Chapter 103: Payments Sector
Noah admits that he does have rich management experience, and after nearly 20 years of workplace training, he is like a peerless sword with a cold light, and blood will be seen when it comes out of the sheath.
However, no matter how good a weapon is, it also needs to have a master who uses it, and if he fights against a mediocre man with no ambitions, he will probably be sealed in the dust in the firewood room, and only a few legends will be left.
Noah is now in dire need of a super project to match his combat power and make a name for himself.
Now that Roy is in front of him, this is a very good opportunity. Noah took a deep breath, cheered up his spirits, and his whole body tensed to the extreme, waiting for the other party's next "offer".
Roy smiled, and the cloud lightly changed the topic to another place, which made Noah's heart relax, and his brain broke out with a fine sweat.
"Noah, in fact, compared to the QR code, I have a project that is ten times better than it, and I want to invite you to join, I think the small fight of the two-dimensional horse company is a waste of your talent, this project is really our battlefield."
Noah's heart was beating violently again, and his eyes were full of incredible, better than QR codes?! Fack, how is that possible? How strong should his business insight be? How did he find out all the good projects?!
"I want to hear about it."
"In the field of Internet payment! Noah, as you must know, all the funds of the limelight companies are now tilting towards the Internet, and everyone is talking about the future of the Internet. And the Internet payment system, just like the banks in the traditional industry, will shine in the future. ”
Not long after the Internet was born in the United States, Wall Street venture capital firms flocked to the market, and online models from all walks of life blossomed. But! Before 2000, no Internet technology company was able to achieve real profitability, which directly gave birth to the Internet bubble of 2000-2001, and 95% of Internet companies declared bankruptcy overnight.
For a long time to come, most venture capital firms will be in a wait-and-see mode, no longer believing in the nonsense that Internet companies can make money.
However, even in the financial tsunami, there were one or two counter-examples, and the Internet in its early days was the same. Under the tide of Internet entrepreneurship, accountants and lawyers who provide services for Internet companies have gone against the tide and made a lot of money! (Appendix 1)
At this time, it is the Internet concept that is very popular, and Noah is also very popular, but he is not from a technical background, and it is not easy to find an angle to cut into.
"Roy, can you elaborate?"
"OK, that's not hard to understand. You would pay for things in real life with cash or credit card, right? And what about buying something online? Cash payments can't be made, bank card transfers are cumbersome, and there are great risks. Because neither the buyer nor the seller knows whether the other party is trustworthy or not, the cost of rights protection after a dispute is also very high.
"At this time, if there is an intermediate payment system that can guarantee the transaction between the two parties, then whether it is the customer who buys the online service or the merchant who sells the service online, their interests can be better protected, which is a win-win concept.
"As long as our service is good, soon our payment system can be spread all over the United States, and then quickly replicate this model abroad, or it will be all over the world in a short time.
"We will open a new era of Internet finance! Financial institutions that dominate the world by latecomers! A chance to overtake in a corner to beat the big banks!
"We will not only make history and build a new era, but we will also earn a huge amount of wealth and truly stand at the top of the world pyramid!"
Noah listened dizzy, unconscious, hot blood, dry mouth, "I...... Consider...... Under. ”
Roy spread out a piece of paper, took a pen and drew a graphic on it, and his mouth accompanied the vision: "Online shopping, video, music, concert tickets, food ordering, dating, car rental, hotel services, travel...... Wait, wait, see Noah? As long as it is the service that can be provided on the Internet, we are the most reliable intermediary payment providers, customers can not do without us, because they provide the strongest guarantee, merchants can not do without us, because we provide them with the most reliable reputation.
"In the future, tens of billions or hundreds of billions of funds will flow in and out of our system every day, and these temporary gold in our country is also the foundation of our shaking the world."
Noah swallowed his saliva fiercely, nervous to the extreme, he wiped the fine sweat on his forehead, stared at the paper, and his lips trembled in a low voice: "What's its name?" ”
Roy looked at the point in the middle where all the payment graphics converged with a loving face, hesitated slightly, but still wrote down a string of characters, "Worry-free, let's call it worry-free payment." ”
Hassle-free?
Noah felt that his heart had been hit hard, and such a domineering and decisive project was beyond his imagination.
He had an inexplicable impulse at the moment: even if the project was risky, he would bet everything and fight to the death.
Roy stood up, stretched out his right hand, and said, "30% of the shares of Erwei Horse Company, the position of CEO is given to you!" Worry-free payment of 10% + 20% of the company's shares, the position of CEO is given to you! Let's change the world together, shall we?! (Appendix 2)
Noah was stunned on the spot, feeling that this moment was a dream rather than a reality, such an excellent project, such favorable conditions, and such a deep attention...... He couldn't speak, his mind went blank, he didn't know how to stand up, shook hands with Roy, and didn't know when a lawyer came next to him and put a thick stack of agreements in front of him, he also called his own lawyer, and it took three hours to confirm that the agreement was correct, and he signed it in person.
Later, Noah thought back on this incident and felt that he must have gone crazy at that time.
And what he didn't know was that one of his feet, like Roy, had stepped into the abyss of cutthroat competition.
Roy looked at Noah's signed numbers and reconfirmed, "Are you sure you really want to take out so much money to buy shares?" ”
"That's right. Don't try to persuade me anymore. Noah's tone was bold and firm.
Roy gave Noah 10% of the equity and 20% of the equity of the company, as for how much the investment is worth 20%, Roy did not stipulate that even if the other party invests 1 dollar, then it is okay.
But now, Noah is willing to take out 50 million, which shows his heart.
Roy patted Noah on the shoulder, as if he was looking at a brother who shared life and death, and he sighed, the comradeship was all in plain sight.
Roy excused himself to go to the bathroom and locked himself in the cubicle, the muscles on his face could no longer be tensed, and his mouth laughed wildly, this "privileged moment" was just right.
[PS] Appendix 1: If you insist on saying that before 2001, which Internet companies made money, there were really three industries - pornography, gambling, and drugs.
The same is true in China.
It can be said that any new technology can be tested in pornography, drugs, and gambling, and if they can make money commercially, then other traditional industries can also learn and copy this model, and they will quickly stand out.
…… If you think the author is joking, please take my "hehe".
Appendix 2: Don't think that Roy gave too much shares, keep reading and you will know how tragic this battle is.
Moreover, the payment field is a very complex and diverse competitive model, involving local governments, financial management agencies, the FBI's fraud prevention department, and countless large traditional banks. None of the above can be done by a young newcomer.
Only through cooperation can we achieve a win-win situation.
In addition, in principle, the CEO has the most power, and Roy may be held hostage by it in the future. But don't forget, there's also a board of directors behind the company. As long as Roy's equity advantage remains unchanged, even if it is a change of CEO, it is just a meeting. Historically, the drama within the company has never ended, but the winners are less than the CEO.
What's more, how can being a CEO be an easy job, with great power comes great responsibility. Only when the whole company works together and does its job can it create miracles.