Chapter 65 The Bank's Discussion

After chatting for a while, Li Jiacheng suddenly said: "I have a proposal, you two might as well listen to it." Pen × fun × Pavilion www. biquge。 info”

Seeing that Bao Yugang and Zhang Junyi both looked over, Li Jiacheng continued: "Xiangjiang is an international financial metropolis with many wealthy people and fierce competition. ”

"And with the development of Hong Kong's economy and economic globalization in the future, the competition will only become more and more fierce, so I think we should strengthen cooperation."

Bao Yugang nodded: "Makes sense." ”

"My proposal is to set up a joint investment bank based on our current investment company to serve as a link between the three of us."

Zhang Junyi thought for a moment and nodded: "This proposal is good." ”

In addition to Bao Yugang's shares in Standard Chartered Bank, Zhang Junyi and Li Jiacheng do not have a bank, and the company's funds are currently transferred through HSBC.

But now the situation is different. With such a large amount of cash in hand, there is no doubt that everyone has ushered in the best time for expansion.

At this time, a bank is needed as a transit point for funds. HSBC is certainly a good choice, but people are selfish. Even if Li Jiacheng doesn't mention it, Zhang Junyi also wants to buy a small bank in the near future.

In order to develop their careers, they all need to have a major voice in the bank.

So Li Jiacheng's proposal is very normal.

The world is bustling for profit, the world is bustling for profit, mutual benefit and reciprocity to ensure the long-term relationship of cooperation, otherwise it will be boring to cause contradictions.

Seeing that his proposal was agreed by the two, Li Jiacheng was also very happy: "Okay, I'll get a charter out in the next few days, and then talk about it in detail." ”

"I wonder if you two know U-Ming Bank?" Zhang Junyi remembered one thing and suddenly asked.

"Zhang Sheng is talking about the U-Ming Bank with its head office in Malaysia?" Li Jiacheng thought for a moment and then asked.

"Yes, I'm talking about the U-Ming branch that I'm thinking about setting up." Zhang Junyi replied.

"Is Zhang Sheng trying to buy that bank?" Bao Yu just knew that Zhang Junyi could not bring up the matter of U-Ming Bank for no reason, so he boldly guessed.

"But U-Ming Bank's performance is good, not to mention that the head office of U-Ming Bank behind it is a state-owned bank in Malaysia, and it is not easy to acquire it!" Li Jiacheng continued.

"In fact, U-Ming Bank in Hong Kong cannot actually be regarded as a bank, it is only a depository company established in Hong Kong in the form of a subsidiary, but the internal functions of this company are quite complete, the most important thing is that it has international settlement qualifications." Zhang Junyi explained the specific structure of Heung Kong U-Ming Bank, and then said: "It is precisely because it is an independent subsidiary and not a branch that Heung Kong U-Ming Bank's finances are far away from the supervision of its parent company. ”

"So in fact, Xiangjiang U-Ming Bank is equivalent to an independent bank, but it has U-Ming Bank in its name."

Zhang Junyi saw Bao Yugang and Li Jiacheng nodded and then said: "As far as I know, Xiangjiang Yumin Bank and Xiangjiang Jianing Jianing are deeply involved, and have loaned a large amount of funds to Xiangjiang Jianing Group, and I analyze the recent trend of Jianing Group's recent stock growth is quite strange, if you usually can't see the loopholes of Jianing Group, but this time the Xiangjiang stock market Hang Seng Index plummeted, if Jianing Group really has a large loophole, then it will definitely not be able to hold on, if Jianing Group goes bankrupt, It is estimated that the life of Heung Kong Yumin Bank will also be quite sad! ”

Zhang Junyi knew through the memory of his previous life that 1982 was a difficult "winter" for the Hong Kong stock market, and the economy of Hong Kong was not very sluggish, and the "uncertain future" of the then British Prime Minister Iron Lady and the Chinese government to negotiate the Hong Kong issue caused the Hong Kong stock market to fall sharply.

The first direct consequence of the stock market decline was a sharp drop in land prices in Hong Kong, which had been rising continuously.

While many real estate companies were still issuing optimistic estimates, the Heung Kong real estate industry began to collapse, and it was because of the collapse of Heung Kong Real Estate that Jianing Group finally had to declare bankruptcy.

It was the bankruptcy of Jianing Group that led to the bankruptcy of Heung Kong Yumin Company.

Because of the entry of Zhang Junyi's large number of assets in the Xiangjiang stock market in this life, the degree of the Hang Seng Index plummeted significantly exceeded that of the previous life, which made the Hang Seng Index plummet a year earlier, so Jianing Group is also very likely to declare bankruptcy one year in advance, so Zhang Junyi put forward this proposal to Li Jiacheng and Bao Yugang.

"We can make preparations with both hands, if Jianing Group and U-Ming Bank can really happen as I expected, we will buy it at the lowest price, even if the situation I expected does not happen, we will have no loss at all, and it will be too late to set up a bank at that time." Zhang Junyi suggested to the two.

After listening to Zhang Junyi's explanation, Bao Yugang and Li Jiacheng first thought about it for a while, and then the two glanced at each other, and nodded to Zhang Junyi in agreement.

Because the three of them reached an important cooperation agreement, the atmosphere on the yacht was even better, knowing that the gathering between the three of them in the afternoon was over, and the yacht returned to the Hong Kong marina.

After going ashore, the three of them said goodbye to each other, and Zhang Junyi returned to his villa in his coffee-colored Rolls-Royce under the protection of a black Mercedes-Benz in the front and rear.

After returning to his villa, Zhang Junyi first came to his office and called Huo Jianliao to explain that he had been paying close attention to the movements of Jianing Group and U-Ming Bank recently, and immediately reported to him as soon as there was news.

Then he called Jiang Zhiqiang again and asked him to come to his place and explain to him if he had something to do.

In less than half an hour, Jiang Zhiqiang was taken to Zhang Junyi's office by the housekeeper, and the maid served Jiang Zhiqiang tea and withdrew.

After Jiang Zhiqiang sat down, Zhang Junyi began to say: "Ah Qiang, I want to build a cinema chain in Nanyang, what do you think?" “

"Zhang Sheng, if Yitian Cinema Company wants to develop, it is indispensable to establish a cinema in Nanyang, because the funds spent to establish a cinema in Nanyang are relatively large, so I didn't propose it, I originally wanted to wait for our cinema to make enough profits before proposing it, but I didn't expect Zhang Sheng to be ready to get it now!" Jiang Zhiqiang said excitedly when he heard Zhang Junyi's intention to establish Nanyang Cinema.

"Now Xiangjiang except for Shaw Brothers has its own cinema chain in Nanyang, and other film companies are represented by Nanyang, which leads to the fact that the movies produced by the film company will be exploited a large part of the box office every time they want to be released there, and the box office statistics on the Nanyang side are very complicated, and the internal accounts are also very cumbersome, so if Zhang Sheng has enough funds, the sooner he establishes the Nanyang Cinema Line, the better." Jiang Zhiqiang explained.

After Zhang Junyi listened, he asked Jiang Zhiqiang to investigate first, and then make a plan and hand it over to himself.

Jiang Zhiqiang naturally nodded in agreement, saying that he would leave as soon as possible, and then reported to Zhang Junyi about the recent situation of Yitian Cinema and left.