"Yes, Sister Min, where is my money going to be?"

Jiang Ning was also confused when he heard his girlfriend Zhang Min's words, and hurriedly asked the other party. Pen "Fun" Pavilion www.biquge.info

Hearing her little boyfriend's confused inquiry, Zhang Min couldn't help crying and laughing, "Xiao Jiang, do you know 'saving money' together?

"Ahem, ahem...... Sister Min, indeed, I'm really not good at this, or I'll give you all the money and let you help me make money?"

Jiang Ning couldn't help scratching his head embarrassedly, and then said.

"That, that's all your money, you, you give it to me, let me manage my money......"

Jiang Ning's words immediately made Zhang Min blush, if the little girl Shen Jia wasn't next to her, it would be better, but the little girl was next to her, blinking with a pair of big eyes, looking at it here, the little boyfriend said so 'ambiguous', she would definitely be misunderstood by Shen Jia!

The tone in Jiang Ning's words just now was completely between the two people, the man didn't know how to manage money, and then he was relieved to boldly let the woman manage his money, and now with the little girl Shen Jia beside him, Zhang Min suddenly blushed and blushed.

"Sister Min, I don't know how to manage money, you can help me. ”

Jiang Ning couldn't help touching his nose and said to Zhang Min with some embarrassment.

"I, I'm just helping you come up with ideas, your own money, of course, you have to keep and invest it yourself......"

Zhang Min glanced at the little girl Shen Jia with a little weakness, and saw that she seemed to be focusing on how to manage her finances, and she didn't seem to notice the 'language disease' in Jiang Ning's words just now, so she couldn't help but secretly sigh, and at the same time, secretly glared at her little boyfriend Jiang Ning, the meaning is obvious, Jiajia is next to you, you pay attention to what you say.

"Hehe, I know, I know, Sister Min, then you can help me come up with ideas, what should I do with my money? ”

Jiang Ning looked at his girlfriend Zhang Min, who was a little weak-hearted, and said in his heart, anyway, we will be a family in the future, what's the problem with me handing over all the money to you to take care of?

If Zhang Min knew what her little boyfriend was thinking now, she would probably be ashamed again, but now she is bent on giving her little boyfriend ideas, such a large amount of money, but she has to plan for her little boyfriend, and the child's milk powder money will be paid here in the future......

So after hearing the other party's inquiry, Zhang Min thought for a while and then said: "Xiao Jiang, I think, it is better for your funds to be divided into several pieces to invest, the so-called eggs should not be put in one basket, separate them, and maximize the benefits." ”

"Well, Sister Min, you said that you said that my money should be put in those 'baskets'?"

Hearing that Zhang Min was about to talk about her plan, Jiang Ning and the little girl Shen Jia listened carefully.

"Xiao Jiang, I think your funds can be divided into these parts: pocket money, regular financial management, and long-term investment, these parts, of which pocket money, as the name suggests, is a part of the money you take on weekdays, anyway, you don't have much money now, this part of the money doesn't need too much, just put it outside for tens of thousands to 100,000 yuan. ”

"Well, this part of the money, because it has to be used at any time, can be placed in a certain treasure or a certain wealth management pass as Jiajia said, and it can be taken at any time, and the interest is not bad, which is a good choice. ”

Jiang Ning couldn't help but nod when he heard this, and then asked humbly: "Well, okay Sister Min, then, what about the other two parts of the money?"

Zhang Min was overjoyed when he saw his little boyfriend asking for advice so humbly, so he smiled and said: "Well, Xiao Jiang, you can get a considerable part of the money in the second step, and you can decide how much you want, and then use the money to buy 'financial products', the stable ones can reach about 5 points, and the slightly higher risk can be 7, 8 or even 10 points, how to choose, you can evaluate it yourself." ”

Hearing Zhang Min's words, Jiang Ning's eyes widened in surprise, "Wow! 5 points, it's so high, the bank I thought about just now is only 1.5 points for a year, which is three or four times worse......"

The little girl Shen Jia's two big eyes lit up when she heard it, and she even said that she had lost her previous money......

Seeing the appearance of the little boyfriend and the little girl, Zhang Min couldn't help but smile and said: "This kind of purchase of financial products is generally relatively stable, if you are more knowledgeable and have some risk tolerance, in fact, you can also let go of the game and get some risky investment, such as stocks and the like, if these are done well, the return is naturally incomparable to the purchase of financial products." ”

After saying this, Zhang Min saw that her little boyfriend Jiang Ning and Shen Jia both had little stars in their eyes, and couldn't help crying and laughing: "Hey, I said you two, don't be in a hurry to yearn for it, this venture capital is not easy to get along, you just heard me say that it is profitable, if you don't get it right, this is going to be a big loss, the so-called coexistence of risks and opportunities is this reason." ”

"For example, if you want to buy a stock, you are not optimistic about the market, and you buy it at a high price, then, after several consecutive downs, your money will shrink by half, and you will be trapped there, at this time, you have no place to cry......"

Speaking of which, Zhang Min looked at Jiang Ning and Zhang Min, two financially blind guys, with a smile: "With the two of you guys' understanding of financial management, it's better not to touch stocks......

"Lose money! Oh, that's not good, that's not good, uh-huh, Sister Min, I must not touch this stock, I remembered, I heard that people who speculate in stocks and lose money are going to jump off the building, I don't do it, I don't do it!"

The little girl Shen Jia immediately looked frightened and waved her little hand again and again and said.

"Ahem...... Sister Min, let's not do the trading of losing money, well, then it's better to buy financial products, although the income is a little less, but the value is stable, hey, by the way, Sister Min, didn't you just say that the funds will be divided into three parts?

Jiang Ning also hurriedly asked.

"Little Jiang, where is this third fund going......"

Speaking of this, Zhang Min couldn't help but hesitate, "Xiao Jiang, depending on your reaction, you should be a 'conservative' investment person, and the third place I think the funds go is a project that is riskier than stocks...... In my opinion, forget it, it is better for you to buy a large amount of money into financial products, so it is more expensive to be stable. ”

Just now, Zhang Min heard that his little boyfriend Jiang Ning heard that he would lose money if he didn't invest in stocks, and he immediately showed a frightened look, so Zhang Min immediately decided not to say where the third fund went.

"Eh, Sister Min, just tell me, what is such a risky project? Anyway, if you say it, I don't sound reliable, just don't invest, what you just said made me angry." ”

Jiang Ning asked Zhang Min with interest.

"Yes, yes, Sister Min, just talk about it, let's also increase our knowledge, what kind of investment project is it?"

The little girl Shen Jia is also curious about the extremely risky investment project that Zhang Min said.