consider Hu Ji's idea, I heard that E loan insurance later increased the endorsement fee. ”

"Hehe, some money will be hot with it. It doesn't matter what Hu Ji thinks now, he and the employees of your company will be very grateful to him in the future......"

……

When the wave of P2P, with the A-share bull market that began in 06, intensified, during the Spring Festival in 07, there was a small group of people who were unswervingly singing the opposite.

And Mai Xiaoyu, the initiator, never thought about what would happen if he sang too much in the opposite tune.

At this moment, he is playing mahjong in Hongcheng City, Xijiang Province, accompanying his future father-in-law, grandmother, and brother-in-law......

PS：

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