Chapter 111: Refusal to exchange for cash
"Brother, can you help, my brother has something to ask you. Cui Wanchun said.
"What do you say, there is no need to be polite between us, we can do it. Xu Feng said.
Cui Wanchun took out a 100,000 yuan transfer check, this is a friend to return the payment, the bank has a rule that the transfer check can not withdraw cash, can only use the transfer method to transfer the money to the account, because of the urgency to wait for cash, let him help exchange the cash, anyway, the company collects a lot of cash every day, you can use this check to offset the cash, so as to save the whole cash to go to the bank, the check is also troublesome, tomorrow the check can be exchanged back into the company's account, will not delay the company's money. Xu Feng looked at the check, this was the transfer check from the Industrial and Commercial Bank of China, he had never done such a thing, and his face was a little embarrassed.
"The relationship between buddies is good, I have exchanged checks for cash many times before, I am looking for Yang Daosheng to do it, use the transfer check to top the cash, and then hand it over to the bank, and the funds can be transferred to the company's account the next morning, which will not affect the company's money. Cui Wanchun said.
"I just went to work for a few days, I don't know what to do, what if the money can't come back, this is the company's money, 100,000 yuan is not a small amount, you and I can't bear this responsibility. Xu Feng said.
"I understand this person, there is absolutely no problem, it's not that I haven't done it before, and there is no fault at all. Cui Wanchun said.
"What I'm saying is that if the money doesn't come back, we can't explain it to the company. Xu Feng said.
"Don't worry, if the money doesn't come back, I'll be responsible for giving it to you, and he can't cheat me with a check. Cui Wanchun said.
Seeing that Cui Wanchun insisted on doing this, Xu Feng was very embarrassed, not to do it hurt the friendship between colleagues, not to mention that he had done it before, it seemed a little unreasonable not to do it, and people couldn't do it with you. But in case of a mistake, it is entirely his responsibility, and he can't afford to pay 100,000 yuan at all, so that his parents know that they don't want their old lives.
Xu Feng thought about it and dialed the phone number of the Changsheng Road office of the commercial bank, found Wen Xiaoshan, a salesman he knew, and told her about the situation, whether this was allowed or not, and whether there was any problem. Wen Xiaoshan told him that it was best not to do this kind of thing, because now banks are very strict with cash control, especially for large transfer checks, and must adhere to the principle of transfer, so some customers try to get cash out in various ways and find connections to exchange cash. This is a way to withdraw cash, the bank will never allow it, and it is also responsible for the customer, because it has a certain risk, once the other party writes a blank check, there is no money in the account, which will cause a lot of trouble. If you maliciously write a bad check, it is extremely difficult to get the money back, no one has no way to do it in the account, you can only bear this responsibility, now there are many such debt disputes, for the sake of insurance or hand over the check to the bank, the funds can be transferred to the personal account after the account, in fact, this is not troublesome, and very safe, there is no need to use cash for transactions.
"Brother Cui, I'm really sorry, I contacted the bank just now, and they don't approve of this practice at all, in fact, there is no need to settle in cash, and the transfer is quite convenient. Xu Feng said.
"You are also serious, you can make your own decisions about this little thing, and you need to ask the bank, the rules are made by them, so naturally they will not agree to do this. Cui Wanchun's face was very unhappy, and he left the cash register with the check and returned to his chair.
"Brother Cui, I'm really sorry, if something goes wrong, neither of you and I can afford it, so let him find another way. Xu Feng said.
"What's a big deal, isn't it just a little cash, and a chicken feather as an arrow, which is a bit of power. Cui Wanchun gave him a blank look, and then ignored him.
Seeing Cui Wanchun's unhappy appearance, he knew that he had been injured, although he was sorry for him, but he couldn't bear it at all if something went wrong, so he couldn't help but glance at Miao Cuihua. Miao Cuihua knew his mood at this time, and was afraid that the relationship would not be easy to get along with in the future, and when she saw Cui Wanchun smoking alone, she moved her head closer to Xu Feng, and whispered to Xu Feng that he had the benefit of that person, otherwise he would not be so attentive to doing things for him. Xu Feng looked at her puzzled, isn't it just to help exchange huàn cash, what good can there be in this.