Chapter 0115 The Problem of Funding

As soon as the chickens were put on the chicken farm, the Wang family's savings were drastically reduced.

There's no way, if you don't get some loans from the bank, Wang Shaodong is really going to be finished.

In 2003, in Luzhong City, it was relatively easy to lend loans to support agriculture, the interest rate of the loan for a six-month cycle was 5.02, the subsidy for supporting agriculture was 1 point, and the actual interest was only 4.02.

Moreover, the Taohualing Village Farm is a poverty alleviation project registered in the county, and the farm has a past with the rural credit cooperatives, so it should not be a big problem to apply for a loan in the next step.

Wang Shaodong told Wang Fumin that he wanted to apply for a loan, but he didn't discuss it with his father, and all the plans had been formed in his mind.

When they repaid the loan a year ago, their family's savings reached more than 700,000 yuan, and then they spent more than 30,000 yuan during the Chinese New Year, and in the next year, they spent 200,000 yuan to buy cage chicken coop equipment, more than 140,000 yuan to buy chicken seedlings, more than 40,000 yuan to buy 20 tons of chicken feed, and more than 20,000 yuan on the flat land of Wujiayuzi, and by the end of the year, the Wang family's savings were less than 300,000 yuan.

The next step is to see that the project of the reservoir will be launched, and it will cost another 200,000 yuan in three months, and then buy cherry saplings on an orchard of 200 acres. According to the calculation of planting 56 large cherry trees per mu, more than 11,000 cherries need to be planted in these 200 acres of cherry orchards. Wang Shaodong inspected that Labins cherries can bear fruit in two years, so he plans to plant Labins. The price of a sapling is 8 yuan, so when the sapling is planted in the spring, it will cost another 90,000 yuan.

Originally, Wang Shaodong's father and son were also discussing a three-month loan, but when they inquired, they said that the three-month loan was the same as the six-month loan interest, and then Wang Shaodong planned to take out a six-month loan.

The first batch of chickens, because of the limited funds in hand, borrowed a bit more money from the bank.

Wang Shaodong will not say that it is a random loan, and he has to calculate it to see how much it is appropriate to borrow. If you borrow more, you will not benefit at all, but you will give interest to the bank for nothing.

On the twenty-eighth day of the first lunar month, Wang Shaodong took the gift, and then found Wu Youguang, planning to let him accompany him to the township.

In his previous life, Wang Shaodong was engaged in the promotion of medical devices, and his customers were mainly medical institutions, as well as institutions with their own medical systems such as the public security system and courts.

In his previous life, in order to promote his products, Wang Shaodong was very familiar with many people in the public security of Gangcheng County at that time. In 2014, Wang Shaodong met the secretary of the Political and Legal Committee of Gangcheng County at that time through someone else's introduction, and later became friends and helped a lot when he was promoting products.

And now, in 2003, Zheng Shaogang, who was only 34 years old, is the head of Dazhai Township.

Wang Shaodong knows Zheng Shaogang's life history very well, but now if he wants to make friends with this person a year in advance, he must be introduced through Wu Youguang, an intermediary.

The head of a village, don't look at the official is not big, but the location is important, and it is the hub that connects the township and the village.

There are 14 administrative villages in Dazhai Township, and the village chiefs of these 14 administrative villages are very familiar with the heads of the township, and they also have contacts with each other during the New Year's holidays.

In this matter, Wang Shaodong planned to find Zheng Shaogang, and then have a good relationship with this person ten years in advance.

Hearing that it was the son of Wang Fumin in the village who wanted to find the township chief to do something, Wu Youguang, the village head of Taohualing Village, frowned and asked in a low voice: "Big nephew, you are looking for Township Chief Zheng, what's the matter?" ”

Wang Shaodong frowned and said: "Uncle, our family has so many chickens now, and the funds can't be turnover, I want to find Township Chief Zheng to see if we can get the government to come forward and guarantee us some loans." ”

Wang Shaodong calculates that there is less than 300,000 yuan left in the family, and this money should be kept for investment in cold storage and orchards, and the investment in the chicken farm is about 700,000 yuan, and at the same time, he also needs a certain amount of funds to carry out a pine seed chicken breeding experiment on the side of Songbai Mountain, so it is still necessary to borrow 800,000 yuan.

"How much are you going to borrow?" Wu Youguang was curious.

"Eight hundred thousand."

The last time the chicken farm was built, the township applied for a loan of 800,000 yuan for Taohualing Village, and then eight farmers divided 100,000 yuan.

Wu Youguang nodded, and then said, "Okay, let's go to Township Chief Zheng to ask about this matter and see if he can help us find a way." ”

Then, Wang Shaodong drove his own era light truck, pulled Wu Youguang, and came to Dazhai Village, where the Dazhai Township Government is located.

In 2003, the township government was still very simple, and the only one in the entire Gangcheng County township government did not build a building was Dazhai Township. Dazhai Township is located in a remote area, there is no geographical advantage, the annual fiscal and tax income is limited, and it is not easy to build a building.

Moreover, now they are wearing Dazhai Township and Chengzipo Town to merge into the Aishan Sub-district Office, so there is no need for this Dazhai Township to build its own building.

The car was parked in the courtyard of Dazhai Township, and Wang Shaodong did not take down the gifts in the back compartment. Wang Shaodong prepared two bottles of Moutai and a Chinese cigarette for Zheng Shaogang.

"Bang bang bang!"

Wu Youguang knocked on the door of a bungalow in the township chief's office with the sign written on it, followed by Wang Shaodong.

"Oh, Lao Wu, I was about to call you, and you came by yourself."

Zheng Shaogang looked up and saw that it was Wu Youguang, so he hurriedly stood up and greeted him.

The village chief has no administrative establishment, and it is not easy to restrain the township, so he has to point to this group of people to help him work, so many times the township chief is very polite to the village chief. Those who can become village chiefs are not simple people in the village.

"Township Chief Zheng, this is Wang Shaodong, a villager from our village, we came to you today to trouble you with something important."

Zheng Shaogang smiled and let Wang Shaodong and Wu Youguang into his office, and then personally made tea and poured water for them. His office is two rooms the size, and he is the only one in the room, with a desk on the east side, and a living room in the west half of the house, with a sofa and a coffee table.

"Lao Wu, let me tell you the good news first, the one in your village who plans to repair the reservoir will go back and tell him, and the formalities have been completed. And ......"

"Coincidentally, Township Chief Zheng, this is the son of Wang Fumin, a villager in our village who plans to build a reservoir. I also came here today to trouble you. ”

When Zheng Shaogang heard this, he frowned, and turned his head to look at Wang Shaodong: "What's the trouble?" Could it be that your family is not planning to build a reservoir? ”

"No, no, no, Township Chief Zheng, we will definitely repair the reservoir, as long as you contract the reservoir to our family at that time."

"You can rest assured about this, the reservoir has been repaired, our township and village have supported it, and the thirty-year contract has been prepared for you a long time ago, just waiting for you to sign it." But what the hell are you looking for me? ”

"That's the case, the cost of chickens on our farm is not enough, and we plan to find the government to see if we can guarantee 800,000 yuan?"

Zheng Shaogang frowned, and then said, "Well, you wait a minute, I'll call and ask." ”