Chapter 160: The Angry Depositor

Time: Thank you to Yu Hongchuan, a book friend. The monthly pass of the Sword of the Humble Mountains and the reward of the book friend Heart Bei Zhanwei. These do not count towards the number of words charged

As a banking industry, its biggest headache is actually a run. Runs are often accompanied by the phenomenon of large-scale withdrawal of bank deposits by bank depositors, and if they cannot be curbed in time, then with the expansion of their influence, thus further forming a financial trend. In the event of a run, because banks will turn most of their deposits into loans to enterprises and factories, the deposits left in their hands will be unusually tight in the entire financial market, and there will be a shortage of borrowing capital, and interest rates will continue to rise, forcing some banks and financial institutions to close or close down, thus further aggravating the monetary and credit crisis and causing chaos in the financial circles. Although said in China. The credit of the bank is equivalent to the credit of the state, and the bank has no money and the treasury to support it, and the people are not worried about the loss of this deposit. However, the price of goods is rising day by day, and the people are worried that they will not exchange their coins for goods. The depreciation losses were even greater, so they frantically flocked to the banks, hoping to withdraw their deposits.

The causes of such behaviour are different, but the results are not the same. The three banks in Ping" County have been unable to meet the demands of the people because of the large amount of funds that have flowed out more than expected, but at the same time they have not had enough funds deposited, and the original deposits have already been lent to enterprises, and the loans receivable have not been recovered in time.

The scorched bank presidents are not limited to Ping" County, in fact, at this time in the land of western Qin. A similar scene can be seen everywhere. In front of the savings offices of major banks, depositors who are in a hurry to withdraw their money have no place to stay in them. There were long queues outside the savings bank, and people waited anxiously, fearing that they would not be able to access their money and that they were worried about the interim. Will prices rise again?

People seem to be in addition to that. I didn't do anything else, and I thought about where to queue up to buy things after I got the money, and when I met together, I was discussing what goods I grabbed today.

"Hey, did you hear that? Some savings banks and banks in the city had to forcibly decide to stop withdrawing money within a few days because of the shortage of funds. This made many depositors very dissatisfied, and some even lifted the counter of the savings bank in a fit of emotion, and some people in the queue muttered quietly.

"What is this, some places in other provinces have even used the police for this reason, and they have set the amount of money to be withdrawn per person per day. If it is exceeded, it is not allowed to take it again. Had to wait until the next day. Damn, this is our hard-earned money, saved by hard work. Isn't it just to eat some interest if you are in the bank? Their banks lend our money and make more. When you save money, you say all good things, and treat us as characters, but when it's time to withdraw money, you won't treat us ordinary people as people. Look, it's not even as good as his mother's grandson! On this hot day, let's stand under this sun, and I've been standing here for three hours. I don't know if I can pick it up before noon." Someone whispered.

"That's it, it's all our own money, let's take our own money, and we have to go through their approval, what the hell is this! I took half a day off to get the money, thinking it was more than enough time, who the hell would have thought that there were so many people here." Someone chimed in.

The conversation of several people immediately aroused a strong resonance among the people next to them. "I'm afraid what will happen to Zuihou if he gets the money, I heard that in the southeast coastal area, people are crazy about buying household appliances. There are many people who buy several TVs in a family, even refrigerators that are not refrigerated, and color TVs that have no color. They were all snapped up. We're better here, at least so far, it hasn't happened. But in my opinion, I'm afraid it's also hanging. When this commodity is insufficient, something similar will definitely happen."

"What's the use of a refrigerator that doesn't refrigerate, a color TV that doesn't have a color? Is a refrigerator called a refrigerator if it is not refrigerated? A TV without color, it's a black and white TV, how can it be called Caimang? Fools buy these things, I say, you're not bored and talking nonsense here, are you? Someone questioned in confusion.

The man looked the other person up and down with disdain. said disdainfully: "You, you're just a bun." The refrigerator doesn't refrigerate, that's just a faulty part. You buy it home, and then repair it and leave, it's better than putting money in your hands and watching the crazy price of these goods rise one day at a time, right? Maybe today you can buy a refrigerator that is not refrigerated, and the day after tomorrow, you will be able to buy a spare part with this money! The bad guy bought all the main spare parts back. The cost of repairing it is slower than the rate at which it rises, right?

"It makes sense, it makes sense, this southerner is shrewd, and this kind of thing can be thought of." Everyone nodded. Yes, according to this trend of price increases, in just a few days, many goods in the mall have risen by 100%, and even have no price, he said. Who can guarantee one

"Did you read the newspaper? In Pingchuan County, under the jurisdiction of Weinan City, there is a private shopping mall, and the prices of commodities have not risen until now, and it is still the original price

"I know what you're talking about! It seems to be called a Carrefour supermarket, this name is really weird! Shopping malls are not called shopping malls, they are not called supermarkets! But are they really not raising prices? The price of this state-run shopping mall has risen, can their private shopping mall still hold on? This money does not bite your hand, and in the blink of an eye, you can earn double or even several times the profit. Marx said that capital came into the world. From head to toe, blood and filth dripped from every pore. Capitalists will take risks when they have 50 percent of their profits, and dare to trample on all human laws when they have 100 percent profits. With a profit of 300 percent, you dare to risk going to the gallows. There is such a good opportunity. Can they endure without making money? I don't believe it. What the newspapers said was pure deception." A man dressed as an intellectual next to him said disdainfully.

"That's Qinxi Daily! They can also talk nonsense with their eyes open? The man asked incredulously.

"What happened to Qinxi Daily? When the satellite was released that year, tens of thousands of tons per mu were reported. Didn't even the newspapers in the capital report it? Hmph, tens of thousands of tons per mu, they don't know. That can't happen! Isn't it the same national coverage? The intellectual-looking man shook his head again and again with disdain, "Don't believe it." But don't believe it all! Otherwise, you don't have a mind of your own! ”

"Hey, don't say that, people call supermarkets, that's because their stores are really different from shopping malls, supermarkets, is the abbreviation of supermarkets. When I entered the supermarket, there was no counter. All the goods are on the shelves, you can take whatever you want, look at whatever you want, but you can't open the package to eat and drink in the supermarket. Then when you go out, you will count the money together. And they really haven't increased their prices, all goods are still at the same level, even home appliances. Another middle-aged man couldn't help but interject, "But what you just said is not realistic, now Carrefour supermarket is only open to residents of Ping" county, and it is open at different times, and you must bring a household registration book to prove your identity when you enter the supermarket. Moreover, there is a limit to the number of large items such as household appliances that can be purchased by each household. I have relatives in Pingchuan, but he told me on the phone. If you lie. Lao Tzu hits five thunderbolts every day! ”

"Really? The crowd was speechless when they heard this.

It took a long time before someone sighed and said, "The residents of Pingchuan County are really happy, at least there are people who can really care about them." We don't have such a supermarket weishenme here? If there were such a store, we wouldn't have to wait to withdraw money under the sun

"Yes, if only we had a Carrefour supermarket here, our people's hard-earned money would not be all earned by those profiteers who eat meat and don't spit out bones." His words immediately echoed the crowd.

"It's hard! You don't want to think about how much the total population of Pingchuan County can be if it is only a small county. Our total population of Fengyuan is prolific, it is just a private enterprise, even if he can survive the rush of the residents of Pingchuan County, to Fengyuan. It's nice to be able to stick with it for a day. It is precisely because they refuse to raise prices that many merchants in the county secretly sell their goods to neighboring counties and cities, and many people still want to buy goods from Carrefour and resell them to neighboring counties and cities.

I heard that the Pingchuan County Party Committee and County Government have paid a lot of people because of this. The man continued to break the news.

"Mo, they should be arrested, and they should be sentenced to decades!" The intellectual-dressed man hated and said, "If they hadn't contributed to the flames and desperately raised the price, how could it have raised the price in front of rice!" Our country's agriculture last year was a bumper harvest! It also hit an all-time high! ”

"Just that's it". Everyone nodded.

Just when they lamented that there was no Carrefour supermarket in Fengyuan, at the front of the line, people suddenly erupted in angry shouting.

"What's wrong? What's wrong? "Everyone looked ahead, and suddenly there were several more policemen at the door of the savings office, one of whom was holding a loudspeaker." Citizens who are waiting to withdraw their money are no longer able to continue their work due to an unexpected power outage at the savings office, so please be calm. The relevant departments are urgently repairing the circuit, you can go to me in order to get the number, and after the call, the savings bank will be back in normal business! Ladies and gentlemen, "

It was as if a bomb had exploded in the crowd in front of the savings house, and the angry depositors could no longer tolerate the anger in their chests, forming a huge crowd of people who poured into the savings office