Black card is a general term for top credit cards, which refers to the ultra-high-end credit cards that banks will tailor for the top customers at the top of the pyramid, not for general customers, the threshold is extremely high, the annual fee is scary, and of course the service is also excellent. Pen | fun | pavilion www. ｂｉｑｕｇｅ。 In the INFO movie "007: Casino Royale", James Bond enters an upscale ocean club, and without booking a room, the front desk happily gives him a suite of seaside villas with a "black card". It's so capricious. But more often than not, it's an "upper-class ID card." The black card is made of titanium and is said to be a weapon if the edges are sharpened.

Among the black cards, the most powerful black card is the American Express Centurion Black Gold Card, which is the black and gold (highest) version of the "Centurion Series Charge Card" launched by American Express in the United Kingdom in 1999. The Centurion Black Gold Card is recognized as the "King of Cards" in the world.

Most of the cardholders are dignitaries, billionaires and celebrities from various countries and are invited by American Express. It does not have a public offering, nor can it actively apply, but actively selects 1% of customers among platinum card users and invites them to apply. is still holding the pipa and half-covering his face, you can't buy it if you have money. In foreign countries, the black card opening fee is 7,500 US dollars, and the annual fee is 2,500 US dollars. According to some data, the average assets of black card holders are $16 million, and the average annual household income is $1.3 million. Selected cardholders tend to keep a low profile, pay attention to quality and detail, and their consumer spending is very stable, and they don't shrink significantly when the economy is in a downturn (this is the difference between the real rich and the nouveau riche, the accumulation is different).

It is so difficult to obtain, of course, the benefits provided by the black card to customers are naturally top-notch, and the rich are naturally not stupid. Black Card promises to "as long as it is legal on earth, we will find a way to satisfy customers". So what privileges can black card holders enjoy: 1. Unlimited credit limit, can directly swipe one plane, 2. Use the MR points system, you can transfer points to 17 airlines and 4 hotels. 4. Delta Air Lines Platinum, VIP Lounge, Virgin Atlantic Gold Membership. 3. Discounts and upgrades on many airlines, as well as buy one get one free for first class and business class tickets. ,5,InterContinental Platinum, AVIS President, Hertz Platinum, Hilton and SPG Gold Membership..... Wait!

There is a public record of the use of black cards, which is that Liu Yiqian, a collector of Longguo Magic Capital, purchased a Doucai chicken bowl cup during the Ming Chenghua period for 280 million Hong Kong dollars at the 2014 Xiangjiang Fubi auction. Due to system limitations, he could only swipe up to HK$12 million at a time, and he had to sign 24 black card receipts when making the payment. With a swipe of HK$280 million, in addition to the Chenghua Doucai Chicken Cup reward, he also received a huge swipe reward: which can be converted into more than 28 million miles of frequent flyer miles, or about $180,000 worth of preferential shopping vouchers at Hong Kong's PARKnSHOP supermarket. The rich and willful life is to use a 280 million Hong Kong dollar chicken bowl cup to make Pu'er tea and drink: "This cup is 600 years old, and the emperor and concubines should have used it back then, I just want to take a breath of fairy air." “

In addition to these, the black card is also known as the "Aladdin's magic lamp", and the willful requirements can be fully satisfied.

One of the most famous is the daughter of a cardholder who was suddenly hospitalized and unable to attend a concert by the idol rock band Red Hot Chili Peppers. In order to fulfill his wish, the exclusive consultant of the black gold card tried every means to contact the orchestra's management company, and finally facilitated the happy ending of the band's lead singer to visit the young fan before the start of the show.

Another black card owner called the bank's customer service department in the south of France and said that he was on the same train as his car, but that the car was still on the train after he got off the train. As a result, the customer service department of Yun Express actually managed to contact the train company to stop the train, unload the other cargo, find the card owner's car, and let him continue the trip.

It's so human, it's so magical.

............................

After Cui Xueli and Zheng Xiujing and others walked out of the Hanniu shop, Cui Xueli, who had already gotten into the car, suddenly let out a scream: "Oh no, my gloves were lost there, I want to get them back!" ”

"Ahh Zheng Xiujing immediately stopped: "Ah... What should you do if you go back and get caught? ”

"Hey...!" Looking at Zheng Xiujing, Cui Xueli smiled and said, "Don't worry, my gloves are not in our position just now, my gloves were accidentally placed on the flower pot behind our desk, as long as I go quietly, there will be no problem!" ”

"Oh... Then you have to be careful! Come back soon! Zheng Xiujing was relieved!

Then Cui Xueli ran back to the Hanniu shop just now, and then quietly approached Han Shuo, who was about to take the card to pay the bill, and when Cui Xueli grinned and took the gloves in her hand, and looked back at Han Shuo, Han Shuo took out the black card at this time!

The black card is not because Han Shuo wants to show off, but because he has a black card on his body at this time that can be used, and the others are all from the Agricultural Bank of China or the Industrial and Commercial Bank of China, which is not used in South Korea, and this Centurion black card was given by Ma Xiaoyun, and it was mailed by American Express on its own initiative, since it was given to Han Shuo, he brought it, but he never used it once, and Han Shuo didn't expect that the first time he used it was actually to brush up on a meal in South Korea!

After Han Shuo took out the black card, the waiter was startled, the other party was not a fool, although she was just a small waiter, but she also knew that the black bank card was the king of the cards, so after Han Shuo took out the black card, the waiter immediately said more respectfully to Han Shuo: "Thank you, I will help you complete the checkout soon!" ”

However, this black card, not only the waiter saw it, the moment the black card appeared, it was also seen by Cui Xueli, which made Cui Xueli also shocked: "Oh my God, it's a black card, the oppa of the crystal is actually a rich man with a black card, it's terrible!" ”

Then Cui Xueli slowly withdrew, she wanted to tell Zheng Xiujing about this matter immediately, their plan failed, this person named Han Shuo was not bad at all, and he was still super rich.

Waiting for Cui Xueli to leave, the waiter also came, followed by the manager of this Hanniu shop, seeing Han Shuo, the two immediately bowed at 90 degrees, and then the store manager gently handed it to Han Shuo with 120,000 points of respect and said: "Sir, this is your black card, we are really honored that Mr. can come to this Hanniu shop today!" ”

Then the store manager put another card in Han Shuo's hand and said, "This is the diamond VIP card of our store, the food in the store with this card is all 70% off, and there is a box waiting for you at any time, I hope you can accept it, sir!" Please come back next time! ”

"Ahh Thank you, I will definitely come back, your grilled Korean beef here is delicious, I love it! Accepting the card, Han Shuo also smiled slightly!

As for Han Shuo's words, the store manager also immediately bowed and said, "Thank you for the compliment!" ”

Then, just like that, the store manager sent Han Shuo to the door of the store and helped call a taxi!

After sending Han Shuo away, the store manager walked to the waiter just now with a smile and said with a smile: "Xiaomei, you still have to go back and continue studying, the black card just now is not comparable to the modern black card that your Quan Zhilong oppa showed off, if you want to compare, the black card in your Quan Zhilong oppa is less than one thousandth of the black card in the hand of that gentleman, the modern black card...?" The store manager sneered!

It turned out that the young waiter was a fan of Quan Zhilong, and in a MV, a black card appeared in Quan Zhilong's hand, and the black card that appeared in Quan Zhilong's hand was a black card of Modern Bank, not a Centurion black card of American Express, and the gap between these two is very big!

Because of this, this little fan of Quan Zhilong got to know the modern black card, and after seeing Han Shuo's black card, the waiter also exclaimed, thinking that it was a modern black card, but later came to the cash register with the black card, and she found that Han Shuo's black card did not have modern words on it, it was all English words!

She suspected that it was fake, so she went to find her store manager, and when the store manager came, after seeing this black card, she instantly knew its dignity, and came over to serve Han Shuo in person without thinking about it, and after sending Han Shuo away, the store manager smiled and said a few words to his waiter, telling his waiter that they were all black cards, but compared with Quan Zhilong's and Han Shuo's, it was not a grade!

Of course, modern black cards are not so easy to get, but compared to Han Shuo's one, the two are not comparable at all!

...............................