The Oktoberfest in Munich, Germany, ended under Ye Chao's nostalgia. Pen "Fun" Pavilion www.biquge.info

In the world, there is no banquet that will not be dispersed.

If there is really a banquet that will not be dispersed, then, who will pay for it, and can't afford it. Therefore, there is a time when every feast is dispersed......

"Xiao Yeye, I'm almost having fun in Germany, you're also a person who often begs for a living overseas, Germany is no stranger to you, why don't we play in another place, okay?"

Ye Chao is planning to leave Munich, he has been playing for so long, he has basically visited everywhere, beauty...... cough, even if you have played some good things in this place, you can't have a mother-in-law in every village, it's not good......

Li Xiaoye was too lazy to respond to him, what is there to say?

She has no topic with Ye Chao, there is nothing to say, this stinky man has no advantages except for his handsome face.

As for the kung fu in bed...... It's not human, it's too upright, it's too long, it's too long, it's too crazy—bad review!

is also talented, much better than Li Xiaoye, bad reviews!

And the brain, isn't this guy demonized, why is he still so shrewd, he can't be deceived if he wants to--bad reviews.

Also, eating, drinking, playing, and having fun, all of which are proficient - bad reviews.

Character, does this guy still have character, no, playing with women is like playing with toys, and after playing, put it - bad reviews.

However, this is also Li Xiaoye's way out, she actually hopes that Ye Chao will get tired of playing one day and let her go, how good it would be.

Listening to Ye Chao's spoken language now, he seems to be taking her around the world, what's the fun of traveling around the world with this man? You have to eat food and drink good wine every day, and it's strange that you won't be raised as a pig in the future.

Also, I have to sleep with him every night and accept his ravage, this bastard has used all kinds of moves, and even told her that he wants to discuss the invention of new moves with her - this is to play the rhythm of the dead, the discipline is gone, and the face is gone......

Play and play, and play a ghost.

"Do you say that we are going to take the train to Vienna, or do we want to buy a boat and cruise along the Rhine, and we can stop at many countries on the way, you can rest assured, I can also pass the customs without documents......"

"Don't speak? If you don't speak, it's up to me, eh...... On the Rhine, let's take a boat on the river, but you have to buy grilled fish and prepare wine, hehe......"

said it was rafting, but in fact, Ye Chao got a luxury cruise ship, do you think this was bought? It's naïve, he didn't buy it, he borrowed it......

He also didn't borrow the Tang family, although the Tang family has semicolons all over the world and cruise ships. He "borrowed" from the German rich, but although the demonic Ye Chao is now demonic in everything he does, he is very principled.

He disguised himself and directly found a German tycoon who had a terminal liver cancer and was sentenced to death by the hospital, and killed the cancer cells for him in the name of a mysterious Chinese miracle doctor, and asked him to keep his whereabouts secret.

Speaking of which, this rich man is also sad, he learned from his international counterparts that Chen Wanqiu can contact a mysterious Chinese miracle doctor, so he did everything possible to send people to China to find Chen Wanqiu's person, hoping to let the mysterious doctor from the small medical hall help him to treat him, but unfortunately the miracle doctor can't find it......

Seeing that the person who was about to enter the coffin like him before, after being treated by the "Chinese miracle doctor", is now showing off in front of him, and he can be angry to death a few times.

He kept raising the price, hoping to find a miracle doctor.

But unfortunately, he was told by the people in Tengcheng that he would contact him as soon as possible, but the divine doctor is really missing now.

Fortunately, when he was about to die, Ye Yue found the door because he had a luxury cruise ship, which saved his life.

Now, he is admitted to the hospital in Munich, and he is very happy that he has been diagnosed with liver cancer and that all the cancer cells have disappeared.

He readily promised to keep it secret for Ye Chao, and gave Ye Chao the very beloved cruise ship under his name.

However, Ye Chao didn't accept it, but just said to borrow it.

What's the use of Ye Chao coming, what he wants to use is all the passes of this rich man, and of course, the people who drive the cruise ship, for pulling the ship back to China...... The demonic Ye Chao was not interested.

For this reason, the German tycoon was greatly moved, thinking that sure enough, China is not greedy for money, this is his beloved cruise ship, if Ye Chao hadn't saved him, he would rather send money than send a ship. So, he readily agreed to borrow a boat and borrowed someone, and asked Ye Chao to send him a check from a billion-dollar Swiss bank after he got on the boat.

This is international.

When it comes to Swiss banks, it has to be said that it is a legend in the banking world.

Before talking about Swiss banks, let's talk about a movie......

The beginning of the movie goes like this:

On the European continent, an Italian fishing boat fished a dying man at sea. He was shot several times and scarred. What's even stranger is that he has absolutely no idea who he is, and he has absolutely no way to prove his identity other than the Swiss bank password on his hip.

The fishing boat left him in Barcelona, and he prepares to travel to Zurich, relying on the only clue on his body, the Swiss bank code, to find his identity.

At the Swiss bank in Zurich, he found the safe that matched his code, and when he opened it, he found a gun, a large amount of cash, and passports from six countries, all with the same name: Jason Burn.

This is the opening scene of the film "Spy", in which the Swiss bank becomes the key to the international spy Jason Byrne to track down his identity. During Bourne's trip to the Swiss bank to remove the safe deposit box, professional insurance services and layers of security measures also cast a layer of mystery on the Swiss bank.

In Chinese and foreign films, we often see "Swiss banks" - gangsters, terrorists, and corrupt officials all deposit their ill-gotten wealth in Swiss banks, and the rich people hide rare treasures, huge inheritances, and private money with their wives in Swiss bank safes. Without Swiss banks, it is estimated that many Hollywood blockbusters would have ended in less than half an hour.

Last year, Swiss officials also released a list of "dormant accounts" to the world for people to claim, these accounts have not been operated in the past 60 years, including more than 2,600 companies and individuals, with a total of about 44 million Swiss francs (about 280 million yuan) in assets, and 80 safes have also been published. It is estimated that after the list was announced, the phone numbers of Swiss banks were blown up by "illegitimate children living in the people".

Swiss banks have long been regarded as the most trusted banks in the world, and it is said that about one-quarter of the world's personal wealth is housed here. It can be said that Swiss banks are managing money for the whole world!

The strange thing is that because of the large number of deposits absorbed, depositors not only have no interest on their deposits in the bank, but also have to pay management fees to the bank! At the beginning of 2015, the SNB announced that it would reduce the demand deposit rate from -0.25% to -0.75%, which is extremely rare in the world banking industry.

If you don't pay interest and you have to discount the management fee, why do rich people keep their money in Swiss banks?

The first is Switzerland's national nature as a permanently neutral country, which allows the money deposited here to be considered the safest place for everyone because it is not at risk of being destroyed in a war or frozen due to political influence.

Second, permanent neutrality is not just rhetoric, it requires strong military strength to maintain. During the Cold War, many of Switzerland's mountains were "hollowed out" and built into military fortifications. According to the Swiss Ministry of Defense, there are about 1,000 former military bunkers and bunkers still available, most of which have been privately acquired for use in vaults, so they have a natural advantage as a world treasury.

Most importantly, Swiss banks are unique in protecting the privacy of their customers, making them tax havens for the world's wealthy. In the banks of most countries in the world, government officials want to investigate the information of depositors, and the banks dare to say "no". But in Switzerland, the situation is completely different.

According to the Federal Law of Swiss Banks and Savings Banks, which came into force on November 8, 1934, neither bank executives nor individual employees have the right to disclose any accounting information to any third party, including family members, even the Swiss Federal Government, which is commonly known as the Swiss Banking Secrecy Act.

Of course, there are exceptions, if the account is involved in a government crime investigation or there is a serious suspicion of money crime, the Swiss bank still has to cooperate with the investigation. But the word "crime" in this article is very mysterious. Tax evasion is considered a "crime" in the laws of most countries around the world, including the United States, but in Swiss law, tax evasion is only considered a "serious violation", and the circumstances are slightly less.

Therefore, even if Switzerland undertakes to follow the rule of "complicity in international crimes", it will only be possible if Swiss law also defines the incident as a "crime"! If what is considered a "crime" in the eyes of the Americans is not considered at all in the eyes of the Swiss, then it does not meet the standard of "joint assistance". Therefore, even if you are the king of heaven, there is nothing you can do about the rich people who come to Switzerland to save money and evade taxes.

The last point is the tax incentives that Switzerland grants to foreigners. First of all, foreigners do not need to pay interest tax when opening an account in Switzerland, and they have to be upside down anyway, which can basically be ignored. At the same time, the "inheritance tax", which is staggeringly high in Europe and the United States, can also be avoided in Switzerland.

Suppose a foreigner wants to transfer money from a Swiss bank to a family member, there is no inheritance tax in Switzerland. As for whether or not to pay taxes in your home country, it is up to you to do so. Of course, for most people, the "tax honor" does not apply at this time.

Safe, professional, and able to help you evade taxes, Swiss banks naturally make them asset stewards for the wealthy.

In the movie, access to the Swiss bank vault must be verified by layers of mysterious, high-tech levels. In reality, how do Swiss banks protect their customers' assets?

Swiss banks do a good job of protecting the privacy of their customers. Depositors only need to provide their real names when they make their first deposit, after which they code their accounts so that their real names no longer appear.

In banks, no photographs are allowed, no names are given, and some even have no signs. The staff who handle the personal secret account must be absolutely reliable, and most of them are inherited from their fathers, passed down from generation to generation, and have undergone a good vocational education through the apprenticeship system.

Most of the gold in the Swiss treasury is stored underground, and one of the most mysterious vaults, located in a 100-metre-deep nuclear bomb bunker in the square of the Swiss Federal Government building in Bern, has never been opened to the public.

In addition, in the heart of Zurich, Switzerland, 18 feet below the level of the lake, lies the small coffers of the world's richest people, the storage rooms of Credit Suisse's private clients.

There are even more ultra-hidden underground vaults, hidden in the Alps. Customers leave their documents and jewelry here for as long as a few minutes or decades, as long as you're willing to pay for them.

An anonymous vault keeper revealed that his vault is hidden in the Alps, adjacent to a private jet runway, and is secured by heavily armed security. After passing through the first two gates, you will also need to face iris scans and facial recognition before entering the back of the 3.5-ton metal door.

The safe deposit box must be inserted into both the bank's key and the customer's key to open it. In most cases, it is the depositor who picks up the safe deposit box and then opens the box himself. The whole process never goes through other people's hands to prevent leaks.

As for the storage fee, it varies from customer to customer. The storage fee for a vault is usually around 0.05%-0.1% of the value of the gold.

As for the cost of safes, it was reported in 2013 that small safes cost 200 Swiss francs (about 1,300 yuan) a year, and large ones cost 1,000 Swiss francs (about 6,500 yuan) a year. Prices have certainly changed in recent years, but if you don't take into account the cost of traveling to and from Switzerland, it's a cost that everyone can experience.

Of course, Swiss banks are known for their security and privacy, but where there is money, there is strife, and no matter how neutral they are, they cannot avoid it. Therefore, there are many black histories of Swiss banks, the most important of which is the "Nazi gold case" scandal that broke out in the 90s of the last century.

The first was the embezzlement of Jewish deposits. In Europe before World War II, Jews who were good at doing business had a lot of wealth, and many Jews deposited their gold and money in Swiss banks before the war. When the war broke out, the Nazis began to persecute Jews on a large scale, and many Jews who had deposited money in Swiss banks were killed in concentration camps, and the account numbers and passwords of the money were reduced to ashes along with them.

By the end of World War II, however, Swiss banks had only made a symbolic partial reparation, hiding most of their deposits. The secret of the Swiss bank's embezzlement of Jewish deposits was revealed in 1989 and remains a headless public case to this day. This is because the descendants of the owners of these deposits usually do not know the name of the bank or the account number, but only that their parents have property and often travel to Switzerland.

There is also Nazi stolen money after World War II. During World War II, the Nazis deposited large quantities of gold looted in European countries in German and Swiss banks. Before the end of World War II, Switzerland saw that Germany was running out of gas and ordered the freezing of German accounts.

At the end of the war, the Allies demanded that Switzerland clear the Nazi money, but in the end Switzerland returned only $60 million to Britain, France, and the United States. According to the Allied estimates, more than $500 million in Nazi gold was deposited in Swiss banks, so it is suspected that Swiss banks were hiding a large amount of Nazi stolen money.

In recent years, Swiss banks have been a little passive in the international crackdown on overseas tax evasion, and have begun to test and verify the source of their deposits. If you have a deposit of more than 20,000 Swiss francs, you must also provide a guarantee to the bank to ensure that your deposit is from a legitimate source and is not black money.

However, if the police request access to the customer's personal deposit information from a Swiss bank, conclusive evidence of the customer's crime must still be presented. If a customer is on the INTERPOL blacklist and is suspected of terrorist activities, the customer's deposit will be automatically frozen and no one can withdraw it.

In addition to appearing in the movie, the mysterious Swiss bank small vault has very few real information and pictures public, and ordinary people have to seize the time to train themselves to become rich, and let the Swiss bank personally invite you to find out!

However, in any case, Swiss banks are currently recognized as the safest banks in the world.

In the 007 series of movies, there is a classic line: "If you don't believe in Swiss bankers, what will happen to the world?" ”

As a result, UBS has long been regarded as the most trusted bank in the world.