Chapter 493: Bundled Development
"Okay, okay, then I'll close the door!" Shuichi Minamino walked over and closed the office door directly. Pen × fun × Pavilion www. biquge。 info
Seeing the other party's action, Inoue Ami said coquettishly: "What do you want to do Minamino?"
"Hehe, it's not like I haven't tried, you know the drop. Shuichi Minamino smiled and walked over to Ami Inoue's side.
"It's daytime!I hate it~ What if someone outside hears it?" Ami Inoue's face turned crimson, obviously knowing what the other party meant.
"What are you afraid of, the sound insulation of this office should be good, don't worry. ”
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After the fishing company's side was over, Shuichi Minamino returned to real estate and banking. He wants to set up a consortium in the future, real estate and banks are inseparable, and banks are the most important part of his future development!
You have a bank, and even if your business is facing closure and the flow of money is broken, you won't have to worry about the money. With a bank, your business will never be short of money!
Looking at so many conglomerates in the world, the reason why they stand tall is because they have a strong capital chain, own banks, and own a large number of real estate.
Minamino Real Estate Corporation, Tokyo.
"Kaga, how is the second phase of Splendid Mansion selling now?" asked Shuichi Minamino to Kaga.
"Mr. Chairman, at present, a total of 1,503 houses have been sold in the second phase of Splendid Mansion. Kaga reported.
"Well, you have to keep up the good work!" Nanno Shu nodded after hearing this. The second phase of Splendid Mansion is the second phase of the real estate development that he bought on the land in Setagaya Ward. The first phase is 1,000 acres, and now the area of the second phase is 2,000 acres!
Since the yen has continued to depreciate in the past two years, the price of a house is now about 800,000 yen. Now, after a few months of sales, 1,503 houses have been sold in the second phase, and the sales amount is more than 1.2 billion yen!
However, the area of the second phase is 2,000 acres, and there will be about 20,000 houses in total. If each set is 800,000 yen, then this second phase of the property can earn 16 billion yen!
That's the windfall profits of real estate!
Last time, the first phase of the Splendid Mansion received a total of 3.3 billion yen, which allowed Minamino Shuichi to truly see the windfall profits of real estate. Now, if the second installment can be sold in full, it will be 16 billion yen. Even if it is the cost of going out to build and many other expenses, he will earn at least one-third! That is, a profit of 5.3 billion!
The reason why the profit is so large is mainly because the price of this piece of land won by Shuichi Minamino in the early stage was too low. The price of the land won at the beginning is low, so the lower the cost, the more you earn. In addition, this piece of land is currently a prime location in Setagaya Ward, so the holiday is high, and the profits are even higher.
There are eight types of real estate investment in general.
1: The cost of land.
2: Upfront costs.
3: Package fee.
4: Construction and installation costs.
5: Management expenses.
6: Selling expenses.
7: Financial expenses.
8: Taxes.
A real estate is only earned after the above expenses are removed.
If the project is in normal operation, the profit of general real estate is about 10%, and if it is a good real estate, it will have a profit of about 20%. But now Shuichi Minamino's profit is definitely more than 30%!
"Most of the buyers in the second phase used loans to buy houses, right?" Minamino continued. His current real estate and car company are tied to his Minamino Bank. It's definitely all three that develop together!
Taking out a loan to buy a house or a car can increase sales and boost the bank's business at the same time!
It can be said that the current Nanno Bank has driven a lot of business with real estate customer loans and car customer loans under his name!
You can imagine that all of Minamino's current customers who want to take out loans to buy houses are all through loans to his Minamino Bank to buy houses and cars, so that he can pull a lot of banking business without much effort.
You can imagine that a huge number of buyers and car buyers all take out loans at Nanno Bank, and in the future, these people will not only have to repay the principal, but the key is to repay the interest. Even if these people bind their bank capital to Nanno Bank, they can use more or less deposits in Nanno Bank as working capital.
In other words, these two major items alone led to the rapid development of Nanno Bank at once.
The bank has been established for two years, and in the past two years, it has slowly begun to gain the trust of many people. The main reason is that the current Nanye Real Estate and Nanno Automobile Company are too hot. Therefore, the three are tied together, so that the people also have trust in Nanno Bank, and with trust, only many people have begun to choose to deposit money in Nanno Bank. The main reason is that the interest rates currently offered by Minamino Bank are better than those of other banks.
A new bank certainly relies on these banks to attract customers.
"Yes, most of the buyers of the second phase of Fairview Mansion choose to buy a house with a loan. Among them, 81% of customers bought houses with loans. Kaga said.
"Well, well, we have five other areas of land in Tokyo, and we will try to develop them all this year. We need to expand our real estate portfolio. "Minamino Shuichi.
Last time, the second and third time he enclosed land, he enclosed not only in Setagaya Ward, but also in other wards of Tokyo. If you look at the current trend in Tokyo, the land over there can also be developed. After all, it's all developed.
"Yes, Chairman. Kaga said respectfully.
The next day, Shuichi Minamino traveled from Tokyo to Osaka.
Because this day is the day when the real estate in the western suburbs of Osaka is opened!
The real estate in the western suburbs of Osaka is called Bisui Wan Garden.
When Shuichi Minamino arrived, there was still half an hour left for the opening ceremony.
This time, of course, he will cut the ribbon at the opening. At that time, it is estimated that there will be a lot of media coming to interview or something.
The first phase of Bishuiwan Garden Community covers an area of 2,000 acres of land, with a total of 15,000 houses. This garden-style design is even more beautiful than the Splendid Mansion design in Tokyo. Therefore, the more land space is used, the fewer suites will be.
After all, land in Osaka is not as expensive as in Tokyo, so you need to rely on this design to attract more customers to buy a house.
Of course, there are many real estate developers in Osaka who are imitating it, but Shuichi Minamino is definitely one step ahead as the inventor.
Looking at the Bishuiwan Garden Community, Nanno Shuichi muttered: "It seems that we need to continue to speed up the development of the land I circled a few years ago, and we also need to carry out a new round of enclosure movement." ”
So far, he doesn't seem to have been enclosed for two or three years.