Chapter 427: with such a person
Chen Zihao's mobile phone rang, and when he saw that it was Chang Shouxin's phone, he told him to come up, and it happened that the branch leader was also there, so he could talk about renting a house. … ≦, the chief supervisor is in charge of the work of mortgage assets, as long as he agrees.
"Chairman Li, we have a loan asset here, which has been idle for a long time, and now someone wants to rent this place, it just so happens that you are here, you can negotiate the specific price. Chen Zihao said.
"It's not a good thing, you can revitalize credit assets, let's take a look at it in a while. Li Moran said.
Chang Shouxin and Li Tiecheng walked in, and Chen Zihao introduced each other. "Hello, Chairman Li. Chang Shouxin said.
"I just heard Zihao say that you want to rent a place at the gas station?" asked Li Moran.
"The two of us just looked at the site and thought it was a good place, and we wanted to rent it and sell it for breakfast. Chang Shouxin said.
"Their breakfast was very special and tasted exceptional. Chen Zihao said.
"How much is the mortgage asset?" asked Li Moran.
"Then I can't say it, because it was the place where the first supply and marketing cooperatives were used, and the loan of 800,000 yuan was offended, which was coordinated by the Guò District Government, and there was no way but to accept it, otherwise I wouldn't even get this place, and the equipment had already been sold, and only a few empty houses remained. Chen Zihao said.
"What is the actual price in the market now?" asked Li Moran.
"It's worth 200,000 at most. Chen Zihao replied.
"Let's go and have a look. Li Moran said.
Several people then came to the gas station, and Li Moran inquired about the previous rental price, which was 16,000 yuan per year. I also asked Chang Shouxin's opinion. Chang Shouxin nodded in agreement. He could accept this price, Li Moran agreed on the spot, and asked Chen Zihao to write an application for leasing loan assets, and then submit it to the branch for approval.
"We can't do the renovation now. Chang Shouxin said.
"Of course, the application can be approved, and it can take effect after signing the agreement. Li Moran said.
Chang Shouxin immediately called Xiao Junqi and explained what he meant, he was going to open a branch next to the Xiaguang office. The address has been chosen, please send someone to decorate it, Xiao Junqi asked him to wait in place, and he will come over to see it in a while so that he can start the decoration.
"Keep your word, let's sign an agreement in a while and report it to the branch together. Chen Zihao said.
"Okay, no problem. Chang Shouxin said.
Back at the office, Chen Zihao and Chang Shouxin signed a housing lease agreement, and the agreement was agreed. The term of the lease is tentatively set at three years, with an annual rent of $16,000. The rent of the first year shall be paid within three days, and the rent shall be paid in full on January 1 of each year, and if the rent is not paid for one month after the deadline, the agreement shall become invalid, and Party A shall have the right to withdraw the right of use. After expiration, the price will be redetermined according to market changes, and Party B will have the right of first refusal. After reading the relevant terms of the agreement, Chang Shouxin had no opinion, and the two parties signed the agreement.
Xiao Junqi called Chang Shouxin, had arrived at the gas station, and asked him to come to the gas station to meet, Chang Shouxin and Li Tiecheng then came to the gas station, Xiao Junqi led them around the gas station, and learned that they had signed a rental agreement. If the price is reasonable, it is better to buy it, because the annual rent is 16,000 yuan, although the price is okay, but it is still a little uneconomical. A one-time investment to buy it, this is their own fixed assets, the market has the potential to appreciate naturally, in the long run, it is more cost-effective to buy it. Even if you don't want to do it in the future, you can still rent it out, and it won't take a few years to pay for itself.
Chang Shouxin shook his head again and again when he heard this, he didn't have the strength at present, and he also wanted to buy it, but he didn't have money in his pocket, so it was better to rent it for the time being. Now I haven't paid off the money to buy the barbecue square, and I don't want to take on more debts, so my pressure is too great, and I can't bear it psychologically.
"There is no pressure, there is no motivation, you don't have to worry about money, I can help you solve it. Xiao Junqi said.
"That's what to do, you are engaged in a business, you need a lot of money, it is not appropriate to always occupy your funds, it is better to do this, you can't eat fat people in one bite, take your time with a little trouble, how much money you have to do as many things, you can't break through your bottom line." Chang Shouxin said with a smile.
"But I still think that buying it is calculated, you ask Director Chen, can you buy it in the form of a loan, although you pay a certain amount of interest, you spend rent is not also spent, and the interest is not much more, this place is good, it will not take a few years to repay the loan, people must have a long-term plan, can not always engage in short-term behavior, then there will be no big development." Xiao Junqi said.
"This is a good way, but this is not a small amount, I just heard Director Chen say that this place is worth 200,000 yuan, and it is impossible for the bank to lend me money without collateral. Chang Shouxin said.
"It's not a problem, I can vouch for you, with my strength and credibility, there is absolutely no problem. Xiao Junqi said.
Listening to Xiao Junqi say this, Chang Shouxin also has some heart, if it can be bought the best, if it is opened for a long time, the annual rent is 16,000 yuan, ten years is 160,000 yuan, plus the breeding interest, it is equivalent to spending the money to buy a house, the property still belongs to the bank, it is a little uneconomical to calculate, it is really the best if you can get a loan.
Chang Shouxin called Chen Zihao again and said what he meant, Chen Zihao asked him and Xiao Junqi to come to the office together, and this issue can be discussed. Chang Shouxin and Xiao Junqi came to the office, Chen Zihao introduced each other again, and then talked about buying a house, the office's opinion was 200,000, Xiao Junqi's opinion was 150,000, and finally discussed to 170,000, Chen Zihao felt that it was almost, 200,000 was just the market price, and it was not sold for a long time. He discussed with Li Moran for a while, and the price was acceptable. Regarding the loan, there is no problem with Xiao Junqi's guarantee, and it will be submitted to the branch for approval after completing the formalities.
"I can take out this money, but I don't want to take up my funds for a long time, I will vouch for him, please rest assured, I have money in my account, and I can pay it back at any time. Xiao Junqi said.
"We know Boss Xiao's strength and reputation very well, there is absolutely no problem with your guarantee, and the bank also likes to lend loans to people like you, and you can come to us if you have financial difficulties in the future. Li Moran said.
"Thank you for the trust of the leader, I will definitely come to you if I have financial problems in the future. Xiao Junqi said.
"Today's harvest is not small, and we have done a big thing, selling the mortgage assets and revitalizing a non-performing assets. Li Moran said.
"The trustworthy dedication is very strong, the barbecue square has developed to such a scale in less than a year, its ability and hard work can be imagined, in order to thank the leadership for their support, I have a treat at noon today, and we have a good gathering together. Xiao Junqi said.
"Thank you for your kindness, we still have a lot of things to do, and I invite you all on that day. Li Moran said.
"What is so important, not even time to eat. Xiao Junqi said.
"I patronized and talked to you about work, but I forgot to tell you one thing, Zihao is now the director of the office, and he is going through the handover procedures, and there are several people below, so he can't go. Li Moran said.
"Congratulations on your promotion, since you don't have time at noon, go to my barbecue square in the evening, one is to congratulate you on your promotion to director, and the other is to thank you for taking care of me, without your construction, there would be no good things today. Chang Shouxin said.
"I'll talk about it in the evening, and I'll get in touch if there's anything to do. Chen Zihao said.
"Well, in a word, we won't disturb your work. Xiao Junqi said.
The resignation audit is underway, the chief accountant, credit internal and external service, and the general staff cooperate with their work, some things that do not understand, Bao Yongliang explained on the side, and the auditors make records from time to time, it can be seen that Bao Yongliang's face is very unsightly, which is too big a blow to him, and he was suddenly dismissed, which is something that no one thought of, and no one can accept it, but no one has a way to accept it unconditionally.
Approaching noon, Chen Zihao beckoned everyone to go out to eat, Cheng Li and Gu Xihua were on duty at noon today, Xu Feng naturally had to study on the side, the two of them went to the room to eat first, and returned to the business room after eating, now there were only three of them, and they were very happy to see Cheng Li and Gu Xihua's faces. Cheng Li sat in Wang Sufang's position, the two were very close, and they couldn't help but talk in a whisper.
"The above have finally taken him down, and we will have a much better life in the future. Gu Xihua said in a low voice.
"Director Chen's level is much stronger than him, and the business will be carried out quickly. Cheng Li said.
"This is a wise decision by the leaders above, and we have been looking forward to this day for a long time. Gu Xihua said.
"There is another great thing, the mortgage assets next to us were sold today, and they were sold for 170,000 yuan, and there are certain rewards according to the regulations, and your performance salary this month will definitely be indispensable. Cheng Li said.
"Sister Cheng, you just said that the land was sold, who did you let buy it, is it because you can't keep your word? Xu Feng was a little unconvinced, where did Chang Shouxin get so much money to buy that place.
"It's him, I just said in the morning, Xiao Junqi vouched for him, and the loan bought that place, which is a great thing for us, and we have revitalized the non-performing assets for many years. Cheng Li said.
Xu Feng nodded, no wonder he was so bold, there would naturally be no problem with Xiao Junqi's guarantee, or Xiao Junqi had a long-term vision, and buying it was the best decision.
"If you want to say that Director Chen is the director, unlike him, he doesn't do anything all day long, and Director Chen Zhang Luo does all the work, or Director Chen comes forward, I don't know when this place can be handled. Gu Xihua said.
"So there is no harm in following Director Chen, and it is also heartfelt to follow someone like him. Cheng Li said. (To be continued......)