"Old Tang, when the bank loan supported you, it was also your personal creditworthiness that I gave you the loan, but you are so discredited, the reason really doesn't make sense, if people owe loans to know, what will they think, how will people deal with you in the future, who dares to deal with you without credibility.▲∴," Qiu Weiqiang said.

"This?" said Tang Rushan. Qiu Weiqiang spoke to his heart, poked at his sore spot, and had nothing to say for a while.

"We came to you again and again, yes, the attitude is okay, not like the kind of person who does not repay the debt, so we talk to you calmly, and do not want to make the matter stiff and settle the loan matter peacefully. We can think about you, and we hope that you can think about the bank, and don't hurt everyone's harmony for this matter, do you say that's the truth? Qiu Weiqiang said.

"I know this, you didn't sue me, it saved me a lot of face, so you didn't embarrass me, and I am very grateful, but I really can't do it, now I can't borrow money if I want to, what do you let me do. Tang Rushan said.

"When people reach this point, it means that they have no credibility, they should find a way to reverse it, otherwise they can't mix in society, your children are not young, and when you reach the age of getting married and marrying a daughter-in-law, you really have to rely on the law to sue you, maybe you won't be able to marry a daughter-in-law, so why will the child be so old, you should think about it, and you can't let people poke your backbone in the back. Qiu Weiqiang said.

"Thank you Director Qiu for your care, I can't say this, if I really want to say it, how can I still behave, my son can't marry a daughter-in-law. Don't blame me for the rest of your life. to the affection. Don't be public, give the old man a face. Tang Rushan said.

"I have approached you many times, and I have done my best, but we also live on wages, and it is our responsibility to recover the loan, and we must not feel embarrassed. Not in the slightest for our sake. Qiu Weiqiang said.

"You're doing this for my own good, but me. Tang Rushan didn't continue.

"We'll give you another chance, otherwise, don't blame us for being unkind. Qiu Weiqiang said softly and firmly.

"Director Qiu, this can't work, to be honest with you, I really don't have any money in my hands, although I work for others, but I haven't been paid for three months, and the boss said that I will be paid this month. But your family still has to live, and it is impossible to repay all the loans to you. I took out a part of the money to repay the principal and interest, and I will slowly find a way in the future, rest assured, this loan will never be repaid, and it can't be for my son. Tang Rushan said.

"That's okay, let's sign a repayment agreement today, and then fulfill it according to the regulations, otherwise don't blame us for being unreasonable. If you really want to sue and go to court, once you start a lawsuit against Bo Gonggong, not only will you and I not have a good face, but we will not be able to raise our heads in front of outsiders, do you say this is the truth. Qiu Weiqiang said.

"Yes, yes, I know this, and please show mercy to your subordinates, don't embarrass my old man, then I really won't have a chance to live. Tang Rushan nodded again and again.

"Old Tang, an attitude, I know you are also very difficult. But we're doing the job, and you can't make it difficult for us. Both of us have overcome some difficulties and tried to find a way to resolve the matter as peacefully as possible, so that we can all be happy. Qiu Weiqiang said.

"Who is unwilling to pay off the loan, there is a way to be debt-free and light, so you don't have to ask for it every day, but I really don't have money in my hands, even if I am killed, I can't pay it off in one go. Tang Rushan said.

"It's useless to complain, and you can't just listen to your words, no money is not a reason, after all, you owe a bank loan, the money belongs to the state, and it is definitely impossible to say if you don't pay it back, I believe you are not such a person who pays the bill, so let's negotiate, set an installment repayment plan today, and fulfill it as scheduled in the future, you. Qiu Weiqiang said.

"I completely agree with this, but you also know my conditions, I really don't have much ability, I can only return it slowly, so that you can repay 3,000 yuan of principal and interest every quarter, too much I can't afford. Tang Rushan said.

"Okay, I can still respect your opinion to some extent, but it must be fulfilled in the future to show your sincerity. Qiu Weiqiang said.

"Don't worry, what I say this time will definitely count, and I won't hit wow-wah when the time comes. Tang Rushan said and wrote the repayment agreement and pressed his handprint on it.

Qiu Weiqiang nodded after discussion, and said, "We will come to you again at the end of the month, I hope you can fulfill the repayment agreement this time, otherwise we will not be able to handle it." ”

"Don't worry, I promise to return it after this expiration. Tang Rushan said and walked back.

"You shouldn't be polite to such a person, the loan of 50,000 yuan is not much, how can you not repay the debt, you should have sued him a long time ago, why bother talking to him so much. Xu Feng said.

Rushan was very angry in his heart, is it so difficult to repay the loan of 50,000 yuan, and it will only be repaid for 3,000 yuan every quarter for half a day, and when will it be repaid. To put it more thoroughly, Tang Rushan has his own little abacus in his heart, and he did this because he was afraid that the bank would sue him, and it was also his delaying tactic. deliberately pushed back, consciously cornered, so he had to cross the river blindly and take one step at a time, and first pass the current hurdle before talking. If you still don't repay the loan when the time comes, what can you do with him, you can't chase him behind his ass every day for these thousands of yuan, that would not be enough gasoline money. felt that Qiu Weiqiang was a little soft-hearted, too accommodating to the lender, and lightly agreed to his repayment plan, which made Tang Rushan fooled, he shouldn't talk to him so calmly, since ancient times, he has killed people to pay off debts and exchange money, you should be mine instead of I owe you, and there is nothing to discuss. A train of good words is said, but such a result is not ideal, it is not ideal, and it is not much better than a trip for nothing.

"Don't you think I'm a little too weak, and I've been deceived by him? Qiu Weiqiang said with a smile.

"A little, we are creditors, legally speaking, how can we be considered plaintiffs, talking to someone like him should be more horizontal, he owes us a loan, you should ask him confidently, otherwise you will think you are a bully." Xu Feng said.

"It's not enough to just talk about it, it's not the same now as it was in the past, there is a way that there are more lice and no itching, and if there are more debts, they don't have to worry, they don't think the same way as you. The trick of defaulting on the debt is much higher than yours, so the collection of loans should be tailored to the conditions of the person, and the strategy should be emphasized, and it cannot be generalized, one person and one method, according to the different circumstances of the lender, and appropriate methods should be taken to solve the problem, and only in this way can the loan be recovered. If you say he'll pay it back, then what do you want our loan officer to do, then I'm afraid we will be unemployed, and we won't be able to eat this bowl of rice. Qiu Weiqiang said with a smile.

"It's always true that he owes a loan, what else is there to say about it, in short, can't be too polite to him. Xu Feng said.

"You don't know his actual situation, I have been to his family, the family is really not very good, the child has reached the age of marriage, it is indeed difficult to repay the loan, but the character is not bad, admit the loan, and there is no idea of repaying the debt, so I have to ask for it slowly, this time I signed a repayment agreement, and I did my best, as long as it is fulfilled as scheduled, there is still great hope for recovering the loan. Qiu Weiqiang said.

"In this case, it is completely possible to sue him and use legal means to recover the loan, but he is very afraid that we will sue him, so he will seize his weakness and sue him, and the loan will be recovered quickly, and it will be so troublesome. Xu Feng said.

"Sometimes the lawsuit may not be able to get the desired effect, sue him we will definitely be able to win the lawsuit, the court will order him to return the loan, but in his case it is very difficult to execute, the family has no enforceable property, and in the end I have to win a judgment, the loan still cannot be recovered, which is equivalent to a white lawsuit. can only use this method to deal with him, use emotions to slowly influence him, sooner or later it will receive the desired effect, this has not signed a repayment agreement, and achieved the expected purpose. Qiu Weiqiang said.

"I'm very happy with him. Xu Feng said.

"I'm not satisfied, but for him, he has done his best to get to this point, and now he has to do it. Qiu Weiqiang said.

"But when will this loan be fully recovered, you are too easy to talk, and only 3,000 yuan will be repaid every quarter, which will be repaid until the month of the year of the monkey, according to my meaning, at least more than 5,000 yuan, otherwise there is no need to talk about it. If you don't pay him back, what do you have to say? Xu Feng said.

"You are in a hurry, who is not happy to pay off the loan, I also want to do this, I wish he could repay the loan, if he can repay the loan, I can kowtow to him, but he has no money, what can you do to him. Qiu Weiqiang said.

"Anyway, I think the fixed repayment amount is low, you shouldn't have promised him at that time, a little bit more force, he can accept it, we can collect a little more. Xu Feng said.

"It's not enough to set too much, but it doesn't make any sense, and it's better to be realistic. Qiu Weiqiang said.

"Isn't there any other good way?" asked Xu Feng.

"There is really no good way for such a person, although the loan was mortgaged with a car, but there was no mortgage procedure, and the loan officer management was not in place, and finally the car was also accounted for by him, resulting in the loss of mortgage logistics, and there was no valuable property at home, only a loan figure of 50,000 yuan remained, this situation can only slowly recover the loan, there is no other way. Qiu Weiqiang said.

"I didn't expect it to be so difficult to recover a loan, and it took me half a day to get a repayment agreement, and I didn't see a penny. Xu Feng said. (To be continued......)