Chapter 442: Looking for Money
With the progress of the demolition project of the market, another problem was placed in front of Chen Qingdong and them, that is, the money was not enough!
Previously, Zhang Yungang used all the assets of the Lvye Farm as collateral and the Shuangshan Town Government as a guarantee to borrow 10 million yuan from a commercial bank for the Lvye Farm.
However, due to Zhang Yungang's instructions, they later greatly increased the standard of compensation for the demolition of merchants, and a lot of money was spent in the process of project establishment, so there was not much left of this 10 million yuan before the project officially started.
In addition, there is still about one million cash in the account of the Green Field Farm, but in the process of demolishing the farm, the Green Field Farm also has to operate at the same time, so this money cannot be spun off from the Green Field Farm and invested in the process of demolition and reconstruction of the farm.
In addition, one of the million loans that Lvye Farm last borrowed from the Shuangshan Town Rural Credit Cooperatives is about to be repaid.
Some time ago, they and Zhao Ping'an partnered to open a large stone quarry in Humiao Town, in order to ensure safety, under the strong request of Chen Qindong, this market was scientifically planned and built, but in this way, the money invested has also increased a lot, plus the money to buy stone crusher and other machines, a total of about one million has been invested.
The million was paid by Zhao Ping'an for the time being, but Chen Hongbing had already made an appointment with Zhao Ping'an to give him money.
And this money must be paid to Zhao Ping'an before the quarry officially starts operation, otherwise, when the quarry generates profits, Zhao Ping'an will rip off the profits in the name of investing in the quarry in full, which is also a very troublesome thing.
Although Chen Qingdong and the others thought that a shrewd businessman like Zhao Ping'an would not do such a stupid thing, but the stone field can generate huge profits, and in today's impetuous society, in the face of a large amount of money, it is difficult for anyone to be trusted.
Just in case, they decided to divide the money and shares in advance, and the money also had to come out of the account of the Green Field Farm.
In the process of rebuilding the site, although the infrastructure project can be temporarily advanced by Wei Laosi's engineering team, and the materials and other aspects can also be advanced by the supplier, but in addition to these, there are still many other places to spend.
After making a detailed budget, the assistants brought by Lu Dongfang thought that they still needed at least seven or eight million to operate the project well, which was still a conservative figure calculated when the house was sold at a considerable time.
In order for this project to run safely, Lu Dongfang told them that they must find money as soon as possible!
To be exact, their funding gap is around five million!
This is really a number that is not too big to say big, and it is definitely not small to say small!
Since all the assets of the Lvye Farm have been mortgaged, it is impossible to use the Lvye Farm as collateral to take out a loan, and Zhang Yungang has already used the town government as a guarantee to lend them 10 million yuan, and it is unrealistic to expect Zhang Yungang to help them solve the financial problem.
Chen Hongbing and Zheng Hongtao's social resources are limited, if they are asked to find hundreds of thousands, maybe they still have some way, but if they are asked to find millions at once, they can only catch blind.
Therefore, this burden mainly falls on Chen Qingdong's shoulders.
In fact, Chen Qingdong also has several channels to raise this money.
According to Chen Qingdong's speculation, Luo Xiaolou's personal assets must be no less than 10 million now, if he asks Luo Xiaolou to borrow one or two million, he will definitely be able to take it out.
However, the problem is that Luo Xiaolou is a lover, and the reason why Chen Qingdong can become friends with him is precisely because they are like-minded, and the friendship between gentlemen is as light as water.
This is what Chen Qingdong does not want to see.
The reason why he cherishes the friendship with Luo Xiaolou so much, in addition to the like-minded brotherhood between him and Luo Xiaolou, is that he knows the huge energy of Luo Xiaolou very well, and he knows the huge energy of the Internet media in the next few years, so he thinks that there may be many places where Luo Xiaolou can be used in the future, so he is unwilling to mix sand with Luo Xiaolou's friendship.
In addition, he also knew that although Luo Xiaolou had money now, even if he opened his mouth, it would be impossible for Luo Xiaolou to lend him five million at one time, if Luo Xiaolou only lent him one or two million, it would not solve the problem, and he still had to continue to borrow money from others, which would be a bit more than worth the loss.
In addition to Luo Xiaolou, Zhao Changbin naturally had the ability to lend him this money.
It's just that similar to Luo Xiaolou's situation, Zhao Changbin is also a connection that Chen Qingdong relies on very much and is unwilling to use easily, which is even stronger than his reliance on Luo Xiaolou, after all, with Zhao Changbin's energy, he can give him direct help on the road to officialdom!
After Zhao Changbin learned that the Green Field Farm wanted to develop the project that he was not optimistic about at all, although Zhao Changbin praised them for the courage of the Green Field Farm, the subtext clearly expressed his distrust of them.
After that, Zhao Changbin asked Lu Dongfang to be the project manager for them and help them do the project, but Zhao Changbin knew that their funds were limited and should not be enough to develop the project, but Zhao Changbin never mentioned the money.
This also makes Chen Qingdong unable to talk to Zhao Changbin about this matter now, even if it is enough to borrow money from Zhao Changbin in the form of paying interest, because Zhao Changbin is not optimistic about this project at all, he lent out the money, and he was afraid that he would not be able to recover it.
So in addition to Luo Xiaolou and Zhao Changbin, Chen Qingdong also has a target figure, that is, the good brother he met when he was in high school, Cheng Xiaodong, who is now thriving in the business community of Liulin County!
Thinking of Cheng Xiaodong, Chen Qingdong couldn't help but admire it in his heart!
Last year, when Chen Qingdong met Cheng Xiaodong in that Chongqing hot pot restaurant and knew that he was the owner of the restaurant, Cheng Xiaodong had just returned to Liulin County from the south, and there was only one hot pot restaurant under his name, and his social network at that time had not yet been formed, and Zhang Zikun, the deputy captain of the Criminal Police Brigade of the Public Security Bureau, could intimidate him casually and make him unable to get off the stage.
However, over the past year or so, Cheng Xiaodong's development has been very rapid, not only opened two hot restaurants in the county, but also put the famous Xingyuan Hotel in Liulin County at a high price some time ago, and also greatly set up his own network, it is said that he has established a relationship with many powerful figures in the officialdom of Liulin County, at least, Chen Qingdong knows that Cheng Xiaodong has a good relationship with Ding Shuchang, secretary of the Political and Legal Committee.
This made Chen Qingdong sigh very much, after all, Cheng Xiaodong had mixed in a big city in the south, and his means and abilities were difficult to compare with these local buns in Liulin County.
In addition, Cheng Xiaodong also set up a Mingtong Investment Management Co., Ltd. in August this year, and when it opened, Cheng Xiaodong also sent an invitation to Chen Qingdong, and Chen Qingdong gave Cheng Xiaodong two large flower baskets and a red envelope of 1,000 yuan.
At that time, Cheng Xiaodong also told Chen Qingdong that if he had any money in his hand, he could also put it in his investment company, which would be absolutely safe, and the interest would satisfy him.
Cheng Xiaodong's Mingtong Investment Management Co., Ltd. nominally adopts the comprehensive fee method of enterprise financing, lending money to enterprises in urgent need of funds, charging them interest no more than four times the bank's benchmark interest rate, and then charging a large amount of consulting fees in the case of investment management consultants' fees, thus avoiding the suspicion of usury.
In fact, Chen Qingdong knows very well that Cheng Xiaodong is actually a usury business that makes money.
Since Cheng Xiaodong is doing this kind of business, it is normal for the Green Field Farm to borrow money from Cheng Xiaodong according to the rules.
It's just that Chen Qingdong also knows that although Cheng Xiaodong's company is a loan shark, it is not a casual lend to anyone.
Under normal circumstances, Cheng Xiaodong's investment company's lending method is very similar to the way the bank lends, that is, the borrower needs to have a collateral with clear property rights, otherwise, if he lends money to anyone casually, then the borrower will be too easy to abscond with the money, and when the time comes, bad debts, bad debts, dead debts, etc., Cheng Xiaodong's investment company can easily go bankrupt and go bankrupt.
So if you want to borrow money from Cheng Xiaodong, you must have your own capital.
And the Green Field Farm has now been mortgaged to that commercial bank, and Chen Qingdong wants to borrow five million from Cheng Xiaodong, which is definitely not a small amount, whether it can be lent out, Chen Qingdong is not sure, but since it has reached this point, he still has to give it a try.
After all, Cheng Xiaodong is still Chen Qingdong's easiest target to borrow money, and borrowing this kind of money is completely business, as long as Cheng Xiaodong can be repaid on time, then everyone will be happy, and no one owes anyone favors, this is the best result.
Chen Qingdong now has such a requirement for himself, that is, unless it is absolutely necessary, he must not owe anyone a debt of favor, and if the problem can be solved with money, he will resolutely use money to solve it.
Because of the fact that there is such a thing as a human debt, it is too complicated, and I don't know when it will make trouble.
In addition, Chen Qingdong has another concern about borrowing money from Cheng Xiaodong, that is, he is worried that the interest rate on Cheng Xiaodong's funds is too high, because usury is a kind of thing!
The new project they invested in was not a money-making project, and if it was not operated well, it was very likely to lose money, so if the interest on Cheng Xiaodong's funds was too high, borrowing this money would be tantamount to drinking to quench his thirst, and the consequences would be unimaginable.
Therefore, after Chen Qingdong talked to Chen Hongbing and Zheng Hongtao about this matter, they unanimously decided that Chen Qingdong would talk to Cheng Xiaodong first, probe his tone, and then decide whether to borrow money from him.
After all, they really can't find a way to raise money now.
If it is not appropriate to borrow money from Cheng Xiaodong, then think of other ways as soon as possible.