Yang Yong still felt very happy to see the other party's vote of people turn into dementia in front of his collection of artworks, and at the same time taught a lesson to the unruly Rudolph and the vampire of Citibank. Pen × fun × Pavilion www. ｂｉｑｕｇｅ。 ｉｎｆｏ

Since he was happy, but he was still down to business, Yang Yong had to pat his palm, wake up the vampire of Citibank, and looked at Rudolph and said with a smile.

"Please, my dear Vice President, take your appraisal team to take a good look at my gold works of art that are more than three hundred years old, and try to give me a fair appraisal price. ”

"If you don't satisfy me, it will be difficult for your Citibank to cooperate with the Yang family in the future, I hope you can give me a fair price, you know." ”

Yang Yong warned Rudolph and a vampire from Citibank's appraisal team in the form of a joke before taking them to the exhibition hall to still have his more than 50,000 gold items appraised.

The history of the entire United States is only more than 200 years, and the lack of precipitation in the country's history has always been a sad point that the elites of the upper class of American society are unwilling to mention, and the history of the country is only more than 200 years, and the citizens are all composed of immigrants in a variety of ways, and there is no unified nation, which has always been a flaw in the history of the United States.

It is no wonder that the British people look down on the Americans, the nouveau riche in the United States, and they have no national historical background at all, so how can they compare with the strength of the British Empire! Although everyone is of British descent, it is normal for them to look down on each other unpleasantly. Most of Yang Yong's collection of gold artworks are more than 300 years old, much longer than the national history of the United States.

These appraisers are accustomed to seeing all kinds of priceless treasures, and have appraised many valuable works of art, although they are a little shocked that Yang Yong's collection is rich and strong, but after reacting, he quickly entered his professional role.

It can also be said that it is faulty everywhere, it is not good here, it is not good there, it is broken here, it is broken there, anyway, it is all faulty, and try to reduce the appraisal price of this artwork.

If the borrower fails to repay the loan, then they, the bank appraisers, will move the artworks back to the bank's vault with 1/3 of the price down, and then sell the artworks at a high price to major auctions and collectors to earn the difference in price.

Yang Yong felt that it didn't matter, this was the bank's means, everyone knew it, but the incomplete evaluation of a piece of intact and precious art was full of problems.

But Yang Yong's antique restoration expert was annoyed, and he rolled up his arms and sleeves and wanted to come forward to theorize, if it weren't for the two staff members who carried him away from the scene, there would really be some unnecessary trouble, and it would be the Yang family who would suffer at that time.

No one can tell nonsense with their eyes open, but they also have to speak based on facts, like some superb works of art, those half-meter-high statues made of pure gold gemstones, those large pieces of exquisite artwork inlaid with precious stones, even if the price is lowered, you can't tell the problem.

As a last resort, these appraisers had no choice but to write about non-existent faults in their conscience to lower the price of Yang Yong's mortgage, and even as many as 50,000 pieces of gold artwork brought Yang Yong more than $1.1 billion in short-term loans.

Anyway, with three months of interest, 3% interest, plus the previous low-mortgage loans, if Yang Yong repays all these loans, the amount of interest paid will be about 200 million US dollars.

This is the origin of bank vampires, banks do this, lend to people who need it, and then earn most of the interest, this is the basic means of bank survival, you have to feel that you can not borrow money if you feel at a loss.

If you dare to borrow money from the bank, you have to bear the high interest charge, which is usury allowed by the government, and no one can change the rules of the game, unless you don't take out a loan, unless you open your own bank, or you have to follow the rules of the game.

After appraising the price of all the gold artworks, the leader of the appraisal team came to Yang Yong and Rudolph, vice president of Citibank, with the report, and said to Yang Yong very ashamedly.

"Mr. Yang, it is a bit too much for our appraisal team to estimate your collection at a price of 1.1 billion US dollars, such as that exquisite carriage, such as the peacock made of gold and gemstones, they are all priceless, and there is no specific price at all. ”

"We can only evaluate these gold artworks according to the weight of gold, so the $1.1 billion appraisal price is the minimum standard, and you want to borrow $1 billion. ”

"With your means, you will definitely repay the loan, baby or yours? So we have only put forward an estimate of $1.1 billion, and we hope you can understand the difficulties of our staff. ”

It is enough for the other party to admit that his collections are priceless treasures, not to mention that he is a loan, not to sell these priceless treasures, and the appraisal is 1.1 billion US dollars, which has exceeded his estimated price, Yang Yong still feels very satisfied, at least Citibank did not dare to fool himself, and the two sides can continue to cooperate.

After the appraisal price was completed, he got the registration form of the gold artwork, and then Rudolph, the vice president of the bank, personally called the Citibank headquarters to report the work, and half an hour later, Yang Yong's mobile phone suddenly rang, and he had an extra $1.1 billion in cash in his account at Citibank.

The cash was then transferred to Steward James, who was far away in New York, through mobile banking, and Citibank labeled all the gold artworks, and after three months, if Yang Yong could not repay the $1.1 billion loan, the gold artworks would be owned by Citibank.

If Yang Yong repays the loan early, these works of art will not go out of the Yang family's underground vault, although the two sides are cheating, but basically the cooperation is pleasant, and Daniel Zhang still feels happier after the work is completed.

So I invited Rudolph, vice president of Citibank, and the members of the evaluation team to eat an authentic Chinese meal in the Yang family's castle, and in retaliation, Yang Yong drank liquor to completely drunk Rudolph and was helped out of the Yang family's castle.

After the mortgage came to an end, Yang Yong returned to a peaceful life, although Yang Yong was an otaku at home, he had nothing to do with his wife for a walk, played with his son, and was helping the kitchen to do some small things within his ability, and then he ate, slept, ate, drank, smoked cigars, and enjoyed life.

But Yang Yong pays attention to the changes in the stock market at any time, as well as the big and small affairs that alarmed the development of the financial war of the Federal Reserve, James Butler really did not lie to himself, after the arrival of 1.1 billion US dollars, the steel alliance of the four families was like getting a new force, and frantically launched an offensive trend like the Gomez family, and the other party was defeated in the stock market.

However, there was an extra $600 million in capital flows, which happened to be the real culprit of burying the Gomez family, and it knocked the other party down at once, although the other party desperately refuted, but it couldn't make any big waves at all.

In the end, the Gomez family and the Smith family had to admit defeat and began to sell their assets and repay all the assets owed, and it can also be said that the entire Gomez and Smith families, from the top wealthy families, suddenly fell to the bottom and became a dying state, that is, the two families in the upper class of American society were removed. (To be continued.) )