Chapter 427: Loan to do business?
In fact, Shuichi Minamino started preparing for the establishment of the bank a year ago. After all www.biquge.info starting a bank is not opening a company, and there are too many processes that need to be taken. It also needs the nod of the island country Z government to agree to the approval.
However, island countries are the world of capitalists, and as long as you have money, you can do anything.
So this year, I finally got all kinds of formalities. Now Shuichi Minamino can open a bank in the true sense of the word. It's not like the small bank that Shuichi Minamino is currently running is not unpopular. Anyway, the target of a small bank of this level has not been noticed by the big banks under the name of the consortium. Because they feel like they have a lot of capital. Even if someone opens such a small bank, it will eventually fail because it has no business.
Tokyo.
"How's the renovation progress of the four banks?" asked Shuichi Minamino, sitting in his office and facing Nako Kino.
We started preparations a year ago, and three months ago, we renovated the bank in the four major cities of Tokyo, Osaka, Yokohama, and Nagoya. Now three months have passed, and I don't know how the progress is.
If the bank façade is renovated, it can be officially opened.
Of course, before opening, it is necessary to publicize it first, otherwise it will be embarrassing if no one knows about this bank.
"The renovation progress of the four bank facades has reached the later stage, and I believe that it should be completed in another month. Nako Kino said.
Anyway, at present, Shuichi Minamino plans to open a bank in each of these four cities, and of course the banks must be the same. Later, when we have strength, we will expand to other cities.
"Very well, let's go, I'm idle today. Let's go and see how the bank in Tokyo is renovated. "Shuichi Minamino was on a whim.
"Good. ”
Shuichi Minamino drove Nako Kino to the center of Tokyo, and Shuichi Minamino's bank in Tokyo was located on the first floor of a commercial building in the center of the city. This floor was leased by Shuichi Minamino and renovated into a bank. I have to say that the rent here is quite expensive.
But the location is good and worth it.
Half an hour later, they were outside the building.
One of the main entrances on the first floor was under construction at this time, and this is where Shuichi Minamino's bank is located.
At this time, the decoration of the outside was basically completed, and the four big characters 'Minamino Bank' appeared in front of Nanno Shuichi's eyes. That's right, he named his bank Minamino Bank.
"Yes, it's magnificent!" Minamino looked at it and was very satisfied. This façade is 1,000 square meters, which is a large façade.
"Let's go, go in and have a look. ”
When I went in, I found that some places were still under construction, but some places were already finished.
To renovate into a bank, you still need a lot of infrastructure. The most important thing is the insurance room where you can save money.
After entering, Minamino Shuichi inspected and found that he was basically satisfied, and the bank must be grand and majestic.
The next day, Shuichi Minamino officially began advertising for his Minamino Bank.
"This time we're going to have a month of hype, on TV stations, on the radio, on roadside billboards, handing out small flyers, and so on. Shuichi Minamino said in the conference room to a dozen executives below.
These executives are the presidents of the future banks, financial executives, managers, and so on. These people were all recruited by Shuichi Minamino a few days ago. The opening is still a month away, and of course he has to hire people first.
"Yes, President!" the dozen executives all nodded.
"In the early days of our banking business, we don't ask citizens to make deposits, we first have to attract customers who come to take out loans, which is very important. This matter is left to you as the marketing manager. You have a long way to go, and if you can complete the plan I gave you, you will be rewarded at that time. Shuichi Minamino patted the marketing manager on the shoulder.
"Yes!" the business manager nodded, his face solemn. He also knows how difficult his task really is.
Now his four banks plan to inject 32.4 billion yen as the principal, and when the time comes, see how many customers come to lend, and if the time comes, the second injection will be made. When there is no money, I will ask my future brother-in-law Loki to borrow some money first.
However, he estimates that the 32.4 billion yen should be able to support the loan problem for a long time.
…………
Soon, the advertising campaign organized by Shuichi Minamino soon began.
On TV Tokyo, after a TV drama is broadcast, it's time for commercials.
It's prime time, and a lot of people are watching TV at this point.
"If you want a loan to do business, a loan to buy a house, or a loan to buy a car, please find Nanno Bank! Nanno Bank has abundant funds, and the loan conditions are not demanding...... "The TV picture actually appeared on the façade of Nanno Bank, and then some people worked hard to publicize it inside.
Not only TV stations, newspapers, roadside billboards, small flyers, etc., are also working hard to spread the word about Minamino Bank.
The focus of the publicity is mainly on the loan business, and the money saving business is only slightly mentioned. After all, without great strength and popularity, many people would not want to keep their money in a bank that is not well-known. After all, I'm afraid of bank failure.
Tokyo Business Daily: Big news, big news! Minamino Bank's loan conditions have been lowered, and as long as they have a job unit and a stable running account, the working class can borrow up to 500,000 yen in credit loans! As long as there is a mortgage on real estate and factory buildings, the maximum loan can be 100 million yen!
Of course, the final loan depends on the value of the other party's property or factory. Anyway, Shuichi Minamino will not do a loss-making business. However, the conditions for lending are indeed much lower than those of many large banks.
Shuichi Minamino did this to attract the attention and action of those who wanted a loan.
Kotaro Makimura is an ordinary salaryman, and his monthly salary is currently 5,000 yen. He wanted to take out a loan to start a business, and since he didn't have a mortgage on his property, his salary was not high enough. So I couldn't borrow enough money to do business.
But today, after he saw the conditions of Minamino Bank, he was instantly moved.
He saw that he could get a mortgage without a mortgage on a property in the city, as long as there was a property in the village. It's just that the amount is relatively small. But for the small business he wants to do is completely enough.
"If I mortgage my house and land in my hometown, I can borrow 200,000 yen! Makimura Kojiro was faintly excited in his heart.
"It's a pity that Nanno Bank hasn't opened yet, so I'll definitely ask for more information when it opens. Kojiro Makimura secretly decided in his heart.