Chapter Ninety-Six: The Love of Uncle and Nephew (II)
There are three unfilial pieties, and no queen is great, which is the traditional concept of the Chinese people. In addition to this righteousness, in fact, it is more about worrying about the death of the elderly and the worship after a hundred years.
Li Chuanmin and his wife have no children, and they are not very worried about the end of their pension, and the most worrying thing for the two of them is that after a hundred years, no one will give them their husband and wife to wear linen and filial piety, go to the grave, and worship. Daughters and nephews are unreliable, and he himself is also a nephew, how many times will he go to the grave of his grandfather and grandmother to worship all year round?
In the countryside, the son can inherit the right to contract the land and forests, and all inheritances, including real estate, while the daughter only prepares a dowry when she marries.
The little nephew said several times that he would give the two of them a pension in the future, but that was just a child's words, and it should not be counted. In the past, the eldest brother wanted to pass on the second child to himself, but that beast couldn't take it with him at all, how could he have a conscience? Shimei was right, if he didn't have a cousin, he would not be as good as a nephew with a conscience! In the future, his two in-laws would be buried next to the third child, and Jiaming and his children and grandchildren would go to the grave to sweep the grave in the future, and they would still miss their own two children?
Li Chuanmin sighed secretly and said with emotion: "Jiaming, there are no three generations of relatives, and the family has 10,000 years! The second uncle has no son, and the money he earns will not be given to a person with a foreign surname in the future? When I pass away with your aunt, can I still count on my nephew to sweep the grave?"
Jiaming, the second uncle has three shops and a one-story house is enough. Three shops for your third sister and full sister to study, and one floor room for you to live in when you are old, the rest will be given to your eldest sister and second sister to marry. ”
Li Jiaming nodded gloomily, he knew what the second uncle meant, and gave himself a shop and two rooms, just to let himself wear linen and filial piety, go to the grave, and sweep the tomb for the old couple in the future.
Hey, in fact, the second uncle doesn't have to be like this, he will be like this.
Seeing that his nephew nodded, Li Chuanmin's heart blossomed, and the two of them were not worried about the end of the pension, and the four daughters were very filial. But not having a son to send him to the end, wearing linen and wearing filial piety, duanling the spirit card, and going to the grave to sweep the grave has always been a heart disease for the two of them. Now that I have no heart disease, I don't have to worry about these things anymore.
"There is another thing, and that is the painting and decoration of the house. There are regulations in the township that after completion, it must be painted and decorated, and a light frame cannot be thrown there. I asked Director Zhang and Township Chief Li that at least the first floor of the shop and the exterior wall of the street should be painted, so that it will look good. ”
Li Jiaming knew what the second uncle meant, the labor to make the house must be the uncles to help without money, according to this kind of construction method of sharing load-bearing walls, seventy or eighty thousand yuan to build this row of houses is barely enough, but it is definitely not enough to add painting and decoration. Although the second uncle did not have much money on hand, he could borrow it from his relatives, at most to give some interest, and it would be difficult for him to borrow half of it, who would dare to borrow tens of thousands of yuan to a thirteen-year-old man? It would be very difficult for the second uncle to borrow his own decoration money, and it was completely beyond his ability to ask him to help him borrow it again, unless he told his father the truth and asked him to send the money back.
"It's okay, when the house is ready, you can help me with a loan." ”
"Loans?"
That's right, Li Jiaming is not as conservative as his second uncle, and the interest on bank loans is not high, as if the interest rate on small loans in rural areas is only about five or six thousandths, right? If the house is mortgaged for renovation and the rent of three stores is relied on, the interest will certainly be more than enough.
"Hmm", Li Jiaming took out a pen, took a newspaper next to him, and calculated the account for the second uncle.
Li Chuanmin carefully read the figures calculated in the newspaper and secretly praised his little nephew's cleverness, what money do he have to borrow? The rent of his three shops is at least 300 yuan a month, which is enough to pay 30,000 or 40,000 yuan in interest. With these 30,000 or 40,000 yuan, it is enough to paint all the houses roughly, and then rent them out to collect rent, so why bother borrowing money to owe favors? People in these days do not have any concept of house decoration, and they paint the walls white and the wires and cloth neatly, and this is decoration.
The second uncle was satisfied, and he was looking forward to renting out all the houses and earning hundreds of yuan more in rent a month, but Li Jiaming was not satisfied. If you don't make full use of such an opportunity to make a fortune, you will be sorry for yourself, and even more sorry for the generous township government!
Li Jiaming picked up the pen, wrote and drew in the newspaper again, and finally whispered: "Second uncle, have you ever thought about mortgaging all the houses and using the bank's money to build a few more buildings?
Although it is much cheaper to build a house with a shared load-bearing wall than a conventional building, the cost of an ordinary three-story brick house of 120 square meters is nearly 40,000 yuan, and the interest of a house alone will cost nearly 3,000 yuan a year, and three buildings will cost 8,000 or 9,000 yuan. This is not something that can be borne by rent alone, how dare the second uncle take this risk?
"What are you kidding? Do you know how much interest you have to pay a month? If the rent doesn't go up in the future, the interest alone will drag people to death!"
It's not easy to find such an opportunity to make a fortune, Li Jiaming bothered to persuade him: "...... See, second uncle, my yes and eldest sister's salaries, plus the rent of the store, the interest payment is enough! The house on the street will definitely go up in price, we will wait for the house price to be high in two years, and then sell one or two, won't we earn back all the principal and interest?"
The numbers on the paper are indeed very tempting, but the second uncle, who owes his relatives and is afraid, is still unwilling, "That's not good! Don't keep thinking about making more money, studying hard is the right way!"
The second uncle said this, and Li Jiaming could only give up. is stubborn, the second uncle is not bad, if he makes up his mind, even the second aunt can only scold him for being a cow. If the second uncle doesn't agree, he can still go to the credit union to get a mortgage, and he can still do those things about the house?
That's right, the contented person is always happy, he originally thought that he could only earn a house at the door of his home, but now he can earn three shops and two floors on the street.
"That is, isn't it enough for us to earn so much? If all of you can be admitted to the university, and the rent of the shop can go up again, even if you don't sell the house in the future, the rent of the shop alone will be enough for your tuition and living expenses."
"Hey, hey, hey", Li Jiaming scratched his head and laughed stupidly, if his father went home for the New Year this year, and suddenly saw a row of brick houses with three storefronts in the house, and it was still on the street, I don't know what the expression would be?
"Don't laugh! Tomorrow I will go to the countryside to go through the formalities, and write your name on the land certificate (there is no real estate certificate for rural houses), and you yourself had better go to the end." ”
"Me?"
Li Jiaming pointed to his nose, and when he saw that the second uncle didn't seem to be joking, he couldn't help but laugh and said: "Second uncle, you directly write my name Ye Ye (Dad), I am a thirteen-year-old man, what do you want a house for? ”
Seeing that Li Jiaming didn't seem to be joking with himself, the second uncle also said suspiciously: This guy doesn't have that much in mind?
Li Jiaming's mind is really not so heavy, even if the second uncle patiently reasoned with him, he still shook his head and said: "I don't want it, second uncle, if the house is in my name, what will others think of me Ye Ye (Dad)? Besides, my sister and I will go to college and work outside in the future, and it is useless to ask for things at home, it is better to give me Ye Ye and my stepmother to provide for the elderly."
Second uncle, you also know that I, yes, am a person who can't be idle. In the future, my sister and I want them to live in the city with us, and nine times out of ten, we will not be able to get used to it. Even if they don't live in this house, they can rent it out, so that they don't have to be embarrassed to open their mouths to us when they lack money. ”
Li Chuanmin was silent, he understood what the little nephew meant, this was taking care of the third child's face. Rural people take face very seriously, and if people know that the third child's house was made by his son, his face will not look good. The little nephew helped him win the project, and he earned money to 'lend' the third child to build a house, so everyone had nothing to gossip about.
After being silent for a while, Li Chuanmin made the decision for his nephew, and said in a deep voice: "Jiaming, this matter can't be messed around with you, who can say what will happen in the future? What if your stepmother is not good? In this way, the store and house next to it are under your name, and it is said that I lent him money to make them, and these two shops are placed in your name, so it is said that Uncle and Boss Wang thank you." ”
It's good in this way, people have no long-term worries, the shares of the engineering team are unreliable, or do more hands to prepare, the second uncle This is an old idea.
If the stepmother is really not good to her brother and sister, or she is partial to her own children after she has children, she still goes to sue her father? Also, there are unforeseen circumstances, in case she has any accidents, she must also give her sister a guarantee, lest she go to see the stepmother's face, and try not to let her father and stepmother get into housework.
After being silent for a while, Li Jiaming discussed: "Second uncle, otherwise. In the future, if I don't have any accidents, I want your shop, and if I have any accidents, I don't want your shop, give it to Brother Jun. He is a conscientious person, and he also promised his aunt that he would give you linen and filial piety in the future. My shop and house are all for my sister, please be there with my maternal uncle and Wang Zhenguo, and everyone will indicate it on the land certificate. ”
How can you say such unlucky words? The second uncle's face immediately stiffened, and he reprimanded in a deep voice: "Jiaming, don't talk nonsense!"
This is his second uncle, scold when you should scold, and beat when you should beat. From the Chinese New Year to the present, Li Jiaming, who has always felt a little estranged from his second uncle and second aunt, felt warm in his heart, but he still insisted: "Second uncle, you are right, if you are not afraid of 10,000, you are afraid of what will happen in the future, who can say for sure?"
I'm an adult, and I can take care of myself no matter what. Wenwen is different, she is timid and sensitive, and if something happens in the future, she also has enough protection. ”
The more I say this, the more unlucky it becomes, but I have to say that it is right, and there are still unforeseen circumstances in the sky.
The second uncle hesitated for a while, and agreed in a deep voice: "Yes, Boss Wang will come to Chongxiang tomorrow, I will go to your maternal uncle, and we will make a note on the land certificate together." There is an outsider present, and your stepmother will have nothing to gossip about in the future. ”