Chapter 399: Only Believe in Yourself

PS: Thank you for the tips from book friends Chen 1 and China Raul. This chapter uses some of the information of Sanlu Group, so a few hundred words have been added.

The kind of card that Fang Mingyuan said is actually a debit card issued by the bank in the later world, a credit tool with functions such as transfer and settlement, cash deposit and withdrawal, shopping and consumption, etc., and it also attaches many functions such as transfer, buying and selling funds, stock speculation, and payment, and also provides a large number of value-added services. Most debit cards have savings functions such as domestic and foreign currencies, time deposits, and current accounts, which can be deposited and withdrawn at card-issuing bank outlets, self-service banks, and ATMs across the country and even around the world. Since it does not require any eligibility to apply, it can be used as long as you deposit money in a bank account, so the people who use it are much higher than credit cards. But in '91, when credit cards were just on the market and not familiar to everyone, debit cards were even more unfamiliar to many people.

Gu Yucheng, who has been overseas and worked in the banking system for many years, of course knows about debit cards, to put it mildly, this thing is similar to the meal card used in the company's canteen, which is deposited in advance and then deducted from consumption. It's just that debit cards can be used in all walks of life, while meal cards can only be used in company canteens.

But Gu Yucheng did not expect that the debit card can also become a supplementary tool for credit cards in Huaxia, cultivating future customer groups for bank credit cards Gu Yucheng carefully calculated, in addition to the cost of issuing cards is higher than that of passbooks, other fees can make full use of credit card swiping equipment, so that the utilization rate of these devices can also be improved. But as Fang Mingyuan said, if Bank of Communications can launch such a debit card in a timely manner, it will inevitably cause a sensation among young people, and what it will gain is that the huge credit card user base in the future can be called a million profits

Fang Mingyuan looked at Gu Yucheng with a smile, he could see that Gu Yucheng was already tempted, in fact, it was the same for people from other banks, most of these people could not know about the existence of debit cards, that is, debit cards had not yet appeared, but meal cards like those in the previous life were no longer rare. It's such a layer of paper, no one to poke, it is impossible to imagine that this debit card can be used as a tool to cultivate credit card users, and at this stage, the first bank to launch a debit card will inevitably cause an uproar among those young people who are eager to have a credit card, but are not qualified enough*

Once the Bank of Communications decides to launch debit cards, the number of cards required will be a huge and mouth-watering number, almost hundreds of millions, even if it is only a part of the market in the five northwestern provinces, it will be enough for Fang Mingyuan's card factory to switch to production even after expanding its production capacity. It just so happens that the new factory of this card factory, which will expand its production capacity, can be located in the Jishu Development Industrial Park in the mountainous area, and by the way, it can also enjoy the various preferential policies provided by the Jishu Development Industrial Park

Gu Yucheng left the Fang family villa with full joy, he felt that this visit was simply worth it, and Fang Mingyuan gave himself a great New Year's gift.

Fang Mingyuan's mood is also very good, once the Bank of Communications Qinxi Branch launched the debit card service project, presumably in a short period of time, other banks in Qinxi Province will also follow up one after another, which has been fully demonstrated in the past two years. Every time Gu Yucheng launches a new business under his own reminder, it usually doesn't take long for it to become popular in the banking industry in Qinxi Province. In this way, the demand for bank cards will have a significant surge before the brother-in-law enters the Jishu development industrial park, which can add another important weight to him.

The time continued to advance to 14 February, and although the news on television, whether in the war-torn Middle East or in the undercurrent of the Soviet Union, came one after another to the surprise of the Chinese people, this did not affect the Chinese people's joy at the arrival of the most important festival of the year.

Carrefour supermarkets are already overcrowded, many workers have to give up their normal recess and work overtime continuously, and the supermarket also employs a lot of temporary workers, even so, it is still too busy. The newly established distribution center in Fengyuan City is also under great pressure to deliver goods to various branches, and the fleet is almost 24 hours a day to ensure that the shelves in the supermarket are not out of stock. Fortunately, the senior management of Carrefour supermarket has been psychologically prepared for the arrival of the shopping tide of the Spring Festival and has prepared sufficient supplies, otherwise, those buyers may have to purchase goods from all over the world before the holiday.

The work of the Carrefour supermarket commodity quality inspection center is carried out in an orderly manner, following the detection of water-injected meat on the right track, under the instruction of Fang Mingyuan, the quality inspection center will turn the focus of testing to milk powder, wine and all kinds of imported food. With the increasing number of items that need to be tested, the personnel and equipment of the quality inspection center are constantly being added. In the corner of the commodity distribution center on the outskirts of Carrefour supermarket Fengyuan City, a modern twelve-story building exclusive to the quality inspection center has completed the foundation, and it will continue to start after the Spring Festival. Although everyone didn't understand that Fang Mingyuan would be willing to pay a huge amount of cost in this project with obvious large expenses and benefits, but with no objection from the Fang family, this project was quickly implemented without discount.

"Director Xu, I will prepare the equipment and personnel you want without any discount, but you have to take care of the zuihou before this product is put on the shelves, and you can't let the goods that do not meet the quality standards flow into the market from our supermarket" Fang Mingyuan solemnly said to Xue Xingwu. Although it is quite interesting for a young man who still has a childish face to say such a thing in the eyes of outsiders, Xue Xingwu did not dare to have the slightest slackness, and guaranteed the guarantee with the same solemn attitude.

Fang Mingyuan and Xue Xingwu were standing in front of the door of the Commodity Quality Inspection Center and said this, and at this time, in front of the Commodity Quality Inspection Center, people were coming and going, transporting things to the building in large boxes and small boxes. Looking at this scene, Xue Xingwu's eyes were shining.

In those large and small boxes, there are personal computers, although it is only 386, something that looks too old to Fang Mingyuan, but in Huaxia in 91 years, it is definitely a high-priced product that ordinary people dare not hope for. The market price of a 386 computer is tens of thousands, that is to say, a 386 computer is almost the net income of ordinary families in Fengyuan City for several years. In order to improve the work efficiency of the commodity quality inspection center, Fang Mingyuan specially allocated 3 million yuan to purchase another batch of computers for the commodity quality inspection center.

"Especially for milk powder and liquor, we must pay attention to each batch, and we must check it. In the Carrefour supermarket, there are no inspection-free products," Fang Mingyuan continued to advise.

"Even if it's a product that is exempt from inspection announced by the state?" Xue Xingwu hesitated. To be honest, although Xue Xingwu was in favor of strict quality inspection of goods on the shelves, he didn't expect that Fang Mingyuan would be so strict

"Even if it is an American, the exempt goods announced by the British have to be checked when they come to me" Fang Mingyuan said categorically, "We only believe in our own test results"

Fang Mingyuan didn't know if the Americans and the British had any inspection-free goods, but he knew how many of the well-known goods in Huaxia that were exempt from inspection would capsize in the future. Originally, it was the convenience given by the state to these companies, and it was also an honorary reward, but the final result proved the inferiority of human beings. The most famous is the famous Sanlu Group Co., Ltd., a joint venture between Huaxia and New Zealand's Lanheng Natural Group in Hebei Province, which once became one of the largest powder manufacturers in China.

Fang Mingyuan remembers very well, flipping through the honor book of Sanlu Group Co., Ltd., you will be surprised to find that it is one of the top 100 food industry in China, a national key leading enterprise in agricultural industrialization, and an enterprise group supported by Hebei Province, and has been selected as one of the top 500 Chinese enterprises for 6 consecutive years. The company has successively won more than 200 honorary titles at or above the provincial level, such as the National "May Day" Labor Award, the National Advanced Grass-roots Party Organization, the National Top Ten Light Industry Enterprises, the National Advanced Quality Management Enterprise, the Scientific and Technological Innovation Spark Leading Enterprise, the Huaxia Food Industry Outstanding Enterprise, and the Huaxia Excellent Integrity Enterprise.

The company has passed ISO9001, ISO14001 certification, GMP audit and HACCP certification, and has been awarded the national laboratory accreditation certificate and the title of national recognized enterprise jishu center.

The production and sales of Sanlu milk powder continued to rank first, sour milk entered the second place in the country, and liquid milk entered the top three in the country. Sanlu milk powder and liquid milk were identified as national inspection-free products, and both won the honorary title of "Huaxia Famous Brand Products" again. The "Sanlu" brand was rated as one of the 500 most valuable brands in China by the Shijie Brand Lab and the most competitive brand in the market by the Ministry of Commerce. The "Sanlu" trademark has been recognized as a "well-known trademark in China", and its products sell well in 31 provinces, municipalities and autonomous regions across the country. It ranks first in the dairy industry of the "Top 100 Top 100 Enterprises in China" selected by Forbes, an internationally renowned magazine. According to the assessment of Huaxia Brand Asset Evaluation Center, the brand value of Sanlu is as high as 15 billion yuan.

In 2007, Sanlu Group Co., Ltd. launched the "Innovation and Integration Project of a New Generation of Infant Formula Milk Powder Research and Its Supporting JISHU" According to reports at the time, this fully demonstrates that Sanlu Group has reached the top strength in the research of infant formula milk powder in China, marking that the research and production of infant formula milk powder in China has reached the international advanced level.

Later, Sanlu Group became the only partner of "Aerospace Milk Beverage and Milk Powder" of Huaxia Astronaut Center, and the only professional manufacturer of "Aerospace Milk Drink" in China.

And such a company, but in the second half of 08, after two months of quibbling and admitting mistakes, in the face of countless evidence, had to bow its head, but it still quibbled that all this was because a small number of unscrupulous dairy farmers adulterated melamine into raw milk without authorization.

Melamine is added to milk and milk powder, mainly because it passes off as protein. Dairy foods are subject to testing for protein content in accordance with regulations. If there is not enough protein, it means that the milk is mixed with water too much, but the protein is too difficult to detect, so biochemists have come up with a lazy solution: because protein is nitrogenous, as long as the nitrogen content in the food is measured, the protein content can be calculated. Therefore, it is difficult to detect the unqualified protein of milk powder with melamine, which is the pseudoprotein of melamine.

At that time, the dairy companies that followed the Sanlu Group to be involved in the quality scandal included almost all the well-known dairy brands in Huaxia at that time, which dealt a heavy blow to the originally thriving Huaxia dairy industry, especially infant milk powder, and consumers almost had the ability to fully turn to foreign milk powder products, and once caused the situation that foreign brand dairy products in Hong Kong were out of stock.

Looking at the series of dazzling titles of Sanlu Group, and then looking at the honors it has received, Fang Mingyuan has never believed in those national quality inspection departments since that time