The next morning, just went to work, Cheng Li took the text forwarded by the branch, the first half of the bank qualification examination began to register, now you can register online, the exam will start in June, a total of five subjects are divided into five subjects: public basic personal finance company credit personal loan and risk management, candidates can choose any subject to apply for the exam. According to the provisions of the Measures for the Administration of Certificates for the Qualification Examination for Banking Practitioners in China, passing the public basic examination and obtaining a certificate is a necessary prerequisite for obtaining a professional certificate, that is to say, this subject must be taken.

"Xu Feng, which subject you apply for first, the public foundation is a must, if you feel struggling, you can apply for a subject first, you can choose this yourself." Cheng Li said.

"What you are doing now is credit, you should apply for company credit, and the rest can be said in the second half of the year, and you can also apply for the exam next year, anyway, there is an opportunity, so there is no need to worry." Gu Xihua said.

"Sister Gu, how many subjects have you applied for?" Xu Feng asked.

"You can't compare with us, after all, you're old, you don't have so many ideas, according to the regulations of the firm, you can meet the requirements if you pass two subjects, I have met the requirements, because the exam is too difficult, I don't want to take the exam, you just joined the work, and the time in the future is still very long, it is best to take all the exams, which is very beneficial to future development." Gu Xihua said.

"Okay, I'll report all five subjects." Xu Feng said.

"Five subjects, isn't it too much, there is a way to be greedy and chew too much, or one subject and one subject to report as well, so that it is more certain, and it is easy to review, otherwise you will be too nervous, don't be able to pass in one subject, then it will really outweigh the losses." Cheng Li reminded.

"I said too, if you can't get by. Exhausted not to mention. And spend those registration fees in vain. It's better to be steady. Gu Xihua said.

Xu Feng's specific regulations, I feel that I am very sure, or insist on the five subjects, otherwise I will have to wait until the second half of the year, it is better to work hard, strive for a pass, and always worry about it in the future.

"You didn't graduate long ago, and you have a certain foundation. Maybe you can really understand guò, which none of us can compare. Gu Xihua said.

"You can register online now, and if you have time, you can register." Cheng Li said.

Qiu Weiqiang came over and asked Xu Feng to go to the countryside with him, and he had to come back to sign up, and on the way Xu Feng talked about the qualification examination for bank practitioners, and asked Qiu Weiqiang how many subjects he had already taken and whether the exam was difficult. Qiu Weiqiang told him that he had passed all five subjects, but it took him two years to pass the qualification certificate for bank practitioners.

"I think I have reported all five subjects, and I will have to take the exam in the future. That's too much of a waste of energy. Xu Feng said.

"That's fine, there are a lot of new graduates. They have a good foundation and a good brain, as long as the review is in place, there are many people who have passed the test at one time, and there should be no problem with your level. It doesn't matter if you can't take one or two subjects, you can take the test again in the second half of the year. Qiu Weiqiang said.

"It's also important to take the banker qualification exam." Xu Feng said.

"Of course, with the development of the banking industry, those who are engaged in the banking industry in the future must hold a qualification certificate before they can work, which is also the trend of the times." Qiu Weiqiang said.

The establishment of a qualification certification system for banking practitioners is the basic requirement for the knowledge, technology and ability to engage in professional positions in the banking industry in accordance with the law. In the developed countries of the western market economy, the banking qualification certification system has a history of more than 100 years, and has become the guarantee of the human resource management system for the developed countries to have leading core strategic competitiveness and inexhaustible financial innovation for a long time. As the core industry of the modern economy, the banking industry is an industry with strong professionalism, frequent innovation, and frequent business activities, which has a great social impact, and it is necessary to standardize the professional ethics and professional ability of its employees. With the further deepening of the reform and development of China's banking industry, there will be an increasingly strong demand for the establishment of a qualification certification system for banking practitioners and the standardization of human resource management in banks.

In the final analysis, the core of competition in the banking industry is the competition of talents, and for China's banking industry, only with high-quality talents can there be a high level of management and strong market competitiveness. Therefore, it is of great significance to establish a qualification certification system for employees in China's banking industry, formulate industry standards for employees that meet the needs of China's banking reform and development, establish a scientific examination and training certification system for employees, and provide banks and customers with a reference for identifying the professional ethics and professional skills of employees, so as to improve the overall quality of China's banking employees and improve the competitiveness of banks.

"Where are we going now?" Xu Feng asked.

"There are two companies applying for loans, let's go and investigate." Qiu Weiqiang said.

At this time, Xu Feng's mobile phone rang, and Yicaifeng's number connected the phone and said, "Sister Feng, what's the matter." ”

"Is there a document issued by your bank about applying for the qualification certificate of bank practitioners?" Han Caifeng asked.

"What do you want?" Xu Feng asked.

"How many subjects are you going to enroll?" Han Caifeng asked.

"I, report all five subjects, strive to pass the test once, pass the exam early, and always compare with it, that would be too wasteful of time." Xu Feng said.

"But I feel a little struggling, I'm afraid that I won't be able to take the test in all the reports, so I want to report one subject at a time." Han Caifeng said with some concern.

"What, you're scared?" Xu Feng asked.

"How can you not have any worries, in case you can't pass the test, it will be a little embarrassing." Han Caifeng said.

"This is not the college entrance examination, what's so scary, my opinion is still full of newspapers, add a little pressure to yourself, as the saying goes, there is no motivation without pressure, even if there are one or two subjects, it doesn't matter, you can take the exam in the second half of the year. If one subject is reported separately, it is better to take the test until the Year of the Monkey and the month of the horse, so it is better to simply put it in place at one time. Xu Feng said.

"Okay, listen to you, Xiuzhen and I also report all five subjects." Han Caifeng said.

"That's right, I wish you all the best in the exam." Xu Feng said.

"What's the matter, she also reports all five subjects?" Qiu Weiqiang asked.

"Yes, I'm a little worried that I won't be able to pass the test, in fact, I have nothing difficult, as long as I review carefully, it shouldn't be a problem to pass." Xu Feng said.

"As long as you have confidence, you will definitely be able to pass the exam, it is not worth anything at a young age, after a few years I got married and had children, and I don't have the energy to take the exam. Qiu Weiqiang said.

After completing the two corporate loan investigations, it was already noon, and the two returned to the office after declining the customer's invitation. According to the results of the investigation, the borrower met the loan conditions, agreed to issue the loan, and will go through the loan procedures tomorrow.

Chen Zihao nodded after hearing this, and told the two of them to go to the loan account Shan Baocai's house in the afternoon. He ran a building materials store with a loan of 80,000 yuan, and the loan had been overdue for more than a year. In the end, he refused to admit the loan and refused to sign the overdue loan collection notice, which was a deliberate failure to repay the debt and was suspected of escaping the debt. After investigation, the household is fully capable of repaying, and today we have made one last negotiation with him and sue him if he does not repay again. In order to avoid the loss of the statute of limitations for the loan, the loss of the right to win the lawsuit is equivalent to the loss of rights and interests, so that the loan will never be recovered. Of course, it is still necessary to explain the reason to him, as long as there is a way, try not to take the road of prosecution, and it is best to recover the loan calmly.

"I heard that this man is a ruffian, who lives by abduction and deception all day long, and is a difficult master to deal with, and ordinary people dare not provoke him." Qiu Weiqiang said.

"What's so terrible about a ruffian, what we do is work, he can still eat us, it's only right to exchange debts for money, let's touch this hard bone today." Chen Zihao said.

"I've been in contact with him, this person is arrogant and unreasonable, and he doesn't speak in a marginal way, and I'm also in vain, it's better to sue him directly, that would be more effective." Qiu Weiqiang said.

"It's better to find him again, let's do our best and not let him say anything." Chen Zihao said.

"Okay, listen to your arrangement, let's go to him together in the afternoon." Qiu Weiqiang said.

In the afternoon, three people came to the building materials store of Shan Baocai, did not see me, a query in the back of the warehouse inventory, so came to the back of the warehouse to find him, this person is tall, shaved head, long face full of horizontal meat, a pair of big eyes thieves around around, let people a good stubble. His face was a little red, and he drank wine at noon.

"What are you doing here?" Shan Baocai asked knowingly.

Baocai was a scoundrel, Xu Feng's heart was a little stunned, and he felt that Qiu Weiqiang was right, it was not easy to recover the loan. It's really better to sue him directly, that will save a lot of trouble.

"Boss Shan, your loan of 80,000 yuan has expired, and we will come to you to collect the loan." Chen Zihao said.

"I don't owe you a loan, what are you coming to me for?" Shan Baocai's eyelids rolled up and said.

"You say you don't owe the loan, we have an IOU here, and it is undeniable that you have your autograph on it." Qiu Weiqiang said.

"That's your own problem, it has nothing to do with me, leave quickly, don't delay my time." Shan Baocai issued an eviction order.

"Boss Shan, you can't do this, the money in the bank is the property of the state and is protected by the laws of the country, and it will definitely not work if you don't pay it back." Chen Zihao said.

"I said why are you so grinding, anyway, I don't owe a loan, who should you go to, don't delay me in business." Shan Baocai said annoyingly.

"Boss Shan, we have approached you many times and refused to admit that we owe the loan, we can have sufficient evidence, otherwise we will use legal means to recover the loan." Chen Zihao said.

"What do you want?" Shan Baocai asked with a roll of his eyelids. (To be continued......)