Chapter 39: Small fights are not the way to go

Lu Chuan drove the car to the suburban villa steadily, and the party was held at about half past seven in the evening. Lu Chuan arrived at the villa at 8:5, when his white Maserati stopped in front of the villa with the red light on, some bank employees who were chatting looked at him through the glass window.

"Wow, President Maserati, this car is so handsome!"

"The car is very handsome, the people inside seem to be very handsome, I feel so young, and the key is that his parking skills are good, the car was parked so fast just now, and it looks like a master. And such an expensive car dares to stop like this, either because the artist is bold, or there are too many cars at home, and I guess his driving skills must be good. The man who spoke was named Xu Dong, and his brother was an amateur racing driver, so Xu Dong still knew a little bit about driving skills, especially when he saw Lu Chuan's parking skills that were so unprocrastinating, Xu Dong could see at a glance that he was a master.

"Xu Dong, how many did you just say? ”

"That's right, Xu Dong, don't be so incoherent. ”

……

Lu Chuan, wearing a white T-shirt and blue jeans, opened the car door and got out of the car, and happened to look at the bank clerks sitting by the window.

Luo Licheng, the president of the bank, wore his signature wide suit and blue tie, and Lin Qilan, the vice president of the bank, came out to greet him.

"Presumably you should be Lu Chuan, Mr. Lu, right? I heard Mr. Su talk about you, Mr. Su has been praising you for being either young and promising, or you are terrible in the future, today I saw Mr. Lu really has an extraordinary temperament, this Maserati car, it is estimated that it cost Mr. Lu a lot of money, right?"

Lu Chuan stretched out his right hand, shook it with Luo Licheng, and then said, "It's over, but it didn't cost much." ”

Vice President Lin Qilan, wearing a white close-fitting skirt and a light gray slim suit, said to Lu Chuan with a smile, "Mr. Lu, it's really too modest, come, come into the house, it's cool in the house, and there are many mosquitoes outside in this summer." ”

Lu Chuan was not polite to the two, nodded and followed the two of them into the party villa.

The villa is a 3-storey villa with a construction area of about 350 square meters, with a billiard table area, a VR game area and a sofa sitting area on the first floor, and a neat lawn outside the bottom of the living room. There are barbecue grills on the lawn, and some bank clerks bring the barbecue materials they have bought, drinking beer, listening to music, and having barbecue parties there.

Since there were other customers of the bank in the party, President Luo Licheng simply greeted his friends around him, and then got up and left with Vice President Lin Qilan.

Lu Chuan sat on the sofa in the reception area, listening to the jazz music playing in the villa, perhaps this atmosphere is more suitable than staying in the suite and watching TV, to relieve loneliness.

Seeing Lu Chuan alone on the sofa, Xu Dong, who had just praised him for his good driving skills, picked up a bottle of red wine, sat down next to Lu Chuan and said, "Hello, my name is Xu Dong, can I have a glass of wine with you?" My brother is a racing driver, I saw that your parking skills are good just now, and I feel that it is better than my brother's parking, just like those drift parking in the video. ”

Lu Chuan took the red wine poured by Xu Dong, and then raised his head and drank it, he didn't talk to Xu Dong much, and it was not impossible to drift into place and park, but this was not a movie. Xu Dong beside him didn't care because of his coldness. He just took the red wine and poured another glass for Lu Chuan, and then the two drank silently without chatting.

At this time, after Luo Licheng, the president of the bank, accompanied a circle of guests, he sat next to Lu Chuan with a glass of red wine, "Mr. Lu, the greeting is not good, come and have a drink with you." ”

The two of them touched their glasses, then looked up and drank them down.

After drinking socially, Luo Licheng sat next to Lu Chuan, and said, "Mr. Lu, the amount of wine is okay, drink a glass of red wine, and your face will not change." I heard Mr. Su say, you need to apply for a loan business with our branch here, and how much do you want to borrow here?"

Listening to President Luo Licheng talk about business, Xu Dong left the sofa with a wine bottle, and at the same time, Lin Qilan, vice president of the bank, also sat down with Luo Licheng, wanting to know about Lu Chuan's loan plan.

At this time, Lu Chuan held the wine glass, and said without blinking, "20 million, are you OK here?"

"20 million?" Because the amount was too large, Luo Licheng and Lin Qilan were stunned at the same time. The two didn't listen to Su Jianming talk about the share mortgage, but only knew that Lu Chuan needed to handle the loan business from their branch. Now that Lu Chuan opened his mouth to ask for 20 million, and he didn't even blink his eyes, the two felt that he was not talking about money, but a bunch of numbers.

Lu Chuan saw that the two of them were embarrassed, and he didn't care about it, he was originally a lion with a big mouth, and he opened a price of 20 million, and the two of them could help with a loan of 10 million, which had already met psychological expectations. It's been almost two months since he came to this world, and the progress of buying the world is really slow, there are so many companies and so many buildings in the world, he has to speed up the process.

At this time, Luo Licheng and Lin Qilan said to Lu Chuan with embarrassed faces, "This Mr. Lu, because the loan amount of 20 million is too large, the bank may need you to mortgage a part of the real estate as asset protection, which is expected to be almost 1.5 times the market value of the loan amount." ”

Luo Licheng and Lin Qilan heard Su Jianming say that Lu Chuan had a very good background, but he couldn't turn over funds for a while, so he needed to borrow money from the bank. 1.5 times the market value is already the largest release at present, otherwise the funds are generally about twice as much.

Luo Licheng has a little opinion on Lu Chuan, and he secretly speculated in his heart, "I'm not very familiar with this Lu Chuan, so I'll borrow 20 million from me when I open my mouth." Second, this business is too direct, there is no foreshadowing at all, people talk about business with a hippie smile, this Lu Chuan is good, he speaks like a central bank governor, like taking money from his own family. ”

Lin Qilan and Luo Licheng's views are the same, "This young man named Lu Chuan, although he was introduced by Su Jianming, our bank still has to do business, and the attitude he spoke just now surprised me a little, I don't know if this young man is not afraid of tigers? Or is this the habit of speaking, even taking out a loan from the bank is so arrogant?"

1.5 times, almost a mortgage of 30 million market value, the only thing Lu Chuan can mortgage except for the Maserati, is the shares of the Grand Hyatt Hotel. But the two combined, not even 10 million. This progress is too slow, always making small fights, encroaching on hotels, I am afraid that by the day when he is half a hundred years old, he may not be able to buy all the hotels in the world.