At dinner time, my father also came back from herding cattle, and the family was in the restaurant, Zhang Hao could naturally discuss some things with my parents at this time, about making money and spending money. Pen, fun, pavilion www. biquge。 info

Zhang Hao spoke, "Mom, we have made a lot of money this year, I roughly calculated it." We've made more than $3 million this year, but most of it has been spent on investments, on ranching. ”

Zhang Jianye didn't understand what his youngest son meant by this, and he probably had a lot of money that his youngest son would make this year, but he was still shocked when he heard his youngest son say this.

Think about it, it's really like this, the youngest son has earned more than 20 million yuan this year, not counting the more than one million dollars that Zhang Lei has earned!

Seeing that his parents were looking at him, Zhang Hao opened his mouth and said; "Most of the money we make this year has been spent on pastures, buying land, horses, and construction. What did we add to our home, two cars, a massage chair, household appliances and furniture are relatively general, not high gear and not bad, basically that's it. ”

Yu Xiu asked strangely: "That's good, we don't lack anything now." The money earned is spent on the ranch, and even more is earned later. It is better than depositing in the bank, the bank interest is not high, and I am afraid of the depreciation of the money. You can't spend it blindly, and no amount of money can withstand blind defeat. But you're a young man after all, and you have to buy a better car to decorate the façade; Phil and Barney don't make as much money as you drive such a good car, and my son wants to buy a good car if he is so profitable, not to mention that you also talked to someone. ”

Zhang Hao was embarrassed, he said that these were really not for his own money.

So he went on to explain: "I thought about it for a while, we're making pretty good money right now, and we're going to start thinking about improving our lives." The house we live in now is a bit old and small, and if we have the money, we will definitely have to change to a bigger house, preferably to build a villa directly on the lake. ”

Zhang Jianye still agreed with this, so he nodded and said: "This house is not bad, but if you have money, it is good to build a small villa." Our pasture scene is good, and it is comfortable to build a villa by the lake. This house, too typical of a farmer's cabin, is too many people to live in. ”

Zhang Hao nodded straightly, he had to agree, "Yes, let's build a better villa, and then get an entertainment room, a home theater, and a swimming pool." Although we are in the pasture, it is good to get a real lawn at the door, which is suitable for Xixi to play with the white lions at the door. ”

Yu Xiu said with a little smile and scolding; "I see you just made some money and don't know what your last name is, and you still have a swimming pool! I think there's a home theater and a lawn, and you're really planning to make it a big mansion. If you really spend that much money, you might as well get a small pier and buy a yacht as soon as you get out of the house. ”

Zhang Hao nodded and said excitedly, "Yes, I have such an idea!" Our house can be built a little bigger, five bedrooms are not too much, our family is at least three, if I have children in the future, I will definitely want a room, of course, the guest room can not be less. The study room can not be missing, the game room can not be missing, plus the kitchen, bathroom, there is no 300 square meters, but we build a duplex villa very good. ”

Yu Xiu frowned and asked, "Then have you thought about how much it will cost you to do this." ”

Zhang Hao doesn't know how much he will spend, but it is certainly not cheap, "It's really hard to say, we are self-built, so it will definitely not be as expensive as some seaview villas or high-end communities, but two or three million dollars will definitely be more." ”

Zhang Jianye immediately said, "It's too much, how can it cost so much money to build a house!" ”

Zhang Hao shook his head, he thought it was really not much, and he could afford it, "Dad, Mom, it's really not much." Think about it, our new house is built and we will always live in it, and we will not move to the ranch. So prepare everything you should think and prepare in advance, otherwise it will be troublesome to expand in the future. Money is not a big problem, horse racing can make a lot of money every year, and the ranch can also produce a little. ”

Yu Xiu is still a little reluctant, it costs millions of dollars to build a house, which is too scary, "That's too much, even if our family has a little money now, then we can't spend money like this." Even if you make some money now, you can make money in the future, but our family's investment should continue, and if you can't make a little money, you can spend it immediately, you have to save a little. ”

Zhang Hao said very seriously, "Mom, I really don't worry about making money, we can make money." To make money is to enjoy life, we can't always have money and live a tight life. The shelves of the ranch and the horse farm are erected, and even if there is a future investment, it will not be too much. So, the next stage is to improve your life. ”

Zhang Jianye thought for a moment before he spoke, "Everyone wants to live a good life, but I'm still reluctant to spend so much money." ”

With a sigh, Zhang Hao stared at his father and said, "Old man, my son is rich now!" We're all rich now! ”

Yu Xiu scolded with a smile, "Rich people don't spend so much money, and they don't use up all the money in their accounts when they buy a house." If you want to build a house, you can build it when we have millions or tens of millions of dollars in our family account. I mean save some money for emergencies, or you won't have a bottom in your heart. ”

Zhang Hao knows that even if the family makes some money now, there is no shortage of money, and the parents' consumption concept has changed somewhat. It's just that at the end of the day, they haven't fully adapted to being rich people now, and they are a little worried about their future income.

For further persuasion, you have to come up with a killer idea: "Then what about me and Christina?" I took Xixi to her house on Thanksgiving, just to meet her parents. With the current development of Christina and I, we may have to talk about marriage at any time. Her family is also in a good financial situation and is middle-class. If her parents had seen our house like this, they would have had an opinion. ”

This killer feature really worked, although Zhang Hao's parents also knew that many young people in the United States would not necessarily ask to buy a house when they got married. However, as parents, they must hope that their children will have a more secure future, and having a good house is definitely not a bad thing, which can be regarded as a proof of façade and strength.

Seeing that his parents were a little shaken, Zhang Hao struck while the iron was hot and said, "I'm not saying that we will build a house immediately, nor do I mean that the money we make in the future will be spent to buy cars, houses, and yachts." ”

Zhang Jianye put down his chopsticks and asked seriously, "Then tell me, how do you plan to spend the money?" ”

Zhang Hao said, "Our family's income next year will still be spent more on the house, and the investment in the ranch and horse farm will definitely continue, but it will definitely not be as much as this year." In the future, our family's income is 30% saved, 30% is spending, and the rest can be invested. ”

Although this is only a rough idea, Zhang Hao's parents seem to agree.

Now that the ranch has just developed, there are indeed many places that need to spend money; It costs money to grow a ranch, and it costs money to build a house, so it's normal not to be able to save money at all.

But then it can't be like this, the money in the future has to be carefully calculated, and it must not be spent as much as you make now.

Zhang Hao's parents still have some confidence in Zhang Hao's ability to make money and the potential of the ranch, and they both believe that the family's income will definitely increase in the future.

It's a special time, so let's be a little more special.

However, Yu Xiu is still a little strange, why did Zhang Hao suddenly mention this, there shouldn't be much savings at home now; Even if there is a point, isn't the money said to be used to buy horses, does it mean that the money is to be misappropriated?

Seeing that his parents were a little confused, Zhang Hao explained, "We definitely won't be able to come up with this money all at once now, but we can take our time." We get the blueprints first, and then we choose the site. Building a big mansion is not a matter of one or two days, it is normal for more than a year. So we can't wait until all the money is in place to start work, take it slowly, and pay the money in batches. ”

Although Yu Xiu was still a little hesitant, her tone relaxed a lot, and she asked, "Then you mean that you have to start preparing now?" You're paying in installments, and you're paying according to the construction period, which is good. But you have to be clear, in this way you have to ensure a stable income, if the capital chain is broken, it will be a big trouble. ”

The fact is that if you want to build a house in this way, you need to ensure a stable income; Zhang Hao is very confident in this, and he is not worried about his ability to make money.

"Horse racing, horse racing makes a lot of money every year, and our ranch is also a little bit productive. The investment in the early stage is basically in place, and there is no pressure on the additional investment in the ranch in the future, so there is no need to be afraid. I can also work as a horse racing consultant, which is another income. I'm definitely going to have more and more ways to make money, and that's out of the way. I don't waste time, and it's comfortable to live in a big mansion earlier. ”

Seeing that his youngest son was determined to build a big house, plus he was a little confident in his ability to make money, of course, because he had some expectations for a big mansion, so Zhang Jianye and Yu Xiu didn't have much objection.

However, they still plan to persuade them, hoping that the younger son will not be too exaggerated, and will not really build a new house into a super mansion, and must do what he can!

Seeing that his parents were basically convinced, Zhang Hao was also happy.

Isn't making money just to improve his life, Zhang Hao feels that he is now moving forward on the right path, and he knows that his decision is extremely correct!