Chapter 93: A Painful Choice
Chestnut, known as the "king of a thousand fruits" reputation, in foreign countries also has a charming name, called "ginseng fruit", it is not only nutritious, but also has the effect of tonifying the kidney and spleen, benefiting the stomach and liver, so it is also called "the fruit of the kidney". In addition, according to the record of "Qianjin Yaofang", chestnuts are ground into minced pieces, mixed with honey, and foamed on the face, which also has the effect of removing wrinkles and nourishing the skin, but eating more is easy to stagnate, resulting in chest and abdomen fullness, so it is not appropriate to eat more at a time.
Han Jiabao's deep processing and research and development of chestnuts is definitely not groundless, a moment of brain fever, but values its nutritional function and medicinal value.
Shopping malls are like battlefields, it is necessary to gain insight into market opportunities, respond quickly, and take the lead. The chestnut food he developed, not only novel and rare, but also excellent quality, quickly occupied the surrounding market in the province, especially the chestnut pastry and chestnut nest two products, is a best-seller, and chestnut nest head is almost how much to produce, how much can be sold, many large shopping malls take the initiative to pull goods! "Three nests a day, the physique is as healthy as a cow", the popular chestnut nest head advertising slogan is also recited by the guests!
By the end of the year, Han Jiabao calculated a detailed account, threw away various expenses, cut off the depreciation of fixed assets, and the net profit reached 200,000 yuan.
Now, the purchase of 50,000 catties of chestnuts is sold out, there is no more than half in the cold storage, and the workers have gone home for vacation, but they still pay living allowances.
At this time, in Han Jiabao's view, the greater the input, the greater the output, and money can make money, just like a sow that can give birth! One sow can give birth to six piglets, and it's just a litter! Where can I find the capital? He has been to the four major banks in the county more than once, and he has also consulted door to door, and it is true that small loans within 100,000 yuan are not a big problem, but once they exceed 100,000 yuan, the procedures are very complicated, and the conditions are quite harsh, which is even more difficult than. What's even more infuriating is that the bank looks at people to do things, and he, a small entrepreneur, is not taken seriously at all, in their eyes, the village chief is not bullshit, he is just a bun!
Thinking that he had groveled and had not yet completed the loan, Han Jiabao felt disgusted in his heart! He swore that one day, maybe like the last time he saw him, he would smash the female cashier's face with money! The female cashier didn't say a word, bowed her head and waist, and silently picked up the money! The lobby manager was standing on the side, like a zombie, and he didn't dare to let out a fart!
The road of bank financing is impassable, Han Jiabao thinks about it, and thinks of his grandfather Han Ruifeng.
Near noon, he bought two bottles of good wine and a pound of pig's head meat, and came to his grandfather Han Ruifeng's house alone.
Aunt Seven was serving food on the table, after Han Ruifeng took the chopsticks and bowls, her legs stood up, and she sat on the top of the kang, ready to eat.
"Have you eaten, Jiabao? If you haven't eaten, make do with two bites here. Aunt Qi hurriedly said.
Han Jiabao shook his head slightly.
"Jiabao, you look good today! Red-faced! If you know you're coming, be sure to prepare some snacks. Han Ruifeng put down his chopsticks, sat on the tip of the kang, and said with a smile.
"Grandpa, I've brought it all, I want to have a drink with you today! Grandma, cut the pork head, put some garlic slices, and pour some soy sauce, sesame oil and vinegar by the way. After Han Jiabao finished speaking, he took off his shoes and went to the kang.
After three cups of wine, the two opened the conversation.
"Jiabao, I heard that almost all the workers in your factory are on vacation, is it true?" Han Ruifeng asked while drinking.
Han Jiabao put down the wine cup he had just picked up, pretended to be surprised and said, "Grandpa really knows about the village without going out!" ”
Han Ruifeng likes to go to the ground, and only farming makes him feel down-to-earth. Jiabao also invited him to work as a supervisor in the factory, but he politely refused. In his opinion, it is the world of young people to engage in that thing. In addition, I am afraid that I will not be able to let go of Jiabao in the factory.
"Where Hanjiazhuang's butt is big, you don't need to walk fast, you can turn around three times in an hour, and you don't need me to ask about the things in your factory. Han Ruifeng said with a smile.
"Do you know why you're on holiday?" Han Jiabao filled a cup for his grandfather and asked deliberately.
"I'm done! You two drink slowly, talk slowly, and put the dishes and chopsticks on the table after eating, and I will go out for a walk and come back to copy the guys. After the seventh aunt finished speaking, she walked out of the house.
Aunt Qi basically never interjects about what men talk about, what she believes in is to do a good job of women's duties.
"There are no chestnuts in the cold storage, and there is nothing to do when people stay! Still, it's a good thing! It shows that our business is doing well. Come, eldest grandson, no, village chief, I salute you! Han Ruifeng said brightly.
Only when Han Jiabao's processing factory is prosperous will his heart not be disappointed.
"To tell the truth in my heart, even I didn't expect that the trade of chestnut deep processing was surprisingly good, and it can be described in four words, which is called 'sold out'!" Han Jiabao tilted his neck and said proudly.
Opportunities and risks coexist, no one dares to say that doing business is foolproof, and Han Jiabao is no exception. In the early days of operation, he was also very nervous!
"The business is doing well, how much money are you making? Can you tell grandpa about it? Han Ruifeng personally gave Han Jiabao a full cup.
His concern for buying and selling profits is not worse than Han Jiabao's! Although the chestnuts are sold out, the profit is minimal, that is the poor toss, that is the busy! If it is less than 800,000 in three years, he will have to hand over the mountain to Sun Xiaozi, which will undoubtedly cost him his life!
Han Jiabao was panicked, and said with a red face: "Grandpa, what are you talking about!" If you don't have your capital, where do I get the business! I'm here today, one is to find you to have a drink, and the other is to report to you about the profit. ”
Han Ruifeng nodded slightly, feeling very relieved in his heart.
"Grandpa, come, I respect you! Thanks for your support! Han Jiabao drank it all, put down the wine glass and said, "Guess how much money we made." ”
Han Ruifeng smiled and shook his head.
Han Jiabao stretched out two left fingers unhurriedly.
"Two thousand?" Han Ruifeng blurted out.
"Guess again!" Han Jiabao's cheeks rose slightly, and he said with a smile.
"Twenty thousand!" Han Ruifeng hesitated for a moment and said in a deep voice.
"My lord, it's 200,000! It's pure profit! It's the leftover money that throws away all expenses! Han Jiabao said slowly.
Han Ruifeng picked up the wine cup to his mouth, and slowly put it back on the table, his eyes widened, and he couldn't believe his ears.
Although it is not ten years ago, for a farmer who is digging in the soil, if he works hard to save money for a year, he may be able to leave five or six thousand yuan, which is still good, and he has to catch up with the high price of chestnuts! In just a few months, Han Jiabao earned 200,000 yuan, which really surprised Han Ruifeng! The eldest grandson has always been an honest child, and Lao Han also believes in his words!
In addition to Han Ruifeng's surprise, he was more happy! He didn't ask for anything else, but hoped that Jiabao would earn back the capital so that he could repay the loan of 800,000 yuan.
"Good! That's it! My great grandson! Sure enough, it didn't disappoint me! Come, I'll toast you again! Han Ruifeng was happy from the bottom of his heart.
The wine cup is up, and the wine is dry to the end!
Just when Han Ruifeng's heart was full of joy, Han Jiabao lowered his head and coughed.
"What's wrong, Jiabao?" Han Ruifeng hurriedly put down the wine cup and asked with great concern.
"Grandpa, business is good now, but I don't think it's good enough! Now the deep processing of chestnuts can be said to be a seller's market, in other words, how much we produce, how much we can sell! It's a pity that ......" Han Jiabao deliberately paused and picked up the wine cup very helplessly.
"What a pity?" Han Ruifeng frowned slightly, "Jiabao, if you have something to say, you might as well say it directly." ”
"Grandpa, to tell you from the bottom of my heart, I shouldn't be insatiable, but the 800,000 you lent me is really not enough!" Han Jiabao drank all the wine and said slowly, "In addition to plant equipment, purchase technology, personnel salaries, and working capital, the cash that can be used to purchase chestnuts is less than 500,000, that is to say, the stock of chestnuts purchased this year is more than 20 tons, and there is no place at all!" ”
"Jiabao, what the hell do you mean? I seem to understand what you're saying, but I don't know very well. Han Ruifeng frowned and said.
Han Jiabao coughed dryly, blushed and said, "What I mean is, can you always build another bridge for me and borrow some more loans from my third uncle." ”
Han Ruifeng was very unhappy, but he still patiently asked, "How much do you need?" ”
"At least a million, of course the more the merrier." After Han Jiabao finished cowardly, he drooped his head.
Han Ruifeng held the wine cup in his hand and did not speak.
The original 800,000 yuan was exchanged for the mortgage of the mine's ten-year operation and development rights, and for this reason, Han Ruifeng was worried all day and night. He wanted to flatly refuse, but he was afraid of hurting his grandson's hot heart!
"O family treasure! Grandpa is old, he doesn't ask for anything else, he just wants to live a peaceful and stable life, but then again, if I had a million, I wouldn't even think about it, and I would definitely give it to you. Han Ruifeng said helplessly.
"Grandpa, don't talk about you, it's our family, and you can't get a million by smashing pots and selling iron!" Han Jiabao's words changed, "You don't have it, but my third uncle has the ability!" ”
In his opinion, the third uncle Han Shaoping has a future, and the 800,000 is Han Shaoping's!
Han Ruifeng closed his eyes tightly, and the bitterness in his heart was only clear to him!