When it was time to get off work, Zhu Guangzu didn't come back, everyone was very happy, there was no need to have a meeting today, they went home after cleaning up, Xu Feng handed the key to Master Shen, and handed it to him when the manager came back, and then went to the barbecue square, everyone was packing up the tables and chairs to prepare for business. Chang Shouxin said a news, yesterday the landlord Chen Wencai found him, has received a letter from the district government, in order to plan urban construction, beautify the environment, this street to be rebuilt, it is said that the planning map has come out, after the reconstruction of the business premises must be more than two floors, Chen Wencai is old, his son is in the field, the father and son discussed, it takes a lot of money to build a building, and the son's family is in the field, not ready to invest here, the intention to sell this place, the asking price of 200,000 yuan, if Chang Shouxin wants to give priority, if not will be sold to others, or do not let him talk back tomorrow。

"200,000 yuan, where can we get together so much money, and we have to build a building with more than two floors, how much does it cost? Xu Feng said. In his opinion, it is impossible, not to say 200,000, even 20,000 can't be taken out.

"I pondered for a night last night, this place is in a good location, it will have a great future for development, and Chen Wencai wants to sell this is also an opportunity. Chang Shouxin said. Although the price is higher, it has the potential to increase in value, so I want to buy it. If you don't buy it, once you sell the house to someone else, then the car wash and barbecue square have to close and find another way out, just do some results, it's a pity not to do it, for this few people to go out of the way also have to do it, the only way is to buy it.

"You've got a good idea, but where does the money come from? It's not a small amount, it's an astronomical amount for us, and we can't get it at all. Xu Feng said.

"I told them a few brothers. They also agreed to buy it first, and each of them took out 10,000 yuan as a fundraiser, and my father was able to borrow 30,000 yuan. Chang Shouxin said.

"But it's only 80,000 yuan, and there's still a gap of 120,000 yuan, and I'll go back and think of a way, but I can't borrow so much money. Xu Feng said.

"I talked to Xueliang on the phone yesterday, and he agreed to buy the house. He'll come over tonight, too, and we'll talk about it together. Chang Shouxin said.

"He doesn't necessarily have much money in his hands, and he has already taken out a lot of money to run a barbecue square. Xu Feng said.

"He's a man with a lot of brains. I know a lot of people, maybe I can find a good way, and see his opinion in the evening. Chang Shouxin said.

"It's an opportunity, but money is a big problem. I don't know how much it will cost to build a building in the future. We don't have that much confidence, so we have to think carefully. Xu Feng said.

"In short, this is an opportunity, our car wash and barbecue square are in good shape, and if we continue to develop like this, we will be able to pay back the money in a few years." Chang Shouxin said.

"I'm absolutely behind you and see how much money I can borrow. Xu Feng said.

"Everyone gathers firewood and the flame is high, thank you for your support to me. Chang Shouxin said.

Customers began to come, and everyone got busy. Xu Feng heard that Chang Shouxin was going to buy the house, and things were good. But money is a big problem, and it's not so easy to borrow money now, and you won't take out the money without a strong friendship. The family's economic situation is clear to him, and it is impossible to get the money, he pondered for a while, called Li Yan, and said what he meant, Li Yan also felt that it was a good thing when he heard it, and happily agreed to take out 30,000 yuan, which is all his belongings, when to use it to get it, Xu Feng was very happy to hear it, and then called Liu Zhengdong, Hao Jifeng, and Cui Wanchun, Liu Zhengdong agreed to lend him 10,000, Hao Jifeng agreed to lend him 20,000, Cui Wanchun told him that he only had 5,000 in his hand, and he would find a way to make up so much for him first. Xu Feng knew his family's financial situation, and he had done his best to lend him 5,000 yuan, and he couldn't make it difficult for him anymore. Now that he has borrowed 65,000 yuan, plus the 80,000 yuan raised by Chang Shouxin, a total of 145,000 yuan, and there is still a difference of 55,000 yuan, let's see if Pan Xueliang has any good way.

Pan Xueliang came to the barbecue square, and after the customers left, Chang Shouxin simply got some food, and several people discussed buying a house while eating, Chang Shouxin said the specific situation and the money that had been raised, Xu Feng said that he borrowed money from Li Yan and others, 200,000 yuan has been raised to 145,000 yuan, and there is still a difference of 55,000 yuan, Pan Xueliang nodded when he heard it, and he will find a way to buy the rest of the house, and he can sign a house purchase agreement with the landlord tomorrow, and then hurry up to handle the transfer.

"There is also a certain amount of cost involved in the transfer of ownership, and I don't know how much it will cost. Xu Feng said.

"Since we have decided to ask for it, there will be a way to solve it, and the key is the problem in the future, which is what we need to discuss today. Pan Xueliang said.

After the house is bought, the next step is to build a building, which requires a lot of money, according to the existing benefits of the car wash and barbecue square, it has a certain potential, it will not take a few years to earn it back, the key is that in addition to the money to buy a house, the money for building has not yet landed, this is not a small amount, it is difficult to borrow so much money from relatives and friends. Now there are two ways to go, one is to cooperate with the developer, one is to take a mortgage loan from the bank, although the cooperation with the developer is a way out, but it is obviously a big loss, according to the proportion of how many square meters, can only get a small part of it, this road can not go, since this road does not work, you can take the road of bank mortgage loans, because this is a store house, the potential value-added market, the bank will definitely strongly support, although a certain down payment is required, but also to raise a part of the money, from the perspective of long-term interests, or from the bank mortgage loan is the best policy, monthly repayment of loan principal and interest, which will reduce a lot of pressure。

"I have investigated that according to the design plan stipulated by the government, the construction fund needs at least 400,000 yuan, not including the interior decoration, and it will take about 500,000 yuan to get it all down. Pan Xueliang said.

"It's going to take so much money, and it's hard to get that much money. Xu Feng said.

"This is also my preliminary prediction, which is still a certain distance from the reality, maybe more than what I predicted now. Pan Xueliang said.

"I didn't think about it so much at first, what if that?" Chang Shouxin was a little embarrassed, he didn't expect to need so much money.

"Why, do you want to retreat. Pan Xueliang said with a smile.

"It's too risky, it's psychologically hard to bear, and if it wasn't what we imagined, I wouldn't be able to turn around and live my life with a huge debt. Chang Shouxin said.

"If you want to make a career, you have to take a certain amount of risk. Pan Xueliang said.

"Then what do you mean?" asked Xu Feng.

"Of course, this is an opportunity, and I won't necessarily be able to catch up in the future, so I'll buy the house first, and then I'll think about it slowly in the future, according to the current form of development, at least this place won't lose money." Pan Xueliang said.

"We have a good idea, but the market changes are unpredictable, and it is difficult for anyone to grasp it. Chang Shouxin is still a little hesitant, he must be the initiator, bearing great responsibility, in case it doesn't work, the responsibility will fall on his head, he alone can't afford it anyway, even if he sells him, he can't pay so much money, so it is impossible to have no worries in his heart.

"Although there is a great deal of risk, but there is also a huge market, where risk and benefit coexist, and the risk is big and the benefit is small. Pan Xueliang said.

Opportunities need to be grasped, life needs to be grasped, don't hesitate, don't hesitate, opportunities will not wait in the same place, it will be difficult to reproduce if you miss it, good luck will not linger around you, and it will be difficult to reproduce if you miss it. In the face of difficulties and challenges, we must always believe that there is no rainy day that will not be clear, and there is no dangerous road that cannot be completed, and as long as the flame of hope is not extinguished, the road ahead will not always be dark. Nothing is set in stone, and neither good luck nor bad luck can last forever. No matter how traumatized you are, how heavy your heart is, whether you are destitute or no one understands, you must persevere. The person who wins is not necessarily the strongest one, but it must be the one who can hold on to the last second, the biggest enemy of a person is himself, only the person who persists to the end can wait for the opportunity to succeed.

"That's what I said, but the risk is too great to bear, don't talk about others, I'm scared when I hear it, I'm afraid I never dreamed of it. Xu Feng said.

"I'll tell you the truth, since we want to get it over, the difficulties have just begun, and there will be even greater difficulties waiting for us in the future. Pan Xueliang said.

Hope is to take the risk of disappointment, try to risk failure, but the reason why you have to take a risk is because the greatest danger in life is not to take a risk at all, it doesn't matter if you fail once, twice, or a hundred times, only if you succeed once, then you are successful. There is a critical period in psychology, which means that a short but very important period in an individual's life is a time when it is missed, and it is difficult to make up for it.

Thinking about a thousand roads in the middle of the night and getting up in the morning to walk the same way, this is a common weakness of many people, so grinding less two catties of tofu and putting more fantasies into action, failure, is just to increase the bargaining chips for success.

"But we can't afford to fail. Chang Shouxin said.

"This is also a challenge for us, I pondered one night, in order for everyone to have a job to do in the future, or think that we should buy the house, this must be an opportunity, I think well, in case of failure, I will take out my building as a mortgage, absolutely not to embarrass everyone. Pan Xueliang said.

"How can we let you do that. Chang Shouxin said.

"This is also for the sake of your brothers in the future, the career has just improved, how can you stop suddenly, you must not give up halfway, you must continue to do it no matter what. Pan Xueliang said.

", if it's really not possible, I will mortgage my family's house, as long as everyone has a job, I will do it no matter how big the loss is. Chang Shouxin said. (To be continued......)