Maybe it was because he couldn't wait to verify yesterday's thoughts, so Duanmu Ci woke up early today. Pen × fun × Pavilion www. ｂｉｑｕｇｅ。 ｉｎｆｏ

Got up and washed his face, Duanmu Jin looked at himself in the mirror, and touched his young face, so it looks like he is still quite handsome, if he gets a Korean hairstyle, he can't be too handsome, okay...... He thought narcissistically.

"It's good to be young......"

After breakfast, Duanmu said hello to his mother, got on his bicycle and went straight to the city.

After half an hour of galloping...... Forget it, it's not so elegant, at most it's a wild kick. Duanmuci stood at the gate of the bank, and he couldn't wait to walk towards the bank. It's Sunday, so there's already a lot of people waiting in line at the bank. Duanmu Ci glanced around, but he didn't find the self-service ticket machine, he scratched his head, and his forehead ...... It doesn't seem to have this thing yet, so forget about queuing. Looking at the long dragon in front of him, he reluctantly followed.

"Hello, what business do you want to handle?" asked the salesman at the counter.

"Hello, I want to get a bank card, thank you. "Well, you have to have a good attitude, it's not easy for everyone to come out and mix......

Duanmu Ci handed over his ID card. Duanmu Ci thought for a while and asked, "I want to ask, I seem to have made a card before, but I lost it, can you see if there is a record." He thought, if it's a new card, it's strange that there's money in it. He looked nervously at the salesman.

I saw the salesman crackling in front of the computer and pressing a lot, and after a long time, he finally spoke.

"Yes, you have applied for a bank card before, do you want to reissue it?"

Duanmu Ci let out a long sigh of relief, he smiled, he knew what it meant. "Uh-huh. ”

"Okay, 20 processing fee. ”

"What?"

The salesman seemed to know the doubts in his heart, and explained, "Because it is the first time to report the loss and reissue, it is not the first time to handle it, so a handling fee of 20 yuan will be charged." ”

Depend on...... Fortunately, I brought money when I went out in the morning, Duanmu Ci thought. After paying the twenty handling fee, Duanmu Ci took the brand-new bank card with trembling hands, except for the bank gate, and came to the ATM on the side to pay the money. Insert the card, enter the password proficiently, and click on the balance inquiry. Duanmuci smiled again.

The balance shows 164,600.00 yuan.

160,000 ah! Hahahahaha! Lao Tzu is rich! Duanmu Ci is ecstatic in his heart.

In 06 years, prices have not soared in China, 160,000 is definitely a huge amount of money, in this era of only a few dollars for dinner, you think about how many meals you have eaten with 160,000 yuan. Forehead...... No, it's enough for you to do.

Duanmu Ci has thought a lot, and what he has worked for the longest time in his previous life is the stock market and real estate. Although he is only a junior clerk, he knows a lot about it. Now, he has to think about what to spend his money on.

Walking on the road, Duanmu thought of many aspects. The first is to speculate in stocks, but this article was quickly denied, first of all, the risk problem, Duanmu Ci in the previous life worked in a small securities company for two years, and finally because of the fierce competition in the securities industry, the company finally went bankrupt, the boss owed employees two months' wages, and the office equipment in the company was also divided up by those creditors, and finally the boss ran away with his sister-in-law...... Of course, this is not the point, the point is that Duanmu Ci learned a lot there, and also studied a lot of classic stock market cases from a few years ago, such as the big bull market and the big bear market in 07, which have been studied as cases, which are the basic skills necessary for everyone engaged in the securities industry.

If this money is invested in the stock market, Duanmu Ci is confident that the risk will be minimized or even 0, but he now has no ability but no conditions. First of all, there is no securities trading center in Xiaxi City, just kidding, how can such a small place have it, maybe in a few years, but now it is definitely not. Only in the economically developed areas along the coast will there be large-scale securities trading centers, such as SH securities trading centers and so on.

Secondly, there is no computer, there is no online banking, and the account can only be opened at the securities exchange, unlike Huaxia in the previous life, the computer is almost a necessity for every household, and it is OK to open an account directly at home with a computer click, but the current Duanmu Ci obviously does not have such conditions. So put that thing aside for now. Later, when conditions permit, this matter can be put on the agenda.

Since stock speculation is excluded, there is still real estate left, and as a person who has come over, Duanmu Ci knows the benefits better than anyone else. He knows that in the next ten years, Huaxia's economy will develop rapidly, quickly surpassing the old developed countries such as Europe and the United States, and becoming the world's leading economy. Moreover, Duanmu Ci will not be able to use this money in a short period of time, and he can completely use this money as a long-term investment. This fool-proof method of making money without losing money simply can't be too easy and enjoyable......

160,000 seems to be a lot, but if you put it into the real estate market, it is too little, first of all, to rent land, then to find professionals to build a house, and then to sell it back, this 160,000 is far from enough, and there is no channel for yourself. Thinking of this, Duanmu Ci's brows furrowed. Eh, wait, I can't rent land, but I can buy a house!

Thinking of this, Duanmu gave his hands and clapped his hands, and he found a way to make money that was most suitable for him so far. Thinking of this, Duanmu Ci relaxed, and now he had a clear plan in his heart, so he was not in a hurry at all. He even began to hum a song. He thought about it, should he tell his parents about this money? No, Duanmu Ci immediately vetoed it, first of all, where did this money come from, and how should his parents answer when they asked about this? Did you tell them that I saved it myself ten years later, and now I just used it in advance? Such a fucked reason is changed to no one can believe it......

Second, how should we tell them our understanding of the market? To put it mildly, their thinking is still stuck in the traditional ideological concepts of working, making money, saving money, building houses, marrying a daughter-in-law, and raising children, and of course, this is also the common life of the working people at the bottom of society.

After thinking about it for a long time, Duanmu Ci finally decided not to tell his parents about his own money for the time being, and told them when he had the right opportunity in the future.

What Duanmu has to do now is to buy a house, and his idea is very simple, that is, to buy a house and then sell it. This was not new to him at all, in his previous life, buying a house and waiting for the house price to rise before selling it to earn the middle price difference was a common practice for some people who had spare money in their hands at that time. But before buying a house, it's more important to get some information about the market.

.......

In just one morning, Duanmuci rode his bicycle all over the center of the city's large and small seven or eight sales buildings, two of which are worthy of Duanmuci's attention, in his opinion, the house prices of these two houses will continue to rise in the next few years, with his past few years in the market, he believes that this will be the first pot of gold since his rebirth.

The first place, is located in the north of the city center of a newly completed building, is currently in the external promotion and sales, why will it be said that this place is worthy of Duanmuci's attention, the reason is that in the memory of his previous life, the state will release a policy in October 06 on the strategy for the development of the western provinces, in which the railway along the line will just pass through the north of Xiaxi City not far from this sales office, and will set up Xiaxi Station here as a pause point for the flow of goods and people.

This policy has not yet been announced, but as a person who will come in the future, Duanmu Ci naturally knows about it, and he believes that it will not be long before this information will spread in Xiaxi City. In his opinion, this was his chance, and he knew in advance the economic value of the place.

The second is located in the center of the city, and why he would fancy this place, because in the second half of this year, the Xiaxi city government will announce the establishment of a large national commercial center on a vacant lot not far from here. This policy is closely followed by the national policy, I believe that this is the Xiaxi Municipal Government in response to the national policy, seize the opportunity of economic development and formulated, Duanmu Ci thought.

In his memory, Xiaxi City has risen rapidly in recent years to become the most economically developed area in the western part of China. You can buy houses in these two places, where are you going to buy them? Forget it, let's go and see the house price before making a decision, thinking of this, Duanmu Ci got up and walked to the sales office in the city center.

Duanmuci walked inside and did not attract the attention of others, and no salesman in the sales office stepped forward to ask. It may seem to them that this little kid, who looks like a high school student, is not here to buy a house. Duanmu Ci was also happy to be idle, just standing aside and listening to the salesman introduce to everyone.

"The house sold by our company believes that you have also seen the model here, which is located in the center of the city, not far from Xiaxi Park, where the scenery is beautiful, for everyone to work or leisure have convenient transportation, and we can guarantee that our real estate here is the best real estate in the city, the price is relatively slightly more expensive, only 3999 per square meter, some suites are priced at 4500 per square meter, if you come again after a while, there may be no more, everyone hurry up......."

The salesman was still showing off her eloquence, but Duanmu Ci was no longer listening, he looked at the sand table in front of him, some of which indicated 3999, and some places indicated 4500. Duanmu Ci carefully calculated that he now has a net worth of 160,000 yuan, and if he buys a house here, a cheap house can buy a 40-square-meter house, which is probably a small house suitable for personal living with one bedroom and one living room. He chose to look at the second place and compare it.