"Poof...... Hua Commune said funny, "Auntie, have you watched too many movies, and you are a hero who saves beauty, a talented and beautiful woman." Pen ~ fun ~ Pavilion www.biquge.info I think she is a talent, she is not a beauty, she is a pepper! It's spicy and choking. Huh......" shook his head vigorously.

"Oh! No wonder you're so enthusiastic. Hua Commune's index finger pointed at her and chuckled, "Auntie, you really think too much." ”

He Xiu'e shrugged and said, "Then you can rest more at home!" I'm going to pick up the kids, it's time for the Children's Palace to get out of class. ”

Hua Commune watched He Xiu'e leave, thinking about what she had just said, and shuddered, "I'm really crazy to be interesting to her." ”

This matter was soon forgotten by the Hua Commune, and now he only hoped that his wrist would be good and he would be able to go out and run, and now he was almost like a wasted person.

&*&

In the blink of an eye, the graduation assignments came down one after another.

"The Commune is good! Assigned to the court. Hua Henian said with a smile.

"Uncle, don't talk about me, the State Planning Commission is also a big yamen." Hua Commune said with a smile.

"I was assigned to the Foreign Trade and Economic Cooperation Commission." Hua Weidong said happily.

"I work in the Ministry of Education, and it's not bad." Hua Junyu said with a smile, "You don't have to talk to those children. ”

"You're all right, but I'm leaving Beijing." Xiao Jingheng said regretfully.

"Your unit is not bad, huh? Go to the special economic zone in the south, the most economically developed place in China, and work in the Municipal Foreign Economic Cooperation Commission. Hua Junyao crossed her fingers and said, "Look at you, you have traveled all over the country, you know the customs and customs, you can speak English and Cantonese, and you are still asked by name, which is very promising!" ”

"I also learned a lot of business theory knowledge from my aunt, and I can show my strengths! This job is just right for you. Xiao Shaoheng nodded heavily, the most important thing is to stay away from the capital and be assigned to other places, he is 120,000 points satisfied. Although it is separated, it is convenient now.

"Since everybody has a good job, shall we celebrate? It can also be regarded as a send-off for Jingheng. Gan Liangsheng proposed.

Of course, it was a group response, and Hua Henian naturally didn't let him go to his restaurant to eat.

Hua Junyao and their gang slaughtered towards the 'Juxian Hug', Hua Junyao looked at the crowded hall and said, "Big brother, you are really a guest here." ”

Before it's time to eat, I'm already sitting.

In the box, Hua Henian waved his hand and asked the waiter to serve the signature dish.

Hua Henian looked at everyone and said, "Now everyone's life is better, their purses are bulging, and they all like to rub outside." ”

"It's a good business." He Xiu'e smiled and said, "Your eldest brother plans to open a second branch." ”

"Really? That's great. Hua Junyao said happily, "But the work is assigned, and it won't be good if this restaurant is written in the name of the eldest brother!" ”

"I'm wondering what to do, too?" Hua Henian was also annoyed by this, "If it really doesn't work, let my father make a name." ”

"There's no way around it." Hua Junyao also said helplessly.

"Pulling on both sides like this, a candle burns at both ends, you can't do it!" Xia Jingshu said worriedly.

"The restaurant is not afraid, the commune introduced the purchase letter, the chef's salary is high, there are red envelopes at the end of the year, and I plan to give him dividends, I am not afraid of my own people." Hua Henian said unhurriedly, "The manager is also treated the same. ”

"In exchange for the loss of some profits, it is good for them to work with peace of mind." He Xiu'e echoed.

"There is no suspicion in employing people, and there is no need to use suspicious people." Hua Weidong said.

"Let's do this for now!" Hua Henian said helplessly.

During the conversation, the food was quickly served, and everyone chatted while eating.

"It's really tiring for you to make money like Brother Hua." Gan Liangsheng sighed.

"There's no way, the business is so hot, it's too reluctant to close it." Hua He Nian gave them vegetables.

"If only there was a way to earn money while sitting." He Xiu'e quipped.

"Yes!" Xia Jingshu interjected.

"What?"

Brush...... Everyone's eyes looked at Xia Jingshu in unison, and her eyes glowed green like a hungry wolf.

"Hey! I said you are not short of money? As for this? Xia Jingshu smiled with a smile in her eyes.

"Who has a grudge against money!" Hua Junyu said with great interest.

"Auntie!" Xiao Jingheng urged.

"Listen to the party, follow the party, and buy treasury bills." Xia Jingshu said slowly, "This is higher than the interest rate of the depository bank, and the risk is small." ”

Hua Junyao looked at Xia Jingshu with some surprise, it seems that this has emancipated her mind, and her mind has become flexible and changeable.

Treasury bills are a type of government bonds issued by the country's financial authorities to make up for the imbalance in the treasury's balance of payments. Because the debtor of treasury bills is the state, and its repayment guarantee is the state's fiscal revenue, it has almost no credit default risk and is the credit instrument with the least risk in the financial market.

The shortest maturity of China's treasury bills is one year, while there are many varieties of treasury bills in Western countries, which can generally be divided into four types: 3 months, 6 months, 9 months, and 1 year, and their denominations vary from country to country.

Treasury bills are a kind of securities issued by the central government to make up for the shortfall of fiscal or treasury funds, and were first coined in the United Kingdom in the late nineteenth century.

Subsequently, various Western capitalist countries issued treasury bills one after another. Because treasury bills are guaranteed by government financial funds, have high reputation, strong liquidity, and a high rate of return, treasury bills are the main object of securities investment in countries with relatively developed financial industries in the West, and are also an important means for the central banks of various countries to intervene in the open operation of the capital market, and they occupy a large proportion in securities transactions.

In the early days of the issuance of treasury bills, especially now, the vast majority of cadres and masses have little understanding of treasury bills.

China's history of issuing treasury bills is not long, only more than 50 years old. In the fifties, the state issued the first state bond "People's Victory Discounted Public Bonds", and the unit of the People's Victory Discounted Public Bonds was named "cents", and the total amount of the first phase of public bonds was 100 million cents, which began to be issued on January 5, with an annual interest rate of 5% on public bonds. The second issue was discontinued due to the improvement of the country's financial and economic situation. There are four types of public bonds: 10 cents, 10 cents, 100 cents, and 500 cents. The issuance of public bonds in the fifties kicked off the issuance of treasury bills in China. The issuance of public bonds in the early days was an important financial measure taken by the Central People's Government in the early days of the founding of New China in order to support the War of Liberation and rapidly unify the whole country, so as to help stabilize the people's livelihood and restore and develop the economy. Later, in the mid-to-late 50s, the Central Ministry of Finance issued the "National Economic Construction Public Bonds." However, by the end of the fifties, the country's economic order was disrupted by the "great leap" and "pompous wind", and the national debt was forced to be suspended.

After the reform and opening up, the state resumed the issuance of treasury bills in August 1. However, the era of the long-term planned economy imprisoned everyone's mind, and many people did not understand the treasury bills as well as the stocks that were originally issued, and subconsciously thought that they were capitalist things. The vast majority of people have never heard of Treasury bills, so they are issued in the form of showdowns. There are mainly state cadres and staff members and employees of enterprises who subscribe to the subscription, and even directly deduct money from their salaries.

To put it bluntly, you have to ask for it, and you have to ask for it if you don't want it.

Some people also have a lot of problems with this method, and they don't even know that the treasury bills can be circulated, but only where they are collected. Individuals who buy small amounts of Treasury bills almost forget that there is such a thing, and even the Treasury bills that are due cannot be remembered to be cashed.

"Huh? How much money can I earn? Hua Junyao, who is used to seeing big scenes, is a little disdainful, this is a small profit.

"Acquired in cash, equal to or slightly higher par value. It can be easily received. Xia Jingshu said.

Hua Junyu counted with her fingers, "For example, if you pay the holder about ten yuan or eleven yuan for a treasury bill with a face value of ten yuan, we will go to the bank to cash it out and earn the interest difference." Normally, the annual interest rate of five-year treasury bills is 4 percent, and the 10 yuan treasury bill matures in five years, and the principal and interest can be cashed into 12 yuan. Shaking his head, he said, "It's too little, and I have to wait five years, so I might as well invest in something else if I have this time." ”

"You can't say that." Hua Henian looked at her and said, "There are profits and losses in investment, but this is a sure win." After a pause, he said, "Besides, the accounts can't be calculated, it sounds like the price difference is not played, but the proportion is calculated, but there is a net profit of ten to twenty percent." With a principal of 1,000 yuan, you can quickly earn one or two hundred yuan. And if it doesn't expire, you can only pay 9 or 8 yuan for a 10-yuan treasury bill, and when it expires, you can go to the bank to cash it out, and you can make a profit of 30 or 40 percent! ”

"That's a good deal." He Xiu'e nodded in agreement.

"If we have a lot of money in our pockets, we can keep the treasury bills in our hands for a year or two and cash them out when they are due. It's really just sitting at home and earning money. Hua Commune nodded in agreement, "In this way, everyone works in government agencies, and it is completely possible to ......" and said with a treacherous smile.

"Can't? In this way, you won't have to mix with government agencies in the future. Hua Junyao hurriedly said, "There are many acquisitions, colleagues know your family background, and you earn a lot, but if you want to cause 'public anger', how can you work in the unit." ”

"Yes, yes, we can't come forward." Hua Henian immediately nodded and said.

"That's like a younger brother and sister studying, looking for someone to come forward to buy, it's a big deal that we pay him." Xia Jingshu looked at Hua Junyao and said meaningfully.

Hua Henian followed Xia Jingshu's line of sight and looked over, it was Yaoyao, he knew his little sister's character too well, "Yaoyao, you won't be ahead of us again!" ”

Hua Junyao smiled and said nothing, gotcha! Looking at the way she looks, you know that she is already doing it.

"Are we thinking too simply, they go to the bank once, ten yuan can become twelve, why sell it to us at the original price?" Hua Junyu felt very strange.

Xia Jingshu said, "Most people can't figure out this business, and they don't have much money in their pockets. And most of the people who hold Treasury bills are afraid of trouble. The staff of the government generally do not have many treasury bills in their hands, only about 10 yuan, or more than 20 or 30 yuan, and the interest is only a few yuan. The key to this business is that the base is relatively large, and the treasury bills issued by the state are in the tens of millions or hundreds of millions. Five out of ten people are willing to trade with us, and they earn. ”

"In a word, listen to the party and follow the party, it's hard for you to be rich or not.!" Xia Jingshu said with a smile.

At this point, it's their business to do what to do.

Autumn flavor said

Thank you for the starting point coin!! Thank you for your support!!