But in other words, if the 1 trillion assets of these 500 million users do not exist in Fpay, there is no Yu'e Bao, there is no WeChat, but there is only a bank!

So in a year, the interest rate of 1.75% for a fixed year and the interest rate of 0.3% for current accounts are calculated in this way, 1 trillion funds, the interest deposited by users in the bank, is not even 15 billion!

After all, the bank is not Fpay or Alipay, it is impossible for them to be fixed for one year, at least a part of the demand deposit must be set aside, but this part is only 0.3 interest rate. Pen, fun, pavilion www. biquge。 info

But through Fpay, Alipay, and WeChat, the 15 billion interest has become 70 billion!

Among them, users earned 50 billion and earned an extra 35 billion!

Fpay, Alipay, WeChat, earned an extra 20 billion!

It can be said that from 15 billion to 70 billion, the difference of 55 billion in the middle, whether it is the 35 billion more earned by users, or Fpay, Alipay, WeChat, and 20 billion more, are all robbed banks!

It is the bank that has made less than 55 billion, and it has achieved users and Fpay, Alipay, and WeChat!

Otherwise, with only a 0.3% current interest rate and a one-year fixed interest rate of 1.75%, how can there be a 7% call rate, and how can there be a 5% user interest rate?

Of course, the funds dismantled by the bank and then lent to other enterprises and individuals will also receive higher interest.

Therefore, the bank hates Fpay, Alipay, and WeChat, and can't wait to get rid of it quickly!

As for the previous free transfer or something, not to mention, it is also asking for the bank's life!

Therefore, banks will continue to find ways to restrict Alipay and WeChat, for example, transfers cannot be completely free, only 1000 or 20000 free quotas, personal account balances, the upper limit cannot exceed 250,000!

After all, the people put all their money in Alipay and WeChat, and let the banks drink the northwest wind!

However, Fpay is different, backed by mortal technology, the world's first giant, with unlimited energy.

Even if the bank wants to move Fpay, think twice!

After all, if Wang Fan gets angry, and the entire mortal bank comes out, I'm afraid that many banks will go bankrupt!

Therefore, for Fpay, banks and related institutions have not made any statement.

They all know the energy and particularity of mortal technology, in Huaxia, mortal technology has a new system, not they can move it if they want to!

In just half a day, the number of Fpay users has been soaring, directly exceeding 30 million, and everything is developing in a good direction.

No way, 50 million red envelopes a day, and a payment reduction, fools don't want it!

Wang Fan looked at all this, smiled, left mortal technology, and drove directly to the island, which is where the mortal military industry is located.

The New Year's gift is done, whether it is Fpay or Mortal Navigation, it is all in order, and he doesn't have to pay attention to it.

Others, Mortal Technology are holding annual meetings, issuing year-end bonuses, and grabbing hundreds of millions of red envelopes!

The only thing that makes Wang Fan feel uneasy is the United States!

Although Wang Fan is confident, he is not conceited.

On the contrary, he cares a lot about the strength of his opponent, and even specializes in studying the opponent's personality and psychology.

Obama's term of office is less than twenty days away, but with his character, he doesn't look like a man who just resigned himself to his fate!

After all, during Obama's tenure, the United States suffered several losses at the hands of mortal technology, and even the F-22 and Global Hawk were hung up several times.

It is impossible for the United States not to come out of this tone, and it is impossible for Obama to laugh it off.

On the contrary, in the last ten days, Obama will definitely make a move to take revenge on mortal technology.

Otherwise, Obama will step down like this, what will the Americans think of him?

What will history say about him?

A U.S. president who was defeated by a Chinese private enterprise, but did not dare to fight back?

Obama will never accept such a reputation!

If he is indifferent and does not save face, what will the new President Trump do with this?

According to Trump's character, he will definitely make a lot of nonsense: During my term of office, the United States will always be the United States of the world hegemon, and it will not be like some presidential terms, when it is bullied by a Chinese private company, and it will not dare to fight back!

Therefore, in any case, political positions, personal careers, reputation, etc., are destined to take action before Obama leaves office to get back the lost face!

Otherwise, his reputation would be ruined!

Therefore, even if the United States ostensibly cowards and the scope of the exercise has shrunk a lot, Wang Fan is still highly vigilant.

So, he went back to the military factory, to the island.

Here, there are ten J-20s, which, with their superior stealth performance, can hide from all American radars!

There are also miniaturized Sparrow series missiles, which are smaller in size and more powerful, making the number of ammunition charged by a J-20 far exceed that of the F-22!

What's more, J-20, Sparrow missiles, plus ultra-accurate mortal navigation, artificial intelligence, and iron man quadruples, even if it is an F-22, you have to kneel!

Even if the United States makes any special moves, even if the F-22 group raids the military factory, Wang Fan can easily follow!

But to his surprise, at the gate of the munitions factory, he saw a person he hadn't seen for a long time.

"Xiao Ke, why are you back?" Wang Fan stopped the car with some surprise.

Zuo Xiaoke smiled, still the same as before, sweet and cute, typical Lori: "What, I'm your secretary?

Wang Fan shook his head: "No, no, my secretary, come, get in the car!"

"It's pretty much the same, okay, I'm just a secretary, but Sister Song Qian was left here by you, and I have to take care of everything. How much trouble is there for the whole mortal semiconductor! Now that Sister Sissi has passed, I can only come back. But my former boss still doesn't like it!

Zuo Xiaoke couldn't help but sneer, and sat on Wang Fan's Lamborghini.

Wang Fan was embarrassed: "Ahem, my fault, I neglected my hard-working secretary!

Zuo Xiaoke smiled: "I'm not going anywhere, I'm going to follow you home!"

"Follow me home...... Uh...... "Now it's Wang Fan's turn to be depressed, and I don't know where Zuo Xiaoke can be rectified."

Although Wang Fan did tease Zuo Xiaoke at the beginning, it was all a joke, the relationship between the two was innocent, except for taking advantage of it once or twice.

After all, Zuo Xiaoke is cute, and smart and messy, and everyone loves a high-IQ Lori.

Zuo Xiaoke smiled and said, "I heard that my big boss spent 10,000 dollars to build a villa in Badaguan and returned the gold house to hide Jiaojiao." It's rare for Xiao Ke to come back once, and he also wants to live in the tall Badaguan Villa! That is the existence of a market value of more than 1 billion Huaxia coins, Xiao Ke does not live at this time, and he can only look up to it for the rest of his life!"

Wang Fan smiled dumbly and said, "Okay, let's go directly to Badaguan!" I'll be in charge and give you a long vacation, let you live in the Badaguan villa, and have a good rest." ”

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PS: The third update is sent!