Chapter 1063 Urban Development Bank

Zhao Changbin didn't brag, his fishing level was really good, and it took more than an hour to catch five or six fish, grass carp, crucian carp, and a silver carp weighing more than five catties. [No pop-ups. 】

In order to let everyone share the fruits of their labor, Zhao Changbin really arranged the kitchen to make a whole fish feast for them, in which grass carp was made into grilled fish, crucian carp was made into crucian carp tofu soup, and silver carp was made into boiled fish, and the fish head was made into chopped pepper fish head.

In addition, they also ordered a few seasonal wild vegetables to eat!

In the process of eating, Zhao Changbin accidentally asked: "Qingdong, last night at the Xingyuan Hotel, you Secretary Ying, Director Liang, as well as County Magistrate Hu, County Magistrate Ou and others were all there, who did you invite to dinner, wouldn't it be a big man to come to Liulin?" Why have so many leaders arrived? ”

Without waiting for Chen Qingdong to speak, Xu Wei said: "When I had dinner last night, didn't people just say that they invited the presidents of several banks in Liulin to dinner, so that these banks could give more credit to the new management committee!" Right, Gyeongdong? ”

Chen Qingdong said with a smile: "Yes, there are no big people coming, just inviting the bank presidents to dinner." ”

Zhao Changbin scratched his head and said, "Really? Why can't I remember anything? ”

Xu Wei didn't miss any opportunity to hit Zhao Changbin, and said: "Just the drunk you drank yesterday, if you still remember this, it would be really strange!" ”

Perhaps because he was used to being ridiculed by Xu Wei, Zhao Changbin was not angry at all, and said: "Weiwei, you are not authentic!" Other times you laughed at me, but now you're eating the fish I caught, and you're drinking the soup from the fish I've caught, and you're still laughing at me, isn't it? ”

Xu Wei was amused and laughed, and said, "Okay! Good! Eat people with a soft mouth, then I won't laugh at you for this empty meal today, okay? ”

"And what about after eating?"

"After eating? That's going to be talked about again! ”

At this time, Xu Wei suddenly saw that Chen Qingdong's smile was a little playful, and her face couldn't help but blush, and then said: "Okay, don't mess with you, I'm going to drink the soup well, this fish soup is fresh!" ”

"That's it! I don't see who caught it! Zhao Changbin said proudly, then lit a cigarette and asked, "Qingdong, how did you talk about yesterday?" How much money can these banks in your county lend to the new management committee? ”

Chen Qingdong smiled bitterly and said frankly: "I didn't take out much loans, and those bank presidents were not in the county because of their personnel rights, and they didn't buy it much, and they all had a lot of reasons, and finally said that the credit line of 30 million or 50 million yuan may not be cashed!" ”

Zhao Changbin flicked off the ashes and said: "The credit line of 350 million yuan is definitely far from enough for you, the new management committee that is waiting to be revived!" If nothing else, let's just say that the money you invested in infrastructure in the early stage, as well as the money you spent on land reserves, these are all huge numbers! ”

Shao Yufang also said: "Director Chen, no matter what the development zone is, if you want to develop, you need to have a large amount of capital injection in the early stage!" To put it mildly, if there is no money to invest, and you only expect to use the funds from the sale of land to develop, then the future of your new management committee will definitely not be too bright! After all, the total amount of soil is so much, if there is too much in the early stage, what motivation can there be in the later stage? ”

Chen Qingdong said: "Second brother, Manager Shao, what you said is very right!" With the injection of these funds alone, it will definitely not work! However, the strength of these banks in our county is indeed limited, and the approval quota in the hands of the presidents of those banks is also limited, and since last year, the state has begun to implement a tight monetary policy, which has greatly increased the reserve requirement ratio, which has led to a stricter approval system for banks in lending, so we can't have much hope for these banks in our county. However, Secretary Ying has already contacted the branch president of a large central bank in the city, and finally hopes to borrow more money from him. ”

Zhao Changbin shook his head and said, "Qingdong, it's not that I want to hit you, I think it's enough for you to want to borrow money from the bank in the city!" You are right, the state is now curbing some overheated markets and implementing a tight monetary policy, which makes it much harder to get a loan than before! To be honest, I want to borrow 100 million yuan from a bank in Longwan after the end of this year, and with my relationship with the president of that bank, if it had been last year, it would not have been a problem at all! However, this year's situation is special, I looked for him three times, and he finally made a big effort to lend me 60 million, which is already his limit! You said that your secretary Ying also went to the city to ask the bank for help, first of all, the bank in the city is not under the control of your county, so people will not be afraid of Secretary Ying's pressure, right? If you want to take out a loan based on personal feelings, hehe, I don't think the relationship between your secretary and the president of the bank will be stronger than the relationship between me and the president of the bank, I only lent out 60 million, how much can you borrow from the secretary? ”

Listening to Zhao Changbin's words, Chen Qingdong's heart was very gloomy, he knew that Zhao Changbin was definitely not alarmist, so if Secretary Ying couldn't borrow money from the city, where did the development of the new management committee come from? If there is no capital injection, how will the new management committee develop?

Xu Wei took a sip of tea and said: "Changbin, I'm almost dizzy about what you said, what is this president, that president, the secretary of the new management committee is a loan, you are a private enterprise loan, can this bank treat it the same?" Don't scare Qingdong here. ”

"Weiwei, I won't scare Qingdong! I want to remind Qingdong that if it is not easy to get a loan from the city, think of other ways as soon as possible, and don't hold on to this tree. Zhao Changbin said, "Weiwei, you have never dealt with the bank, I don't know how difficult it is to get a loan from the bank now!" Although the nature of the new management committee is different from that of my company, I think it is definitely not easy for Secretary Ying to borrow a large amount of money from the bank in the city! It is estimated that if it is done well, it will be seventy or eighty million, and one hundred million will definitely be the sky! This amount of money is not enough for the development of the new management committee! ”

Xu Wei said again: "Then you say, what should I do if I can't borrow money from the city?" ”

Zhao Changbin smiled slightly and said, "If you can't borrow money from the city, then look for it and borrow from the province!" Don't underestimate that the province is only one level higher than the city, but the power is much greater! Qingdong, in the current situation, if you want a large loan, then don't bother the county and the city, they really don't have such a big authority! If you want to find it, go to the province to find it! ”

Chen Qingdong's eyes couldn't help but light up, and he took the opportunity to say: "Brother Bin, I also want to go to the bank in the province for a loan, but I don't have anything to do with it in the province, I'm afraid I can't even find the door of the house!" ”

Zhao Changbin sold the pass at this time, and sighed: "Although the banks in the province have great power, it is indeed not easy to lend money. ”

Seeing that Zhao Changbin looked inconvenient to say, Chen Qingdong couldn't say anything more. However, he will not give up this matter, but wants to find a private occasion and ask Zhao Changbin well, so that he can help lead the way for him!

For the development of the new management committee, Chen Qingdong is absolutely sparing! As long as there is hope, no matter how big the difficulty, he doesn't care!

Xu Wei glared at Zhao Changbin and said, "Changbin, what else is there to say to Qingdong?" What a sale! ”

Zhao Changbin smiled bitterly and said: "It's not that I want to sell Guanzi, in fact, I just show Qingdong the way, but I can't play a big role, after all, I'm not from a provincial city!" ”

Xu Wei really wanted to help Chen Qingdong, so she said, "Changbin, then which bank in the province do you say is easier to borrow from?" I'll see if I have any acquaintances there, and if there is, I'll give Qingdong a referral! ”

Chen Qingdong immediately said gratefully: "Sister Wei, thank you so much!" ”

Xu Wei said: "What's polite! Changbin, you can tell me quickly, which bank is easier to enlarge loans now? ”

Zhao Changbin originally wanted to talk to Chen Qingdong about this matter privately, in return for Chen Qingdong's matchmaking in the middle last year, so that Chen Hongbing could buy all the assets of Shuangshan Wood Carving Factory for 60 million, but Xu Wei looked very worried about this matter, so he had to talk about it briefly.

"That's right, I know a vice president of the Provincial Urban Development Bank, who is in charge of credit, and if he can follow his path, he may be able to get a large loan."

"Do you want Qingdong to take out a loan from the Provincial Urban Development Bank?"

"The City Development Bank is very powerful!" Zhao Changbin said, "And the original intention of the establishment of this bank is to support the development of various regions, and the main credit object is the local government. ”

Xu Wei frowned and said, "The strength of the City Development Bank is very strong, of course I know it!" However, the difficulty of obtaining a loan from the Urban Development Bank is also well known! ”

Zhao Changbin said: "It is definitely difficult, in this situation, which bank is not difficult to borrow?" But if the banks want to survive, they must still lend out, otherwise how can they make a profit, right? I think that as long as the Liulin New Management Committee has great potential, coupled with a good grasp of the problem, there is still a good hope to get a loan! Not to mention, as long as you can get a credit of five or six hundred million yuan, plus miscellaneous loans from other banks, the new management committee's funding problem will be solved, right? Five or six hundred million is definitely a drop in the bucket for the Urban Development Bank! ”

Chen Qingdong said excitedly: "Second brother, then you must help worry about this matter!" ”

Speaking of this, Zhao Changbin hesitated a little again, and said, "Well, Qingdong, I don't dare to give you a packing ticket for this!" However, I can introduce you to the vice president of the Urban Development Bank, but I can't say whether it will work out. ”

Chen Qingdong said with a smile: "Second brother, of course I understand this, there is nothing accurate about borrowing from the bank, but since I have this opportunity, then I will try my best to fight for it!" ”

Xu Wei advised: "Changbin, you must help Qingdong more!" ”

Zhao Changbin said: "Of course! Can I not help with my brother's business? In a few days, I'll get in touch with the vice president and find an opportunity for us to have a meal together. Anyway, your new management committee has the support of those banks in the early stage, and you are not in a hurry, I will find a suitable opportunity to introduce you to each other. ”

Chen Qingdong said with a smile: "Okay, second brother, you have to worry about this matter anyway, I'll wait for you to arrange it." ”