Early the next morning, Rosa came up with the plan. Pen ~ fun ~ pavilion www.biquge.info

The four banks are Sushang, Ping An, Everbright and Zheshang Bank, of which the largest contributor is Zheshang Bank, one took 300 million, and Sushang took 200 million.

The interest and all aspects of the terms are the same as the 80 million yuan borrowed from Sushang Bank last time, and the loan will be disbursed within half a month.

If it weren't for the special time node of the fourth quarter, in fact, any of these four banks would have been able to complete the loan independently.

700 million, which is a huge amount of money for ordinary people, can be easily taken out by any bank.

The policy tightening at the end of the year is one of the reasons, in principle, except for bridge loans, other loan policies for private enterprises are very strict;

On the other hand, the international financial market has released some very dangerous signals since the second half of 06. The headquarters of major banks have predicted that in the next one or two years, Asian financial markets are likely to experience large fluctuations, and banks are consciously carrying out strategic contraction.

Several banks jointly lend money, each reducing the risk, diversifying the money, and the amount of the loan is within the authority of the delegates who come to the meeting, and the delegates can make their own decisions.

"Mr. Zhao, thank you, I invite you to dinner." Rosa said with a grin.

Zhao Zejun not only continued to cooperate with Sushang Bank, but also handed over the agency power of the joint loan to Sushang Bank, making it clear that he was defending Sushang Bank and her.

"Eat is free." Zhao Zejun waved his hand, this is not simply to give Rosa face, but more to establish his business reputation.

Although Sushang Bank has only been established for a short time, its future development is very healthy and good, and since I have figured out the problem of loans, I will have to deal with the bank in the future, and establish a close relationship with Sushang Bank in advance that is more than 'good', which is very beneficial to the future.

But there are still some things to be said clearly, and he frowned: "Rosa, what's going on with your bank?" ”

"Huh? Mr. Zhao, what do you mean? Rosa was slightly stunned.

"I'm from Southern Jiangsu Province, you are a local bank, you should have supported each other, I'm enough to support you, why can't I get a loan of 700 million at the end of the year?"

Zhao Zejun of other banks can understand, after all, the headquarters are not in southern Jiangsu Province, and it is not good to violate the general principles of the headquarters.

Especially in large state-owned banks, it is very difficult for private enterprises to borrow from the Bank of China, and ordinary private enterprises will not even think of borrowing from the Bank of China, because there is no hope at all, so there is such a thing as 'private lending', and the more private enterprises there are, the more common private loans are.

Even if he could get a loan, he begged his grandfather to tell his grandmother, and he stammered in a low voice.

Today, representatives of several major banks can take the initiative to be present and compete to lend money to Zeye, which is unimaginable in ordinary enterprises.

However, Sushang Bank is different, it is a merger of local credit cooperatives and city banks, and it is an authentic enterprise in the province, and its business scope is mainly in southern Jiangsu Province.

Industrial and Commercial Bank of China, Bank of China, these big banks, will never be able to integrate into the inner circle of Suzhou businessmen, because their roots are in the capital.

But Sushang Bank is different, it can be regarded as 'its own person' in the banking industry.

"Mr. Zhao, this time is really an accident."

"Don't tell me any policy." Zhao Zejun said.

Rosa hesitated for a moment and said, "Do you follow the stock market?" ”

"Don't go around in circles, just say it."

"Our bank and Huahai Securities are in a cooperative relationship, and before the end of the year, Huahai Securities did a securities mortgage financing and borrowed a large amount of money from our bank with securities. At the end of the year, the bank was indeed a little nervous. ”

It makes sense.

Huahai Securities is a well-known domestic volume dealer, and the bank-securities cooperative securities are mortgaged, which is not hundreds of millions of funds, so it is normal for a small bank to temporarily have a shortage of silver.

However, the president of Sushang Bank is really bold enough, a joint-stock commercial bank that has not been opened for a few years, just playing like this, absolutely savage, although he can make money quickly, but if he is unlucky, he will die faster.

Seeing that Zhao Zejun didn't squeak, Rosa looked at him cautiously.

"Let me ask you, if your bank fails, don't I have to pay back the money?" Zhao Zejun suddenly leaned in and asked.

"Huh? Going out of business, Mr. Zhao ......" Rosa was taken aback.

Seeing Zhao Zejun's smile, she reacted and said angrily: "You hate it!" Scare people! ”

"Ahem, just kidding." Zhao Zejun sat up straight, "By the way, your chairman has always been rare, why haven't I seen him in the circle of Southern Jiangsu Province." ”

"Our chairman is from the capital, his hometown is from southern Jiangsu, and he usually works in the capital and runs in two places." Rosa said.

"Oh, I see. That's okay, you work hard, deal with the loan as soon as possible, and I'll ask Jiang Xuan to invite you to dinner when I'm free. Zhao Zejun said.

Seeing that the other party had the intention of sending off guests, Rosa took the initiative to stand up, "Where, I should invite Mr. Jiang to have dinner with you." You're busy. ”

……

After the loan was completed, Zhao Zejun contacted Daniel again.

Really 'Daniel', the senior vice president of Shangri-La Hotels and Resorts in charge of mainland operations.

Wherever Zeye Plaza opens, the cooperative merchants will follow, and Shangri-La Hotel is one of the largest partners.

Daniel was surprised, he didn't expect that in just a few months, Zhao Zejun was ready to develop two more Zeye Plazas.

For other businesses, whether to cooperate with Zeye Plaza also needs to be considered.

Because it is opened inside Zeye, if Zeye Plaza is deserted, they will lose money.

But Shangri-La is different, it belongs to the annex building of Zeye Plaza, which is independent and self-contained, adjacent in location, and unrelated to business.

After the opening of Zeye Plaza, the operation is not good, in fact, the Shangri-La Hotel has little impact, it is still a five-star luxury hotel.

Whether it's Hangzhou or Yiwu, both cities have unique attractions.

Yiwu has nothing to say, although the city is small, but the mobility of people is very large, and there are countless large and small bosses who come and go in and out of the goods every day, which is very suitable for building high-end hotels.

As for Hangzhou, it is even more special.

Hangzhou is Shangri-La's first springboard to enter the mainland market!

"Shangri-La Hotel, Hangzhou" is the first Shangri-La hotel in Chinese mainland, built in the 60s of the last century, is one of the most high-end hotels in Hangzhou and even the country at that time, Premier Zhou basically stayed here when he went to Hangzhou.

In other words, Hangzhou is the first step of Shangri-La's layout in the south, and the base camp, Daniel's office in the mainland, is mainly in Hangzhou.

However, due to the current situation, Shangri-La's layout in the mainland was interrupted for decades, and even this base camp did not have much business layout.

This time, Zhao Zejun built two Zeye Plazas in Hangzhou and Yiwu, and Shangri-La took advantage of the situation to deploy a second hotel in Hangzhou, further consolidating Shangri-La's base camp in the south and expanding its business in Zhejiang Province, one of the most economically developed provinces in the south.

That's the benefit of having an agent, and the Kwok Group has been able to spread the industry across Asia within a generation, with hundreds of companies sitting on it, and the agent strategy plays a key role.

As long as you find the right person, the related business of the Kwok Group will develop like a snowball in the local area with the growth of the other party itself.

This is actually one of the reasons for the success of order real estate.

Daniel is very satisfied with Zhao Zejun's 'agent', and in a short period of time, strictly speaking, within two years, he took advantage of Zhao Zejun's 'momentum' in the mainland to successfully add three new Shangri-La hotels, and all of them are located in the central city, which is dazzling enough.

What's more, Daniel sees greater possibilities in the future.

This Mr. Zhao has completed the primitive accumulation stage from 0 to 1, and then quickly tried to split and expand from 1 to 2.

Next, it is foreseeable that there will be a steady stream of more Zeye Plazas, and Shangri-La's mainland business will also enter the snowball expansion stage.

Whether it is cooperation with Zhao Zejun or Shangri-La's investment in the mainland, it will inevitably involve a deeper level and a larger amount.

Daniel realized that it was necessary to ask for instructions and report his ideas to the group headquarters, and even to Mr. Guo, and discuss the next strategy in detail to obtain greater authorization.

Before cooperating with Zhao Zejun for the first time, Daniel investigated the other party and found that the other party had many other properties besides commercial real estate. This is also one of the reasons why Daniel is willing to cooperate with Zhao Zejun, the more industries the other party has, the larger and stronger the area that can be influenced.

……

After a trip back to Jianwu City, he solved the problem of money and implemented the supporting construction of high-end hotels, and Zhao Zejun finally made a special trip to Nanping Industrial Zone and the district.

Two purposes, the first is to go to the new factory of Changsheng Pharmaceutical to see, after all, there are its own shares, and the future is a steadily rising income, by the way, to Ou Chen, a newcomer, to stand on the platform.

Second, help the Wu family and a few friends in Zhejiang Province who are interested in coming to Nanping District to do some simple preliminary work.

The construction of Changsheng Pharmaceutical's new factory is in full swing, and workers wearing 'Zejian' vests can be seen everywhere on the construction site...... This is also the reason why Zhao Zejun wants Jiang Xuan to use Zeye resources to vigorously support Zejian.

There are a large number of industries in the Zezi department, and with the growth of the industry in the future, there will be more and more opportunities to obtain civil engineering, and the projects will become larger and larger.

Needless to say, the project of Zeye Plaza, Lao Zhao said that 'it should be assessed', which was to put pressure on Liang Shi and urge him to improve Zejian's strength;

The project of the green country will also be indispensable in the future;

As for the Nam Ping Industrial Zone...... The project in this place is completely based on Lao Zhao's eyes, and several initial core committee members are all breathing out of the same nostril with him, and other engineering companies can't even enter the door without Lao Zhao's consent.

The construction industry is small in scale, and Lao Zhao can't look down on it, but it really reaches a certain level, and no one can ignore a big piece of fat.