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On the first day after Chen Kangjie started school, he heard his classmates talking about the old man's arrival in Liu, he was already a middle school student, and after everyone came into contact with the political affairs class, they also began to care about these things. (To read the latest chapters of this book, please visit the Wèn Aishang Novel Network biquge.info)15

"Chen Kangjie, have you seen the old man?", Fan Xuexi turned his head and asked.

"I guess Chen Kangjie must have seen it, otherwise he wouldn't have said a word", before Chen Kangjie could speak, Zhang Qiang helped him answer.

Not to mention, this guy is really right in his guess, after following Chen Kangjie for a while, he has actually become smarter.

"Hehe, of course I saw it, we still eat together every day, do you believe it?", after Zhang Qiang finished speaking, Chen Kangjie said with a hippie smile.

"You just blow it, you might as well say that you came with you", Fan Xuexi was very disdainful of Chen Kangjie's 'unashamed'.

"Hehe, that's because you don't believe it, no wonder I'm sorry", Chen Kangjie was just relieved, anyway, he told the truth, believe it or not it's your business.

Before everyone could talk about it, the class bell rang, everyone else was listening attentively, only Chen Kangjie was doing his own thing, he had to hurry up and write it out to Li Wendong, anyway, Chen Kangjie was written in English, Zhang Qiang couldn't read it at all, and Zhang Qiang was used to Chen Kangjie always doing something in class that he didn't understand at all.

At the end of April and the beginning of May, the sales statistics of Chen Kangjie's first book in which he really had intellectual property rights came out, and in a whole month, the printing house reprinted it three times, selling more than 40 million copies.

Li Wendong simply regards Chen Kangjie as the god of wealth and a lucky star, and can have the exclusive publishing rights of Chen Kangjie's book, so that he not only makes a lot of money, but also has a very comfortable life, the company's development is thriving, the only thing that is a little annoying is those reporters who have not played and are not playing, and they can't find out who is the real author, and they all focus on him, anyway, he must know.

As a last resort, Li Wendong can only hide in Tibet from the small media, and promote the company's image and other self-published books as much as possible to the big media, anyway, if you want to interview, you can only give you this information, and you have to inquire about the identity of the author, which is absolutely impossible to sù, without Chen Kangjie's permission, he will definitely offend this God of Wealth if he says that he leaks his mouth, and it will outweigh the losses, so that he has to sleep without a mask. Book mí group 2

By the end of April, Zhong Kefan and He Huideng had sorted out the plan for the microfinance company, and after reading it, Chen Kangjie felt that it was feasible; according to the latest financial policy, there was no provision in this regard, so Zhong Kefan and his colleagues went to the People's Bank of China to consult, and the reply they received was that the local government should apply for it upward.

"Jie Shao, do you think we will apply for this or will they handle it themselves?", Ouyang Zhenhua asked while sitting on the sofa.

After the Chinese New Year, Ouyang Zhenhua was able to return to Hong Kong to rest for a few days, and other executives and employees who had been working overtime during the Chinese New Year were also given a week off, and everyone returned home to rest.

Zhong Kefan and they went to Singapore and Hong Kong for this plan, but they still listened to Chen Kangjie's opinion, anyway, they can spend with public funds, if they don't come up with a satisfactory plan, they will not only not get the position of this Yòu person, but also face the risk of unemployment, so it is a battle against the water.

In addition to foreign countries, in the mainland, they also studied in Mingzhu and Pengcheng for a month, in Liushuipan, and for more than a month to understand the needs of small and medium-sized enterprises, self-employed people, and ordinary people for small loans, and studied how to avoid risks.

A total of 120,000 yuan allocated to them funds, to the end of the year, only more than 60,000 yuan, the two of them in other places to investigate, live in cheap hotels, go abroad did not live in high-end hotels, choose an economic hotel, in Liushuipan, almost no huā cost much public money, to the township are their own from the salary, anyway, their wages have increased several times. From this point of view, Chen Kangjie is also a kind of investigation for them, if they really finish the 120,000 yuan of funds, Chen Kangjie will feel uncomfortable, it is not that Chen Kangjie is stingy, nor that he can't afford the money, but it is related to the work they want to do.

To be a microfinance company, character is very important, if you don't have a thrifty heart for the public, it is easy to make mistakes, the kind of people who spend a lot of money, in terms of loan approval and inspection, must also be arbitrary, it is difficult to strictly control every joint.

When Ouyang Zhenhua saw Zhong Kefan and He Huideng, he found that they had almost lost weight, and it seemed that the past few months had not been in vain, and they had put a lot of effort and thought.

"Jiāo give them their own nòng, these things, only from the beginning to the end will be clear, at most give them some guidance," Chen Kangjie said without thinking, standing near the window.

If Chen Kang is outstanding, it will be easy, but Zhong Kefan will lack a chance to exercise.

When Ouyang Zhenhua conveyed Chen Kangjie's meaning to Zhong Kefan and He Huideng, the two did not shirk, this was originally their duty. Ouyang Zhenhua also allowed them to set up a preparatory office, which was temporarily located in Master Kong's company, and a room was set aside for them to work.

To set up a preparatory office, it is necessary to recruit personnel and organize documents. To this end, the two recruited five employees, three men and two NV, two are their alumni, and they are also alumni of Chen Kangjie, and the other three came to Shancheng University, Pearl University and Strait University, majoring in finance without requirements, and there is a secretarial NV child who is a marketing major, and they are willing to come, that is, they take a fancy to Hongyuan's background and high salary, this kind of start-up enterprise, once it develops, they are very likely to become executives.

After Zhong Kefan and the others sorted out the declaration document, they went to find Chen Qigang, Chen Qigang got this document and looked at it, and thought it was a good thing, but the district couldn't handle it, so he had to find He Baoguo, and apply to the relevant ministry from the city.

He Baoguo spent a morning studying Zhong Kefan's material, and felt that once it was successful, it would be like a sweet lù for the development of local small and medium-sized enterprises. He made a special phone call to find Zhong Kefan and He Huideng for an interview, and then took them to the higher People's Bank in the name of the municipal government. For the first time, Zhong Kefan and He Huideng had a work relationship with senior political officials, and they felt that it was actually nothing more than that, and the leaders got along very well.

From the Provincial People's Bank, they brought back two pieces of information: First, the proportion of capital contributed by a single investor of a microfinance company cannot exceed 10 percent, and second, the lowest interest rate for their loans is 90 percent of the commercial loan interest rate set by the People's Bank of China, in other words, the interest rate of a microfinance company is low.

Chen Kangjie intends to let Guohao Aircraft invest 80 million, Tengfei Automobile will invest 80 million, AnyCall Communication will invest 80 million, Mengting Tourism will invest 80 million, Free Semiconductor will invest 80 million, Huawei Software will invest 80 million, COY Electronics will invest 80 million, Qiantong Logistics will invest 30 million, Tongda Expressway will invest 80 million, Ouyang Zhenhua will personally invest 80 million, Zhong Kefan and He Huideng will each invest 25 million yuanIn total, the eleven legal persons contributed 800 million yuan, and after each subordinate company contributed capital, Hongyuan subsidized these contributions to them, anyway, Chen Kangjie had arranged 130 million US dollars as the share capital of the microfinance company.

Zhong Kefan and He Huideng didn't expect that they actually had 25 million capital, they didn't have the money at all, if it was 2,500 yuan, they could barely take it out, 25 million, and they wouldn't dare to think about it in their lifetime. Ouyang Zhenhua told them that the company gave them advances, of course, the 50 million cannot be said to be all given to them, it can be regarded as a reward for the senior management level, as for how to distribute it, they will divide it themselves in the future.

As for the issue of interest rates, Chen Kangjie has no intention of making money from microfinance companies at all, he is worried that the People's Bank of China has set high interest rates, and if the loan interest rates are high, they will increase the burden on small and medium-sized enterprises and entrepreneurs, but he welcomes low loan interest rates. Chen Kangjie's reply is that according to the calculation of 90% of the minimum loan interest rate of commercial banks, the interest obtained will be regarded as the company's management expenses, and the lending risk should be controlled by them within a reasonable range.

The name of the company, Chen Kangjie, was named Limin Microfinance Company, and under the coordination of the municipal federation of trade unions, a six-story old office building was sold to Limin Company at a flat price. This building is always a little old, but the location is good, just on the street in the center of the city, Limin microfinance company Huā spent 5 million renovation, a new look, the exterior wall, the interior wall, the roof, the mén window, the floor are all re-enlarged, and then installed with modern office equipment, as if it is a company with the fresh atmosphere of the times. The purpose of buying this building for renovation is to save time, and the Federation of Trade Unions can also get a sum of money, otherwise their office building is almost semi-idle, and with this money, they can do something else.

Chen Kangjie did not attend the opening ceremony of the microfinance company, nor did Ouyang Zhenhua attend, all of which were handled by Zhong Kefan and He Huideng, but the political fǔ side was supported by tǐng, executive vice governor Zhang Shan, secretary of the municipal party committee Liang Minkuan, mayor He Baoguo all came forward, CCTV, China Youth Daily, provincial television, provincial daily, financial newspaper and other news media gave important reports on the country's first microfinance company. Zhong Kefan and He Huideng, two young people who have just graduated, as general manager and deputy general manager, their high-spirited image appeared in the media for the first time, and began to be known by the Chinese people for the first time.

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