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Chapter 904 Hanhua Bank

……

After Guan Tao took out a pen and paper to prepare, Liu Dong said: "First, the reorganization of Hanhua Bank, the reorganized Hanhua Bank has become a group, under the Hanhua Commercial Bank, mainly engaged in savings, deposits and loans, financial products, private banking, online banking and other businesses, and Hanhua Insurance Company, Hanhua Securities (investment bank), Hanhua Investment Management, Hanhua Holdings, Hanhua Fund A total of six branches, except for futures, all financial businesses related to banks and investment banks will be involved in the future Hanhua Bank Group!"

The reason for the exclusion of futures, mainly because the trading of futures is too risky, although a small amount of money can be used to earn several times, or even more than ten times the income under leveraged trading, but if it is lost, it is also more than ten times the loss, the tragedy of the Bank of Bahrain is enough to make people wake up, Hanhua Bank is the core of Liu Dong's career in the future, stability is overwhelming, he does not want a stupid futures maker to let his hard work for several years of money to accompany him away!

Although it is a little strange for Liu Dong to exclude futures, Guan Tao is even more surprised by Liu Dong's restructuring of Hanhua Bank, which is completely in accordance with the restructuring of large international banks, and this plan fully shows the other party's huge ambitions for the banking industry!

But before he could recover from the shock, he heard Liu Dong say again: "Second, announce to the outside world that Hanhua Bank will purchase 20 tons of gold in the next year to increase the bank's ability to resist risks." And maintain the Tier 1 capital adequacy ratio of GCA Bank at more than 10% to ensure the healthy operation of the bank!"

Hearing this, Guan Tao couldn't hold back any longer. "Chairman, the current international gold price has risen to 450 US dollars per ounce, and 20 tons is 320 million US dollars, equivalent to 2.6 billion Hong Kong dollars, and our bank can no longer take out so much money......

Waving his hand to interrupt the other party's words, Liu Dong said: "Don't worry, I have prepared this gold." When the time comes, just put it in the bank vault!"

"...... Ready?" Looking at Liu Dong's calm expression, Guan Tao almost bit his tongue.

Although twenty tons of gold is not much for a bank, if it is a private person. Who has nothing to do to buy so much gold!

"Also, in addition to this gold, I will transfer $1.5 billion to the bank, but I already have a use for this money. I can't hand it over to the bank for the time being!"

But before Guan Tao could feel regret in his heart. I heard Liu Dong say: "You have to put up the shelf of Hanhua Holding Company as soon as possible, and then I will transfer 15.7% of the shares of Cathay Pacific Airways under my name and all the shares of Asia Television to this company!"

"In addition, I have more than a dozen properties in Hong Kong, as well as more than a dozen luxury cars and a yacht, which are handed over to GCA Investment Management Company for trading......!"

"Chairman?"

Looking at Guan Tao, who looked excited, Liu Dong was surprised: "What's wrong?"

Hurriedly took a deep breath and briefly calmed down his excited mood. "Chairman, are you Liu Dong who gambled against the Li family and the Ma family in the Lisboa Casino a few days ago?"

"Didn't you already know my name?" said Liu Dong with a smile.

Hear the words. Guan Tao's face showed shock, excitement and disbelief, although he had long known that the name of the person who bought Chong Hing Bank from the Liao family was Liu Dong, but he did not associate it with Liu Dong, who had been killing all sides in Macau casinos in the past few days, making a lot of noise in Hong Kong and Macao, and now that the two names coincided all at once, not to mention the excitement and excitement in Guan Tao's heart!

"It's finally time to get through!"

In an instant, Guan Tao quite had a feeling of keeping the clouds open and seeing the moon, the former major shareholder of Chong Hing Bank belonged to the Liao family, and the family members of the Liao family controlled the top and bottom of the bank, and it was difficult for them outsiders to have a bright future, coupled with the limited strength of the Liao family, the expansion and business development of Chong Hing Bank was almost stagnant, and now it is okay, with Liu Dong, a super-rich man, to join, I believe that the former Chong Hing Bank, and now the Hanhua Bank Group will usher in a rapid development stage.

Now, Guan Tao no longer thinks that Liu Dong's restructuring of Hanhua Bank at the beginning is a high-minded performance.

Looking at the ambition sprouting on Guan Tao's face, Liu Dong smiled with satisfaction, he likes that his subordinates are ambitious, otherwise they will all be content with the status quo, how can the company develop!

"Now you have confidence?" Liu Dong asked with a smile.

After smiling a little embarrassedly, Guan Tao suddenly remembered something, stood up and said, "Chairman, wait a minute, I'll go to that information!"

"Okay, go and go back quickly!" Liu Dong, who was a little curious, waved his hand.

And Guan Tao, who had been fully mobilized by him, trotted all the way back to his office, and then took out a sorted out document from the safe, ran back panting and handed it over to Liu Dong!

"Liu Dong, take a look first!"

"Zhejiang-Jiangsu First Commercial Bank?" Liu Dong asked in surprise when he saw the beginning!

After nearly half a century of development, the bank has become 42 branches in Hong Kong, 12 branches in Macau, 23 branches in Taiwan, 2 branches in Hawaii, and 3 branches in Singapore, a total of 82 branches, and the top existence of medium-sized banks in Hong Kong! Now the bank's holding company, Japan's Ruihui Industrial Bank, has already sold the bank, and if we have the right price, I believe we can buy the bank!"

Looking at the strong look of anticipation in Guan Tao's eyes, Liu Dong thought for a moment and asked, "What is the problem with this bank?"

In his heart, Little Japan is greedy, and if it weren't for the serious losses within this bank, it is estimated that the other party would not sell!

However, Guan Tao's answer made Liu Dong unexpected.

"There is no problem, the operation of the First Bank of Zhejiang-Jiang has always been very healthy, but the profits are not high! And the reason why Ruiqi Bank chose to sell is also the result of desperation!" Guan Tao said with some schadenfreude.

"Helpless?"

"That's right, because of the mainland's closed policy on Japanese banks and the financial industry, they can't enter the huge mainland market, so many Japanese banks choose to buy banks in Hong Kong, Macao and Taiwan, and instead invest in the mainland. Guan Tao said.

"I see!"

Liu Dong nodded knowingly.

Financial security is a matter of national security, and of course the banks of small Japan cannot survive in the mainland!

"How much does it cost to wholly acquire this bank?"

Hearing this, Guan Tao, who was excited in his heart, hurriedly said: "According to the assets of Zhejiang-Jiangxi First Bank, it will take at least 4.5 billion Hong Kong dollars to acquire it as a wholly-owned company!"

"HK$4.5 billion?"

After thinking for a while, Liu Dong nodded, "Okay, I agree to this acquisition, and I will use the funds I gave you to exchange for the gold!"

"Yes, Chairman!" Guan Tao's excitement in his heart is beyond words and ink, God is pitiful, after graduating from Cambridge Business School with a doctorate in business administration, he finally ushered in the opportunity to realize his talent and ambition after ten years!

"Well, let's discuss the development of Hanhua Bank Group next year, next year's main task is not only to acquire Zhejiang-Jiangxi First Bank, but also to continue to expand the scale of Hanhua Commercial Bank branches, is expected to establish 20~30 branches, of which Chinese mainland will account for at least one-third, and the rest will be mainly Taiwan, Singapore and Malaysia ......!"

……

Singapore, formerly known as the Republic of Singapore, formerly known as New Kapo, Sin Chew or Sing Dao, also known as the Lion City, is an island country in Southeast Asia with a parliamentary republican political system. Singapore is bordered by the Straits of Johor to the north, Indonesia to the south, and the southern mouth of the Straits of Malacca.

Singapore is a multicultural country of immigrants known for its political stability, clean and efficient government, and is one of the most cosmopolitan countries in the world.

Moreover, Singapore is one of the few developed countries in Asia, known as one of the "Asian Tigers", and its economic model is called "state capitalism". Singapore is the fourth largest international financial center after New York, London and Hong Kong, and is also one of the important service and shipping centers in Asia.

Just after Liu Dong formulated the development plan of Hanhua Bank, he took Lin Ling, who came from Quancheng, to set foot on this world-famous land!

Coming out of the airport and looking at the familiar faces around him, Liu Dong knew that these people were basically Chinese, but the completely unfamiliar language and living habits made it difficult for him to regard Singaporeans as his compatriots like Hong Kong people!

"Xiaodong, are you coming to Singapore for the first time?" Lin Ling, who was sitting next to him and holding his arm, looked out the window and kept looking out the window.

"Yes, it's the first time!" Liu Dong nodded.

"How does that feel?" Lin Ling asked with interest.

"Prosperous, economically developed, clean and tidy, everything in the modern city is here! It's just ......!" Liu Dong continued after shaking his head and sighing, "It's just that it's not China in the end!"

"How is it possible, more than 70% of Singapore's population is Chinese!"

After listening to Lin Ling's words, Liu Dong shook his head with a smile and didn't say anything!

Chinese is just a general term, here it is only Singaporeans, if a few hundred years later, Chinese and Singaporeans are like the United Kingdom and the United States today, although they have the same origin, but basically have nothing to do with it!

Of course, these sentimentality only existed in Liu Dong's mind for a few minutes and then quickly disappeared, after all, this kind of thing was beyond the scope of what he could change! (To be continued......