Gu Fan returned to his territory first. Pen "Fun" Pavilion www.biquge.info

Although the territory formations and prohibitions are all open, there are also formations and prohibitions arranged by Gu Fan himself on the side of the Spirit Liquid Pool Hall, and there should not be any danger in the Netherworld over there.

But after not seeing the Netherworld for so long, Gu Fan really doesn't miss it ordinarily......

So, even if it's just to go back and take a look, just a glance!

However, as soon as Gu Fan entered, the Netherworld pounced on him, and then transmitted a voice to Gu Fan and said, "Master, why did you come back!" ”

"What's wrong?" Gu Fan asked curiously.

I haven't seen the Netherworld so eager when I came back twice before! What happened?

"My strength has improved again, the previous Heaven and Earth Treasures are quickly exhausted, I feel that I need a higher Heaven and Earth Treasure!" Nether liked the feeling of rapid progress, but her rapid progress needed to be based on the massive energy stimulation of the Nine Nether Spring Water.

Therefore, she could only ask Gu Fan for it.

Of course, she was not polite, even if she asked for it, it was simply a mess!

"Higher!" Gu Fan couldn't help but swallow his saliva.

I can't help it, it's really Gu Fan who was a little scared.

Previously, the Netherworld was already a treasure of heaven and earth that was close to the Great Perfection level in the late stage of the Transformation of the Gods.

And that kind of heaven and earth treasure, ahem, each plant is not less than 250,000 contribution points!

It's just that the previous Netherworld can be used for a long time......

But now, the strength has progressed, and it will be consumed all at once! Want something higher?

Isn't that a treasure of heaven and earth at the level of the Great Perfection of the Gods?

And such a treasure of heaven and earth, Gu Fan is clear, and the lowest and lowest is also 400,000 contribution points.

If you want to make the Netherworld support more, you need the highest level, which requires 600,000 contribution points!

600,000!

Previously, Gu Fan redeemed all the contribution points, and only the monthly income for these six months was close to 170,000!

That's a lot, much more.

But compared to the needs of the Netherworld, this seems to be nothing comparable.

"Master......" Netherworld began to be coquettish.

"I'll get it for you, I'll get it! But...... I can't get it in a short period of time! Insufficient contribution points! Gu Fan said with a wry smile.

He was also rich and wealthy before, and gave Leng Feng 200,000 contribution points, so that Leng Feng could spend it casually, and he didn't have enough to ask for it again.

Now, in the blink of an eye, not only his own contribution points in cultivation are already insufficient, but even the contribution points of Netherworld in cultivation are also insufficient!

What should I do?

And don't look at Gu Fan's monthly income is so high, and he has so many identities, and he can still earn contribution points, but if you want to earn hundreds of thousands of contribution points in a short period of time, it is impossible!

It's okay over time!

But on the Netherworld's side, a day of delay in the Netherworld is so slow, and Gu Fan is really reluctant!

Looks like we're going to have to figure it out!

And Gu Fan's method is actually very simple, that is, borrow!

Anyway, my monthly salary is here, as long as it takes a long time, how many contribution points do you need?

This is equivalent to the fact that on earth, Gufan has a super high salary...... Even if you borrow, don't be afraid to pay it back!

And the objects of the loan are naturally those from the Fu Master Association, the Forbidden Master Association, the Array Mage Association, or the Teleportation Array Mage Association!

First, these talents may have extra contribution points to lend to themselves, and there may be a large number.

Second, not to mention that other monks don't have so many contribution points at all, even if they do, Gu Fan doesn't have any friendship with others! Why do people lend it to you?

"Senior Brother Zhong!" After Gu Fan pacified the Netherworld, he immediately piloted the spaceship to the Fu Master Association, and then met Zhong Zhong!

"Senior Brother Gu! This time I came here to fulfill the 'obligation' of the sect, right? You, you're at this time, you won't come to me! Zhong Zhong said with a smile.

"Senior Brother Zhong, you're wrong, I didn't come for this except for this, didn't I come during the assessment?" Gu Fan said with a glare.

"Hahaha, too!" Zhong Zhong laughed.

Gu Fan pursed his lips, then handed a large number of talismans directly to Zhong Zhong and said, "These have been exchanged, I am so happy, and my obligations have been fulfilled thoroughly!" ”

"So much!" Zhong Zhong knew at a glance that there were hundreds of these talismans, to say the least!

That's amazing!

Xizizi helped Gufan count it, and then paid contribution points to Gufan.

There are indeed more than 100 talismans, and there are more than 1,000 contribution points......

But such a small contribution point is too little and too little.

In terms of Gufan's current demand, it is completely a drop in the bucket, and the gap is too big.

Therefore, Gu Fan said bluntly: "Senior Brother Zhong, I need a lot of contribution points, but I don't have that many for a while, I have a lot of monthly income, but it takes time to accumulate, but I am very urgent, can you lend me some?" ”

"You want to borrow contribution points? I'm a little bit here, how much do you want? I can lend you five thousand! Zhong Zhong was very bold and said directly.

It's just that 5,000 contribution points is not enough for Gufan to plug his teeth!

"That, I need a bit more!" Gu Fan didn't say that he didn't look down on Zhong Chong's 5,000 contribution points, but said that he had a big demand.

"A lot of volume? Then you might as well borrow it from the sect! Zhong Zhong said.

"Borrow from the sect?" Gu Fan's eyes widened, can he still borrow from the sect? He'd never heard anything like that before!

Of course, he may not have heard of many things about the sect, who let his understanding of the sect be limited to chatting with these people?

If you talk about it, you will know it, and if you haven't talked about it, you will naturally not know.

"That's right, the sect has a special loan hall, but it needs some interest!" Zhong Zhong said.

Loan Palace! Interest!

Gu Fan's mind instantly appeared a ranking - bank!

Isn't this the bank of the earth? It's just that the banks of the planet play with money, banknotes! And here, the borrowing hall is playing with contribution points.

But it's exactly the same nature!

"Where is the Lending Temple? What are the rules? Please let Senior Brother Zhong know! Gu Fan said with a fist.

"It looks like the contribution points you need are really big! The Loan Hall is located in the third hall to the west of the Hall of Glory! The area is not large, not very conspicuous! ”

"They're based on the information on the ID card to assess exactly how much you can borrow!"

"Moreover, the interest on the loan is also assessed by the identity card information!"

"After the loan is completed, your monthly salary system will be transferred to the loan hall, which means that your monthly salary will not appear on your identity card in the future, but will appear on the account of the loan hall!"

"Wait until you finish repaying with your monthly salary, or you take out a large amount of contribution points to repay in advance, and your monthly income will return to you!"

"To put it bluntly, it's to use your future contribution points to consume now!"

"And you also need to pay a lot more contribution points for this early consumption!"

Zhong Zhong explained to Gu Fan.

Gu Fan immediately had an idea, which was actually similar to a bank on Earth.

What kind of loan limit, identity tag, isn't this the same as the credit evaluation on the earth?

Just as the Heavenly Dao and the Truth will eventually be unified, the existence of some things in these different worlds also has similarities!

After Gu Fan thanked Zhong Zhong, he left immediately and went straight to the Loan Palace.

The Loan Hall is indeed a little smaller than the other halls.

It's not very conspicuous either.

But Gu Fan found that there are actually quite a few people here.

It seems that there are really a lot of people who need to spend in advance.

Gu Fan found an empty counter and went over.

There was a friar at the counter, wearing a uniform, well, this should be the uniform of the Lending Temple!

Suddenly, Gu Fan felt like he had come to the bank of the earth......

"This fellow Daoist, is there anything I can do to help you?" The friars laughed sweetly, her voice was soft, and of course the main thing was passionate, very welcoming!

It's as if you've met someone who can slaughter again.

Gu Fan was a little weird, but he still smiled and said, "I want to borrow some contribution points!" ”

"Okay fellow Daoist, please show your ID card, we need to evaluate the maximum range you can borrow according to your ID card, as long as it is within this range, you can borrow as much as you like. At the same time, evaluate your interest rate as well! "The friar is very professional, and it seems that she has received people like Gu Fan many times.

Gu Fan immediately gave his identity card to the friar!

The nun took Gu Fan's identity card and pouted on a black flat stone, and then Gu Fan felt the fluctuation of spiritual sense, and then saw the female monk's eyes shining, and her face was full of surprise.

She was literally shocked!

In the core disciple area, he handled the loan of an unknown number of monks! I looked at the information that I don't know how many ID tags.

But I really haven't seen such an exaggerated identity tag!

So a whole bunch of titles aside, just look at the maximum amount borrowed!

Unexpectedly, it was as high as 10 million contribution points!

10 million contribution points! Ten million!

What is the concept of 10 million? The friar couldn't understand it at all!

And the amount of Gu Fan's monthly salary also surprised the female monk, 26,000 monthly salary! Oh boy, how the hell is this done?

At the same time, the interest rate also shocked the friars!

1 in 10,000! It turned out to be one in a thousand!

This interest is an annual interest!

In other words, Gufan borrows 10,000 contribution points, and only needs to repay 10,000 contribution points after a year!

Even if you borrow 100,000 yuan, you will repay 100 more contribution points a year.

If he borrows 10 million, the extra contribution points will only be 10,000 contribution points after a year.

Compared to his monthly salary, this is completely a drizzle!

And the interest rate of one thousandth, the friars have not even seen! He handled it, and the interest rate was not less than 5 per thousand!

Therefore, in addition to being shocked, the friar not only looked at Gu Fan several times.

This looks like a golden beetle son-in-law! If you can become his Taoist companion......

The friar's face quickly turned red!

Gu Fan is a little inexplicable, this friar's expression is too rich, right?

And blushing! What a blushing she!

What exactly is the result, can't you say?

"So, can you ask, how much I borrow and what is the interest?" Gu Fan couldn't help it, so he could only take the initiative to ask!