Chapter 745: If you don't have enough money, take out a loan to buy a house
745
Lao Lian took He Tiantian with him, and Huo Yingjie went to see other courtyards. Pen "Fun" Pavilion www.biquge.info
He Tiantian took a fancy to a yard by the side of the road, a road, a lot of people coming and going, and there are residential areas around, which is suitable for us to open a store. The other is near a large park, surrounded by many residential bureaus, while taking into account the commercial area, the first floor can open a shop, the second floor of the restaurant teahouse. However, if He Tiantian opened a store here, he would tear down these old houses and rebuild a row of antique rooms.
There are three other courtyards, and He Tiantian wrote down the advantages and disadvantages of their own money, and of course, the price.
After a busy day, He Tiantian and Huo Yingjie invited Lao Lian to dinner, and only went home in the evening.
Because when they left in the morning, they told Mrs. Huo not to wait for them to eat together, so they would come back after eating outside.
"Have you eaten?" asked Old Madam Huo, "There are still some meals in the kitchen!"
"Grandmother, I've already eaten it. He Tiantian smiled, "I walked around outside for a day today and ate a lot of things." ”
"That's good. Mrs. Huo said, "The two children are playing with Ruixiang in the house, you go to wash first, and then come back to take the children later." ”
"Thank you Grandmother. He Tiantian said sweetly and took Huo Yingjie upstairs.
Looking at He Tiantian's back, Mrs. Huo was thoughtful, she was even more curious about her grandson, why did her granddaughter-in-law go outside?
Wash up, take the child over, and Huo Yingjie washes the child.
He Tiantian was holding an abacus and looking at the address, area, housing condition, price, etc. recorded in the notebook.
"Brother Yingjie, I have my eye on three places, but with our money, we can only buy two of them. He Tiantian replied, she found that she was becoming more and more greedy.
Huo Yingjie smiled and asked, "Which three courtyards do you like?"
"Uncle Cai's yard in Mao'er Hutong, the size, and location are more suitable for us to live in. He Tiantian replied, "Marry 420,000, that old man is willing to drop 20,000 at most." This house near the street can be turned into a storefront, the area is a little smaller, but the person quoted 340,000 yuan, and it is estimated that it can also be said to be 10,000 or 20,000 yuan; Other places, I haven't seen it yet. ”
Huo Yingjie thought for a while and said, "In this case, we will need at least 1.3 million yuan to buy these three houses." ”
"Yes!" He Tiantian replied, "I only have 960,000 in my hand, which is still a little short." ”
Huo Yingjie thought about it and said: "I have 20,000 yuan here, let's buy the 420,000 and 560,000 first." For the remaining one, let's pay some deposit first, pay the balance after three months, and settle the house first. ”
He Tiantian didn't hear the back clearly, but heard Huo Yingjie say "20,000 yuan".
"Brother Yingjie, where did you get your 20,000 yuan?" He Tiantian asked in surprise, suspecting that this was Huo Yingjie's private money.
"The bonuses issued after the completion of last year's and this year's projects are all in the passbook, and we are about to give it to you, but we came to Yanjing in a hurry and forgot. Huo Yingjie explained, and as he spoke, he took out a passbook from his travel bag.
He Tiantian took it unceremoniously, and then explained: "My husband is awesome, if you get the bonus in the future, report it as soon as possible!"
"Okay, it's all for you. Huo Yingjie said, "It just so happens that Uncle Qian's son will come back after a while, just ask him about the status of the company over there, it stands to reason that he should have made money." If I don't make money, I'll have to think about changing partners. ”
He Tiantian nodded and said: "Business belongs to business, but if you don't have the ability, you will be replaced." ”
"But I don't think it's appropriate to give a deposit, you know, if we pay the balance after half a year, and in the meantime, they meet a buyer who offers a higher price, and they will break the contract, and even if we get double the deposit, I'm not happy. He Tiantian said, "There are even worse ones, sold to others, ran away with our deposit, and we wasted the deposit in vain." ”
Huo Yingjie thought for a while and said, "Well, didn't we buy two yards? With the mortgage of 420,000 yuan, we can earn more than 300,000 yuan in three months, and we can completely repay these loans." ”
He Tiantian's eyes lit up, nodded and said: "This is good, as long as we can afford to pay the interest and principal, we are not afraid of the bank defaulting on the debt." ”
"That's it, then we have to take Uncle Cai's house as soon as possible. He Tiantian said, "Originally, I wanted to suppress the price, but we will take care of it tomorrow morning, 400,000 yuan, and it is estimated that he will not sell it for a cent." ”
Huo Yingjie smiled and said, "It's okay, we can wait for a day, maybe he came to us first!"
He Tiantian put down the list in his hand, this matter is not in a hurry.
In the afternoon of the next day, He Tiantian and Huo Yingjie still wanted to go around, when they heard that Lao Lian was coming.
He Tiantian, Huo Yingjie took Lao Lian to a teahouse and said, "Uncle Lian, aren't you going to have a meeting today?
Lao Lian smiled and said, "The morning has ended." In the afternoon, Uncle Cai came to me, and he said 390,000 yuan, if you are willing to buy it, you should quickly transfer the money to pay. ”
He Tiantian listened, her eyes lit up, and she asked curiously: "Uncle Cai didn't hold it yesterday, why are you so anxious today?"
"It was he who received another telegram from his son, and if he didn't get the money, he would go to jail. Lao Lian said, "It is estimated that there is a real shortage of money, and I guess it is estimated that the price given by others is slightly lower than this." ”
He Tiantian thought for a while and said, "Okay, three hundred and ninety,000, I bought it." Then tomorrow's formalities will trouble Uncle Lian. ”
"As long as you have the money ready, the rest is easy. Lao Lian smiled, "Okay, don't talk about it, I'll go and pass a message to Uncle Cai." ”
"Then it's hard to even uncle. Huo Yingjie said, "Be careful on the road." ”
Things went smoothly, everything was in order, supporting documents, purchase contract, etc.
It's just that when it comes to paying, there is some trouble, He Tiantian's passbook is a bank in Nanshi, and it took two days for the bank in Yanjing to confirm before transferring the money to Uncle Cai's account.
Immediately afterwards, He Tiantian and Huo Yingjie bought a yard with a good environment on the edge of the park for 530,000 yuan.
After two transactions, everyone realized that He Tiantian was a rich man, so when He Tiantian proposed to take out a real estate loan with one of them, it only took three days to review and approve it.
It seems that after the reform and opening up, it is not only the policies that are opening up, but also the people's minds.
Such as this loan!
But it's okay to do this, it's convenient for He Tiantian.
After that, He Tiantian got his wish and took down the yard on the side of the road.