The key to things in the world is to have ideas, a person has an idea, and then does it, and one day he will be able to achieve his goal. Money, beauty, and the status of the rivers and lakes in the industry are like this, and life is even more so, the so-called natural I must be useful.

If you don't even have an idea, then you lose.

But just today, Liu Zhang admitted defeat and lost completely.

Here's the thing, from childhood to adulthood, he had a strong dream of making a fortune. I feel that my husband was born in the world, so he has to live in a mansion, drive a luxury car, have endless money in his waist, and do whatever he wants, so that he can be regarded as a good man in the world. Otherwise, like everyone else, she receives a fixed wretched salary every month, squeezes the subway, and sleeps with an ordinary woman. The two of them quarrel over the trivialities of daily life, and the human brain beats the dog brain, what is the difference and what is the meaning of the worker ants?

Supposedly, this person is self-motivated, or ambition is a good thing, and dissatisfaction with real life is the wheel of progress. The normal life trajectory of a successful person should be like this - study hard since childhood, be admitted to 211 and 985 with excellent results, enter a large company after graduation to accumulate workplace experience, accumulate network resources, get promoted, raise salary, become a general manager, become a CEO, marry Bai Fumei, and embark on the peak of life.

However, Liu Zhang felt that this path was too slow. After a whole set of processes, even if there is divine help, it will take more than 30 years. When the time comes, everyone will be old, and a middle-aged uncle will make you rich and powerful. Everyone is old, which Bai Fumei can look at, won't people go to the rich second-generation young handsome guy?

It is necessary to get rich early, so that you can be young and have no regrets.

Besides, there is a fatal flaw in this process: Liu Zhang is not a person who can read, and he has no chance with the top student when he is in school. From elementary school to high school, he never made it into the top 20 of his class. During the college entrance examination, even if I tried my best, I could only barely pass one of the two books that I could read, majoring in finance and economics.

During the college period, there was no pressure of the college entrance examination and no parental constraints, and everyone relaxed. As a result, there are people who play with mobile phones and go to Internet cafes all day long, and there are people who talk about love all day long, the geometry of life, and the triangle of love.

As an ordinary college student, a promising young man in the new era, Liu Zhang has also been indulgent for a while. However, by the time of the second semester, he had a big understanding: how can I play without money? At the end of the month, I was so poor that I couldn't open the pot, and many projects could not be carried out!

Liu Zhang is an orphan, he was originally a child of an ordinary city dweller. My mother had a car accident in the third year of junior high school, and my father didn't know what disease he had when he was a freshman in high school, so he had to vomit a few mouthfuls of blood every day, and he died after vomiting for more than a month. My father and mother didn't have any savings, and they spent it all over the years. Even the money for this university is still a student loan.

The situation is in front of you, and naturally you can't wave with those middle-class classmates in school. Even if you want to waste, you have to get some money, otherwise, how can you integrate into other people's circles.

During his time in college, Liu Zhang did two sensational things.

First of all, in order to improve the embarrassing economic situation, he united a few classmates in the class who had a good relationship to set up a QQ group for buying, and then contacted several night snack shops outside the school to start buying. "Three watches in the middle of the night, what to do if you are hungry and tired, call me, call me, call me. Dumplings, tofu brain, skewers, fried rice, half an hour to arrive. ”

"Classmate, add a QQ, what do you want to eat at night. No matter what time it is, shout in the group and arrive immediately. ”

Everywhere on campus, you can see the figure of a thin young man who is holding a split-screen mobile phone and adding friends everywhere, and he has the style of an entrepreneur who was looking for someone to scan the QR code everywhere on the subway.

College students slept late, and the program was a huge hit as soon as it was launched. At its peak, Liu Zhang held five QQ groups of two hundred people, and there were too many orders to take it. Even the teachers at the school praised his idea: "Liu Zhang is amazing, and he will definitely be great in the future!"

It's a pity that after a month, when he looked at the financial statements he made on the computer, Liu Zhang was deeply disappointed. In the same month, the outgoing express delivery generated a total of 9060 yuan in profits. This was not bad at the beginning, you know, in second-tier cities, ordinary workers only have a salary of more than 1,000 yuan a month.

But Liu Zhang felt that this was not enough, 900 yuan was not enough, and he and his classmates went out to wave twice! Besides, a single business was only two yuan for errands. Moreover, the devil knows when the person who asks to buy out will be hungry. It's a hot day now, but it's okay if you encounter a cold winter. When I came out of the hot bed at two or three o'clock in the middle of the night, I was about to die.

This money is too hard to earn, and the cost-effectiveness ratio is too low.

Thinking of this, Liu Zhang retreated, delivering food to people every night, lacking sleep, and no one was energetic the next day. As soon as the man stopped, he wanted to sleep but still wanted to sleep. What is in its prime, what is the wind and snow, what warbler Yanyan doesn't seem to have anything to do with himself, and he is really a loss to spend his youth like this!

After working for a month, I got 900 in hand, I was armed with a new set of clothes, and the takeaway shop died down.

Liu Zhang thought about what to do again to make money quickly and not so hard.

After thinking about it for a few days, the industry he was engaged in once again caused a sensation in the whole class, the whole department, and the whole school.

This time, he started writing web novels.

At that time, it was the time when capital had just entered the online literature industry, and the income of website and resident writers also exploded, and online writers also saw four-figure manuscript fees for the first time.

As an orphan, his family is really bad, and the high-end entertainment method is insulated from Liu Zhang. Only reading books and novels doesn't cost a lot of money at all, and renting a bookstore to rent a book will cost five cents a day. Therefore, since elementary school, tens of thousands of novels have been eaten, and 300 Tang poems have been read. Since he was a child, his writing has been very good, he can get high marks in every exam essay, and he is often preached by teachers as a model essay in class.

Seeing the rise of online literature, Liu Zhang was keenly aware that this was a good opportunity to make a fortune. So, he pondered in the bedroom for half a month and wrote a fantasy novel. About the end of his pen, the new book was released online and received a contract from the editor after only 20,000 words. After a month of online promotion, it was successfully put on sale in the second month. By the third month, I saw the manuscript fee. Although it is only a little more than 600 pieces, it is enough to make a sensation on the entire campus. And because of this, he served as the president of the literary club and the editor of the school magazine, and gained the admiration of countless ignorant girls. Teenagers are always poems, and it is a great thing to be able to write a good article on campus. is also because of the aura of a literary young man and a campus genius, Liu Zhang has gained a few not-so-vigorous loves, and his life is fulfilling.

However, online novel writing is about updating every day, and the amount should not be too low, you must ensure that two chapters are updated every day with 2,000 words each. At the beginning, you can still support it with enthusiasm, but after two months, only the parties can experience the boredom. When I wrote later, as soon as I got in front of the computer, I felt impetuous, my head was like pouring cement, and I was so painful that I wanted to break the keyboard in my hand to pieces.

And there are many activities in the club, the spring outside is just right, and the sunshine girl around me is so beautiful and cute, and life is so beautiful, why lock yourself in front of the computer so hard.

Besides, it took two months of hard work to get 600, this money came too slowly, how could I, Liu Zhangtian, be a talent, do this kind of expensive business?

So unsurprisingly, Liu Zhang quit the ranks of online writers. For this reason, he was young and vigorous, and he had a big quarrel with the editor-in-charge, and they blocked each other.

At that time, he was the president of the literary club, and under the name of a little talent, his whole person swelled. I feel that Lao Tzu is a man of the hour, and Lao Tzu was born to get ahead.

Actually, that's what everyone thinks. The teacher at the school also said, "I'm not targeting anyone, I'm saying that all the students in the second seat are rubbish, and you are the worst class of students I have ever led." But...... Liu Zhang may be able to mix it up in the future!"

Campus life is simple and beautiful, time flies, and graduation season is coming in a blink of an eye. Liu Zhang, who was accustomed to being hugged from front to back, entered the talent market and was stunned to find that he had a very high self-esteem compared to a real talent. A young man with two books, no family background and ordinary IQ, can only be a brick at the bottom of the social edifice. It's you, and it's you.

After graduation, Liu Zhang went to a private bank in an international metropolis on the southeast coast to sell wealth management products.

It is not easy to live in the southeast. Housing prices are impressive, and the monthly salary is only enough to buy a square foot, which has never been a good place to settle down. The reason why he chose this place at the beginning, Liu Zhang thought so: selling wealth management products to make money quickly, if he can catch a big customer, he will be coaxed to invest millions of dollars in financial management. Relying on commissions alone, it is not a dream to earn an annual salary of one million. With my Liu Zhang's handsomeness and wisdom, and eloquence, this is not a thing. There is a saying in the business world: "Don't make a lot of money." "Otherwise, with that fixed monthly salary, when will you be successful?

The key to things in the world is to have ideas, a person has an idea, and then does it, and one day he will be able to achieve his goal. Money, beauty, and the status of the rivers and lakes in the industry are like this, and life is even more so, the so-called natural I must be useful.

If you don't even have an idea, then you lose.

……

However, reality is cruel and does not depend on human will.

In these years, no one's money is washed by floods, and customers are cautious when it comes to real money. Usually you talk dry-mouthed, entangled for ten days and a half months, but people don't move. Moreover, the big customers in the industry are all followed up by the boss, and you can't rely on a small shrimp at all.

After a month, Liu Zhang couldn't make a few orders, so he could only barely support himself with a basic salary.

The edge and ambition on his body have completely disappeared, anyway, life will be like that - going to work, getting off work, playing games, chatting with girls on WeChat, eating and drinking, receiving a salary to pay rent, and paying credit cards......

Recalling the green years of college, it is like a dream.

After working in the bank for seven years, the colleagues around him have changed one after another, but Liu Zhang is still insisting, and he has become an old qualification.

Just last month, I don't know if it was because his persistence moved God, or because he went to the City God Temple to burn incense and buy off the City God, and a big order fell on his head. A man with a big shoulder and a round waist, a green dragon on the left and a white tiger on the right, and the old cow on the waist brought a little brother and carried a pocket to the bank to deposit money.

Seeing their evil appearance, there is no need to ask if this man should be out of line. This can be seen from the bloodstained banknotes in the pockets, and the little girl at the counter is also shocked to turn white.

For this kind of Jianghu characters, the industry generally deals with things as soon as possible. In the past, those fund managers who saw money as if they were flies seeing blood also hid to the side and did not dare to step forward, for fear of getting into trouble.

But that day, Liu Zhang didn't know whether his thoughts were in the water or he was cornered by the card account, so he hit the top of his brain as soon as he was hot, and patted the shoulder of the underworld brother: "Friend, have you heard of R5 and have you heard of aggressive financial products?"

"What kind of chicken-type financial products, go away, don't bother me to save money?"

"It's aggressive, high interest. Liu Zhang smiled professionally: "The annual income is 12.6 percent." ”

"What, so high. I calculated, save two million, and it will be ...... in a year" The eldest brother took out his mobile phone and began to calculate.

"It's 250,000 taels of interest in a year. ”

"Grass, so much, it's almost enough to catch up with the month's security premium I collected in my hall. The eldest brother looked oily with excitement.

In this way, Liu Zhang relied on his incorruptible tongue and incomprehensible jargon to make this list.

Relying on this commission, he paid off the card fee, charged a thousand yuan to the king's pesticide account, bought equipment, and brutally abused those bastards who reported themselves. With a Chinese cigarette in his mouth and a buffet of 600 Japanese food, Liu Zhang burped comfortably: Life should be like this, Lao Tzu should have been a person who made easy money, Lao Tzu is a genius, a great genius!

The slap in the face of life always comes hard when you are most proud, and you have a blue nose and swollen face with Venus.

The risk of R5 aggressive financial products is not a joke, in order to get more commissions, Liu Zhang and Brother Hua Arm increased the leverage three times, and in less than a month, they lost all the two million.

At this time, the big brother of the underworld quit, and took a dozen votes to the bank to block Liu Zhang and ask him to pay him back.

Liu Zhang: "Brother, my eldest brother, we made it clear at the beginning. This level of products can fully invest in various high-volatility financial products such as stocks, foreign exchange, gold, etc., and can be invested in derivatives, stratification and other leveraged ways. The principal risk is extremely high, and the income fluctuates and fluctuates greatly, and the investment is more susceptible to risk factors such as market fluctuations and changes in policies and regulations, of course, the corresponding expected return will also be higher. I don't want to cause such a loss, you can't blame me. If we lose money, let our managers pay for it, who would dare to do this? Besides, when we sign the contract, we will record the whole process, and if you are not satisfied, you can go through the legal process. ”

He had already memorized this rhetoric well before becoming a manager, and he spoke it fluently. It's a pity that people didn't listen, and only puffed out their eyes: "Law, bullshit law, Lao Tzu is here to save money." Now that I want to withdraw the money, you have to give it to me. Call me, beat me so I don't even recognize it!"

"Ouch...... Is there still justice, and is there still a law...... Don't fight, don't fight, help......"

"Boss, the strip is here. ”

"The surname Liu, give me three days to return the money, otherwise, I will cut off one hand of you to pay the account...... Take your penis with you. Brother Huajian still didn't understand the hatred, so he added.

"Where can I get so much money, that's two million!" Liu Zhang's face was covered with nosebleeds, and he wanted to cry without tears. I only feel that the metropolis is huge, and there is no place for my million-dollar man.