Chapter 117: Shortage of funds

Three days later, in the newly built farm office in Shuangshan Township, a group of people were spewing fog inside.

Chen Qingdong, Chen Hongbing, Zheng Hongtao, Huang Deyu, Xie Wenhai and several other backbone figures in the construction of the farm are all listed, in addition to the farm's accountant Sun Hongmin, the new Shen Chao is also present, the farm is about to be officially put into production, they are discussing the final thing.

After Sun Hongmin briefly explained the financial situation of the farm, everyone fell silent.

In the end, Zheng Hongtao first said: "The farm is about to be officially put into production, and now the channel for egg breeding has been found. The raw materials of fishmeal have also been contacted with the manufacturer, but our start-up capital is a little tight, and the budget for the construction of this farm is also a little insufficient, and now there are more than 180,000 funds on the books of the farm, which is only barely enough for the first stage of the cost, but now Cai Chunxi is injured and hospitalized, and his medical expenses and later compensation have not been discussed, and it is expected to be at least tens of thousands of yuan. ”

"In addition, in the recent period of time, after understanding whether the people are willing to cooperate with the farms and the way of cooperation, the people generally do not have the money to invest in advance, and if we subsidize the farms, the funds are far from enough. ”

Zheng Hongtao paused when he said this, and Huang Deyu took over his topic and said: "Even if there is no Chunxi, the more than 180,000 yuan on the farm's books is not enough. According to the business model we envisioned, after we hatch the eggs into the chicks on the farm, we sell them to the farmers, who raise them, and then buy the eggs from the farmers, and then the farms hatch them, and then sell the chicks to the farmers...... However, in the early stage, farmers have to buy chicken seedlings from us and build simple chicken coops by themselves, which requires money, and it is expected that the start-up capital of each household will be between 10,000 and 20,000 yuan. After my visit, I learned that farmers are very motivated to cooperate with farms, but there are not many people who can take out so much money and dare to invest boldly. Therefore, I think that in the early stage, if you want to continue to operate according to our model, you can only subsidize farmers with money, which is not a small amount. ”

"In addition, the scale of our farm is not small, it needs a lot of manpower, Wenhai has also recruited some workers, I and Wenhai's wages are not in a hurry, but the wages of these workers must be paid monthly, although this money is not too much, but it should also be taken into account, so as not to get the farm can not get liquidity, causing trouble. ”

Since everyone already knows Huang Deyu's character and knows that he has always been straightforward, they don't have any other thoughts about his salary.

Xie Wenhai was trying to avoid suspicion, and then said: "Lao Huang is right, our wages are not in a hurry, and now the main thing is to put the farm into production as soon as possible and develop." ”

Zheng Hongtao also said: "Uncle Xie, Stationmaster Huang, thank you for your understanding, it has come to this extent, we will definitely find a way to put the farm into production as soon as possible, as for the salary, there is not much money, we try not to owe anyone." ”

Chen Qingdong actually thinks the same as Huang Dede, the farm cooperates with the people, don't look at the enthusiasm of the people, but if the people are asked to advance money first, I'm afraid not many people are willing. After all, it is not easy for ordinary people to earn this little money in their hands, and due to long-term deep-rooted reasons, most ordinary people are seeking stability, and they don't even have the slightest intention of taking risks.

However, in Chen Qingdong's heart, he already has a simple blueprint, that is, to cooperate with the people of Wuzhuang first!

When he first came to work in Shuangshan Town, he followed Guo Yufeng to Wuzhuang because of the family planning office's big belly, and he should have left a good impression on Wu Jinhai, the secretary of the village branch of Wuzhuang.

The key thing is that Wuzhuang is a special village in Shuangshan Town, which can be called the "Little Wenzhou" of Shuangshan Town, there are many rich people in the village, and their minds are relatively open and motivated, and the atmosphere of doing business and making money is strong, so Chen Qingdong is ready to open a breakthrough from Wuzhuang.

But what Huang Dede said is right, even if the people of Wuzhuang are willing to cooperate with them, I am afraid that these shrewd people will not completely invest money in it as soon as they come up, I am afraid that the early farm will still give subsidies, which is all money!

In addition, I don't know how much it will cost Cai Chunxi to be hospitalized now, so the hundreds of thousands on the farm's books are really not enough!

If it weren't for the 100,000 yuan given by Gao Kun, the money on the farm would be even more stretched now!

However, after these things since the farm, Chen Qingdong has been further psychologically prepared for the difficulties he will encounter, so the difficulties he is facing now are nothing, isn't it just a lack of money?

Chen Hongbing said at this time: "Xiaodong, when we ran the farm, Mayor Gao once said that as long as we do a good job in the preliminary project of the farm, we can use this as collateral to borrow money from the credit cooperative, now can you ask about this?"

Chen Qingdong nodded and said, "Brother, I'll go back and ask Mayor Gao and Director Yue of the credit union about this matter." Then he asked Huang Deyu: "Stationmaster Huang, you are an expert in this area, according to your assumption, how much money do we need to operate normally?"

Huang Deyu thought for a while and said, "According to our scale, we should also need to cooperate with at least 100 farmers in the early stage to completely digest the chicken seedlings we hatched." If it is calculated according to the fact that each peasant household needs to invest 10,000 yuan and we give half of the subsidy, then this also requires 500,000 yuan, plus some other working capital, the funds on the book should not be less than 600,000 yuan. ”

After saying this, Huang Deyu said: "Of course, this figure is just my estimate, if we reduce the subsidies to farmers a little, or if we don't develop so many cooperative households for the time being, then we won't need so much money." However, Qingdong, even if you find 500,000 yuan and the farm starts to operate normally, then you have to find a market as soon as possible, otherwise, by the second stage, the scale will be further expanded, and more money will be needed. ”

Xie Wenhai also sighed: "The money given to us by the construction class to build a farm is still dragging on, and this amount of money is a lot......

Chen Qingdong also thought that when the farm cooperated with the villagers, he needed to subsidize a part of the money to the farmers, but he didn't expect to subsidize so much, and he didn't want to develop so many cooperative households in the first stage, so he didn't expect to use so much money in the first stage.

According to what Huang Dede said, at least 600,000 yuan is needed on the books, so in addition to the more than 180,000 yuan on the current books, combined with the money for Chunxi's treatment and compensation, I am afraid that it will only be enough to raise about 500,000 yuan.

However, 500,000 sounds like a lot, but as long as the credit union is willing to borrow, then for the credit union, the money is nothing at all.

So Chen Qingdong didn't have much psychological pressure, and said: "Don't worry, I'll look for this money." Now that the county is vigorously supporting the development of township enterprises, we have been self-reliant, and we have done so much, the credit union should support us, and if we lend us money, the town will definitely support this. Uncle Xie, the money for the construction class, please tell them again, let's still pay them in installments according to the previous regulations, when the agreed period is reached. ”

Xie Wenhai said briskly: "Don't worry, Qingdong, I'll talk about this." ”

Huang Deyu and the others also knew about this, and nodded after hearing it.

Zheng Hongtao said: "Qingdong, you are familiar with Mayor Gao, so you have to worry about this matter." ”

Chen Qingdong said with a smile: "It's all our own business, and we should do it." ”

Zheng Hongtao said: "Then our previous plan to purchase eggs, bean cakes and fishmeal, everything will go on normally or wait a while?"

Zheng Hongtao's sentence is mainly to Chen Qingdong, if Chen Qingdong said that everything is going smoothly, it means that he will be able to borrow money from the credit union as scheduled, otherwise, these things will wait for a while.

In fact, Chen Qingdong can let this matter slow down first, and wait until he is sure that he can borrow money from the credit cooperative, but under a complex psychological factor, Chen Qingdong thought to himself, anyway, the farm has come to this point, it is like an arrow on the string, and it has to be issued, this money must be loaned from the credit union no matter what, even if it can't be borrowed from the credit union, then no matter what way you think, you must get this money, so don't say that the words of discouragement will hit morale!

Husband war, courage also. One blow, then decline, three and exhaustion!

For Chen Qingdong, Chen Hongbing, Zheng Hongtao and others, this farm is also tantamount to a war!

So, Chen Qingdong said decisively: "Let's go according to the original plan, but when purchasing eggs, bean cakes, fishmeal and other things, it is best to press the advance payment again, and the repayment cycle can be as long as possible." ”

Zheng Hongtao said: "Don't worry, Xiaodong, let's talk about this." ”

"Uncle Xie, Stationmaster Huang, during this time, you also need to talk to the people about how you will get rich by cooperating with the farm, you all have prestige, easy to do the people's ideological work, if the people can form a consensus on this matter, it will be much easier. Chen Qingdong said.

Huang Deyu and Xie Wenhai also happily agreed.

After talking about this matter and coming to a conclusion, everyone relaxed and chatted casually, and then dispersed, but Chen Qingdong, Chen Hongbing, and Zheng Hongtao stayed very tacitly.

"Qingdong, don't be under pressure about the loan, let's discuss it together. Chen Hongbing said.

"Brother, I know. Chen Qingdong nodded.

Zheng Hongtao patted Chen Qingdong on the shoulder and said with a smile: "Xiaodong, you can ask about this matter first, if not, let's think of another way." It's all come to this point, and the living won't let their urine suffocate to death. ”

Chen Qingdong also smiled slightly and said, "Don't worry, Brother Hong Tao, isn't there a saying, as long as the problem can be solved with money, it is not a problem." ”

All three brothers laughed.

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