On the other end of the phone was a photography organization that claimed to be very awesome, Su Cheng didn't even hear the name clearly, anyway, the other party meant that he saw the photos taken by Su Cheng and wanted to ask him if he was interested in joining.

Su Cheng refused on the spot, but he felt a little uneasy, Li Xuetong promised that he would control the influence, and Su Cheng was willing to believe her as a person. That means that the other party is likely to get his mobile phone number without going through Li Xuetong's line at all.

Sioux City has heard a saying before that this is a society where there is nowhere to hide, and as long as you have a reason to be searched, you will be discovered.

Now it's just a photography organization coming to him, Su Cheng doesn't care too much, he is worried that in the future, he especially doesn't want his privacy to be exposed to the public in the future.

Think about those paparazzi, knowing that they like to distort the facts and deliberately hype, but the news they send will still be believed, and their profession will still be sought after, very helpless. Sioux City liked Jay Chou back then because he wrote a song to mock the paparazzi, but unfortunately this was all he could do.

Some people like to be a star and like to be in the spotlight, Sioux City likes to live outside the stage, but can control everything on the stage...

In the morning, I was a little troubled because of this phone call, but it was all for the future after all, Su Cheng quickly adjusted his mood and went to Sima Jar to get something.

After having a bite to eat at Xiaoyuan's house at noon, Su Cheng took the mother and daughter to his scrap shop, told his aunt everything he knew about collecting waste, and then went to buy a tricycle and came back.

Auntie is a careful person, when Su Cheng went out to buy a tricycle, she noticed that the business license was Su Cheng's name on it, and when she came back, she couldn't help but ask, "Xiao Su, this store is not your friend's, but yours, right?"

Now that the other party found out, Su Cheng had no reason to continue to hide it, so he had to make up a story casually to fool the past.

But when he was making up the story, the original owner of the shop, the uncle who liked to fight wits and courage with liars, lay at the door and heard what he said clearly, "This young man has no truth in his mouth, no, we must punish him well." ”

The uncle sat on the chair and thought for a long time, and as soon as Su Cheng came out of the store, he greeted him, "Xiao Su." ”

"Yo, what about the sun in the afternoon?"

"I'm bored at home, by the way, my uncle has something to ask you. ”

"What's wrong?"

"Uncle still has three shops in his hand, are you interested in collecting them together?"

"Are the three shops over here?"

"There is one more than 50 square meters on the other side of the street, and there are two on the opposite side, one is 16 square meters, and the other is 32 square meters. ”

"I can't afford that. Su Cheng said embarrassedly, "I don't have much cash in my hand." ”

"Eh, if you are short of money, you can turn it around from other places, my uncle is in urgent need of money recently, so I plan to sell it at a low price, and if I buy it, I will definitely make it. I told you first when I saw that you were a good young man, and if you didn't take it, I would be cheaper for others. ”

Uncle these shops were bought in 1996, he carefully calculated an account at home last night, the average increase in the past 7 years is 0.37%, and there are two years in the middle that are down, if it is not for the rise in these two years, he will lose money when he buys this shop. However, the bank's five-year fixed deposit is currently 2.79%, and according to reliable sources from his friend, it will rise in the second half of this year, and the specific figure will be around 3.5%. What's more, his friend said that it will rise more and more in the next few years. It is quite possible to break through 6% in a few years.

Then the average annual interest rate is 5%, that is, you can return the capital by keeping your money in the bank for 20 years. But it's actually less than 20 years old, because there is no compound interest here.

What about the shop? When I bought the shop, I said that it would be about ten years to pay back, but in fact? Many things are taken for granted and there is a huge gap between reality, if the store can be rented out directly for ten years at one time, it is indeed possible to directly recover the cost, but the shop rental and sale is generally signed once a year, sometimes in order to be able to rent out the shop or even sign it for half a year, the uncle calculated that the shop was bought for 7 years and almost 2 years were empty, this kind of small county is not a lot of people who do business now, and it is normal for the price of the shop to be unsuitable and not to rent out, he is still in a good location, and many of the shops with poor locations have been directly empty for three or five years。

So how long does it take to really recover the cost? Not to mention 20 years, about 15 years. That is, it is about the same as the bank payback time with compound interest. Of course, the money recovered from the shop every year can also be assumed to be deposited in the bank for compound interest, so according to the same one million, for example, when the time comes, there will be 2 million cash on one side, and more than 1 million cash on the other side plus a shop worth 1 million with 25 years of property rights.

However, the return on investment of the shop is gradually decreasing with the age of life, and after 15 years, it may not even be 5%, and more importantly, this is still the case of housing prices not moving, but housing prices may not move? Uncle house bought back three years in the fall of two years, as many people say, the most important thing in China is land, how can the price of the house rise, so a slight rise in the past two years must be a high point, if you put it for ten or fifteen years, I am afraid that the house of 1 million will be cut into 500,000 by then.

If you calculate it this way, of course, it is cost-effective to keep the money in the bank, and the bank is more secure, it is impossible to go bankrupt and there is no need to be afraid at all.

So last night, when the uncle figured out the account, he almost didn't beat himself to death, and he didn't know which tendon he had pulled in the first place, and he would actually use the money to invest in the shop. I always feel that everything is rising, but the house price is not rising, which is really a dog beep.

And now this is still compared with the bank, if you really get the money back, in fact, you can also invest in some industry, I heard that the annual rate of return of the industry is almost more than 10% recently, although some people say that the Internet has developed, and the industry will become more and more difficult in the future, but the uncle thinks that these words are like stupidity, what the hell is the Internet? That kind of thing can replace the physical store?

"Sell at a low price?" Hearing from the uncle, Su Cheng became interested, if something like a house can be bought at a low price, of course it will skyrocket.

"yes, I'll definitely give you a big deal if you need it. ”

Su Cheng was a little moved, but he wasn't sure if the uncle was sincere, "How much were these three shops originally cost?"

"I took in 520,000. If you really want to collect it, 470,000. ”

"If it's really 520,000 yuan, it's 470,000 yuan for yourself, then it's really a big bargain. It's equivalent to a nine-percent discount, and a nine-percent discount on buying a house. Su Cheng thought to himself, and said, "Can you take me to see the shop first?"

"Of course, now go?"

"Yes. ”

Both of them have their own calculations in their hearts, the uncle thinks that at least the bank interest will skyrocket, he is not mistaken, the bank interest will indeed rise very sharply in the next few years, and the five-year fixed deposit will rise to 5.85% in 2007.

Sioux City thinks that housing prices are about to skyrocket, and he is right, in 2004, the national housing prices rose by 17.16%, and in 2005, 14.03%, just two years of rise, it is enough for the bank to rise for a long time...

So if Sioux City can really take these shops, it can create a win-win situation, well, as long as the uncle never asks about housing prices in his life...