Chapter 1057 Credit Granting (2)

Cui Guoqing didn't expect Ying Zongjie to let him tell the specific credit line at the dinner, and he was a little unhappy in his heart, feeling that he was being persecuted, and he also felt that Ying Zongjie was really a little too much!

After all, he is not Ying Zongjie's subordinate!

However, he can't compete with Ying Zongjie, in this situation, if he doesn't do what Ying Zongjie said, he obviously won't be able to pass the test!

He had no choice but to groan and said, "Secretary Ying, how much the specific credit line can reach still needs to be calculated by our staff." [Full text reading. However, let me be honest, with my authority, the maximum credit line can only reach 3ooo million! No matter what the calculation of our staff is, I will try my best to give the new management committee a credit of 3ooo yuan! Is that okay, Secretary Ying? ”

Ying Zongjie didn't expect to borrow much money from these banks in the county, but put his main hopes on the president of the Longwan branch of a large central bank he was looking for in Longwan. But Cui Guoqing made a big effort to propose a credit of 3ooo million, which still made Ying Zongjie very unhappy! Because of his psychological quota for Cui Guoqing, their psychological quota is 5ooo million!

Ying Zongjie also saw that Cui Guoqing was the representative of the four bank presidents, if Cui Guoqing only proposed a limit of 3ooo million, then the other three people would definitely not have passed this number, and it might even be lower! As a result, the total credit line of these four banks combined is only 102 million, which is really less for the needs of the new management committee!

Ying Zongjie made up his mind in an instant, and he didn't ask them for more, but if they didn't increase the credit line to 5ooo million, they would definitely not let them pass!

So, Ying Zongjie was obviously dissatisfied with the "snort" and said: "President Cui, you are such a big bank president, and you only gave us a credit of 3ooo million yuan from the new management committee, which is really too petty!" ”

Liang Fei also immediately echoed and said: "That's right, Lao Cui, the strength of your bank is so strong, how can you say that you can also give credit in units of '100 million'!" We drank so happily today, and you only gave 3ooo million credit, which is unreasonable! ”

Cui Guoqing said with a wry smile: "Secretary Ying, Director Liang, the strength of our bank is indeed fine, but the key is that the money is all from the bank, not mine, and now the supervision is too strict, my power is limited, and some loans are really not something I can release if I say it!" ”

At this time, the presidents of the other three banks also said that the power in their hands is small, and it is difficult to lend!

Lin Yuliang, president of another bank, said: "Secretary Ying, we really have a hard time! To be honest, we do have money in the bank, and if it can be approved by the above, it will be no problem to take out one or two hundred million. But the key is that since the state implemented a tight monetary policy last year, the deposit reserve ratio has been greatly increased, and the above has also increased supervision over our grassroots bank presidents, weakening the credit line in our hands. So, Secretary Ying, it's not that we don't want to contribute, but we really can't do it! ”

Ying Zongjie had a cold face and said, "President Lin, you mean that it's useless for me to look for you, I have to find your superiors, right?" ”

Lin Yuliang saw that Ying Zongjie's words were obviously angry, so he just laughed, but he didn't dare to explain more, so as not to anger Ying Zongjie, and he made any more moves that made him unable to get off the stage!

Although Ying Zongjie is usually more stable, he has drunk a lot of wine today, and it is really difficult to judge what a person who has drunk can do!

Liang Fei came out to play a round and said: "Lao Cui, Lao Lin, you have to explain to the above, the new management committee is the top priority of our Liulin, and you must support it!" Although you are a state-owned enterprise directly under the above, since you have set up a point in our county, you usually absorb the savings of the local people, and you should also contribute to the local exhibition! Right? ”

Chen Qingdong couldn't say anything on this occasion, just listened to them quietly, and saw Ying Zongjie and Liang Fei, one singing white face and the other red face, putting pressure on these bank presidents, and couldn't help but secretly sigh that the cooperation between the two of them was really very tacit, and their wrists were also very powerful!

At the same time, Chen Qingdong admires Liang Fei even more! Ying Zongjie's vision is really powerful, Liang Fei may not be able to do so in other aspects, but it is really suitable for him to be the director of the county party committee office!

Chen Qingdong even thinks that Liang Fei's performance in the position of director of the county party committee office is much better than that of his predecessor Kong Yanjun in this position!

Cui Guoqing was originally a little angry at Ying Zongjie's aggressive attitude, but now when he saw Ying Zongjie and Liang Fei singing double reeds to put pressure on themselves, his heart was even more angry!

So, with the help of wine, Cui Guoqing said: "What you said is right, but the current situation is really different from before!" In the past, there was little regulation above, and various norms were not transparent, resulting in a lot of baskets to drill. At that time, the bank was not a bank at all, but only the cashier of the government at all levels, and the government said that no matter whether it complied with the regulations or not, the bank had to obediently pay out money. Over the decades, I don't know how many bad loans have been created! Later, in the process of transforming several major banks into commercial banks, in order to deal with these bad loans, I don't know how much effort was wasted, and in the end, the state paid trillions of yuan for these bad loans! Now, our banks are operating in full accordance with business norms, and all the regulations are written in black and white, and we can't get through the loopholes! One of these regulations is that local governments are not allowed to interfere in the operation of banks, nor can they forcibly order banks to lend money! So, Secretary Ying, I'm really powerless! ”

Ying Zongjie snorted coldly after hearing this, and said in a stiffer tone: "President Cui, about the reform process of the bank, I think everyone here knows it, so I won't bother you to teach us lessons here!" ”

Cui Guoqing was very disappreciative and said: "Yes, Secretary Ying studied finance at university, and he must know these things." So, Secretary Ying, you should understand our difficulties even more! ”

Ying Zongjie was very angry by Cui Guoqing's words that were neither soft nor hard, but Cui Guoqing's words were very tactful, and he couldn't find anything wrong, and Ying Zongjie couldn't vent it if he had fire in his heart, so as not to lose his demeanor in front of everyone!

Hu Jinbing, as a member of the Standing Committee of the county party committee, is also the second person in rank and real power second only to Ying Zongjie among the people here, but he doesn't know if he really drank too much, or if he has other ideas, in the process of talking to these bank presidents, he always said nothing, just lowered his head slightly, his hands propped on the table, and looked "crumbling".

Ou Dezhang and Chen Qingdong's level is a bit low, and it has not been suitable for interjection in this situation, and those bureau chiefs are even more unable to speak.

Seeing that the situation was a little stiff, Liang Fei still stood up and diluted the mud.

"Lao Cui, of course we understand your difficulties, if there are no difficulties, we don't have to talk about it so much! However, you should also understand our difficulties, right? At the end of the day, we still have to understand each other and work together to find a way to solve the problem, right? No matter what it is, I've always believed that no matter how tricky it is, if we all work together to find a solution, we can definitely solve it, right? ”

Cui Guoqing smiled bitterly and said, "Director Liang, you're right, we must understand each other in this matter!" ”

Liang Fei smiled: "That's right! Lao Cui, since you said that the approval power of large loans is above, then in this way, you have been running to the top for more than a few days, telling the leaders about the situation in our county, and striving to get them to support our county's exhibition! As for us, we will also greet the bank presidents in the city through the leaders of the municipal party committee and the municipal government, and we will all work together to get this done, okay? ”

Cui Guoqing had to say: "Okay, then let's work together!" ”

Chen Qingdong smiled secretly, thinking that the level of this Liang Fei and the mud was really too high! What was already getting stiffer and stiffer was revived by Liang Fei's words!

Although Liang Fei's words are also very ordinary, and there seems to be nothing particularly outstanding, Chen Qingdong knows that in terms of grasping the heat and controlling the atmosphere, Liang Fei's ability is definitely not something that those who talk on paper can learn.

Lin Yuliang was more steady, for fear that today's events would be unclear and leave sequelae, so he said: "Secretary Ying, in order to support our county's exhibition, we will definitely try to communicate with the leaders above!" But, alas, Secretary Ying, I hope you don't expect too much from us! The 3ooo million credit that President Cui said just now is indeed a very high number! ”

Ying Zongjie's identity is here, so naturally he will not let go easily, so he said: "Okay, since you have so many difficulties, I will lower some requirements for you!" Originally, I was going to let each of you grant at least 8ooo credit, but you are all so embarrassed, I will greatly reduce the limit, and each of you will grant 5ooo credit! This time, I don't want to hear any more complaints from you! If you can't come up with this number by then, I don't think it will be much fun for you banks to stay with us, and we might as well help our local commercial banks! ”

Cui Guoqing, Lin Yuliang and others are all very slanderous about Ying Zongjie's tough and unreasonable attitude, but since the words have already been said here, if they say no more, they will obviously completely anger Ying Zongjie!

Moreover, for the credit of 5ooo million, although it is a bit difficult, they know that as long as they work hard, they still have a lot of hope to do it, so they accept it one by one with a sad face.

After negotiating this matter, Liang Fei said again: "Let's not just talk about work, let's continue drinking!" Come on, Lao Cui, let's have another brother! ”