Because of the time difference, Zhuang Bifan was still operating in the early morning. Pen | fun | pavilion www. ｂｉｑｕｇｅ。 infoIt had just been quiet outside for more than two hours, and suddenly someone was banging on the door and shouting.

However, this time the other party was quite restrained, shouting for a few minutes every few minutes. It's just that this shouting is very noisy in the quiet of the night. He also heard someone next door come out and curse twice, but there was no sound immediately. I must have seen those big men outside, and I was stunned!

Finally, Zhuang Bifan waited until the market closed in the middle, and after two hours during this time, he called the police again. It didn't take long for it to be quiet outside again.

The next day, he got up, washed up, went out for breakfast, and when he came back, he found some people, some of whom he had seen, who were residents of the building. They were talking to him around the door of his rental house.

He walked in a little bit, only to see that the door of the room across the door was open, and he could hear what they were talking about.

It turned out to be complaining that he had attracted loan sharks to his family, and some people wanted them to settle it as soon as possible, and some people wanted to ask them to move out.

He didn't go to join in the fun, he walked over, and a few people looked at him, but he rarely came into contact with them, and it wasn't a happy occasion, and he didn't even nod and say hello. He saw that it was a woman who was barricading the door. This woman has a haggard face and no makeup, but she is also quite beautiful without makeup, at least not much different from the female stars he has seen in that world after makeup. The woman just kept apologizing.

He was a little confused. The names of the people shouted by those big men last night seem to be men. Why did a woman come out and apologize? The men in this house are too unsophisticated!

But that's someone else's family affair, and he doesn't want to worry about it. However, he was about to close the door when he heard a resident say loudly: "Mrs. Liang, it's not that we are unkind and have to force you to move out." But for three days, they came every night, and they quarreled until midnight. We can't even sleep well, and the adults forget it, just stay up and pass. But what about children? My grandson is less than half a year old, and he was woken up and couldn't sleep for a long time. You can't let your family's business lead to the suffering of the upper and lower floors. ”

Zhuang Bifan paused his hand to close the door, and he had been like this for three days in a row? Doesn't that mean that the next few days will be so noisy?

"I'm sorry, I'm sorry!"

"You say that every day, when will you find a suitable place, I think you should go to your relatives' house to avoid it. ”

"Yes, I will definitely find a way to solve this matter as soon as possible. ”

Maybe it was because she promised, or maybe these residents also knew that the other party didn't want to move out, and they couldn't do anything, so they also dispersed. Zhuang Bifan frowned, and saw that there were two little babies hugging each other behind the woman, looking about four or five years old, the same height, and should be a pair of dragon and phoenix twins. The girl's eyes were watery, but the boy looked at him timidly with her hands around her.

The woman had just finished dealing with a group of people, her face showed helpless exhaustion, and when she saw Zhuang Bifan, she was stunned for a moment, bowed and said, "Sir, I'm sorry that I have tired you because of my family's affairs!"

Zhuang Bifan nodded and wanted to close the door, but when he saw the girl's eyes, he opened the door again and asked, "How much does your family owe them? ”

The woman was stunned for a moment, shook her head and said, "He's not in Tianhai!"

When Zhuang Bifan heard this, he saw the shocked faces of the two children, and his face couldn't help but show a trace of anger.

The woman may have seen it, and Zhengrong explained: "Sir, don't misunderstand my husband, he has failed in business, and he is worried that the house will also be taken away by the bank, so he has to divorce me." I hope that my child can have a place to stay. He left all the money in the family to me. He's a good man!"

Zhuang Bifan looked at her serious face, nodded and said, "I'm sorry! He paused. "But usury is not an option. At least not good for children. Moreover, it also affects my work. How much do you owe to the loan sharks? I'll pay it for you first, and the interest will be calculated according to the bank interest. Pay me back later. ”

He just stopped at the door, precisely because considering that those loan sharks came to collect the debt, they just shouted at the door, did not bang on the door, did not spray paint, and the police at most handled it as a complaint that disturbed the community. After bringing the person back, the most he can do is record a confession and then release the person.

Mrs. Liang, when she heard this, looked up at Zhuang Bifan's eyes and found that he had a calm face. She was moved by his words. If he can really pay off the loan shark, the husband can come back. No matter how much the bank owes, even if the house is taken away, as long as they are together as a family, it doesn't matter if they work harder.

She nodded and said, "Thank you, sir." But I'm going to talk to my husband first. ”

When Zhuang Bifan heard her say this, he knew that the divorce of the two of them was really just a helpless move. Although he had never heard of such a thing. However, in another world, he had heard of the spectacle of a long queue of divorces because of rumors that multiple houses would be taxed. This couple may have thought of such a solution for the sake of that child.

He nodded and said, "Okay." If your husband agrees, come to me. I'm mostly at home. ”

He finished speaking, nodded, and closed the door. Then go online and watch financial news.

As soon as I opened the website, I saw a well-known domestic scholar's [blog] on the news link.

"Reading Mr. Zhuang Bifan's article today, I was attracted by the detailed data and the innovative arguments. However, after careful consideration, the author believes that the risk of economic crisis does exist, but the 'imminent' mentioned in the article is very grandstanding. ”

Zhuang Bifan opened this blog and took a look, and found that it was actually done specifically to analyze and refute the paper he published yesterday.

I have to say that the rebuttal in it is not biased, and even if he did not know that there was an analysis of the world economic situation on Aurora Island, maybe he would be shaken by this article.

The veteran economist refuted his argument with more incisive arguments, arguing that as long as countries pay attention to regulation and strengthen intervention, it is possible to delay the outbreak of the crisis, so that governments can jointly find opportunities to mitigate the impact of the crisis, or even eliminate it.

Finally, the economist wrote in the article: "Although the world economy is in a downward range, it is mainly dragged down by the US economy, and there are also two still strong growth locomotives in China and Europe. As long as global cooperation is strengthened, I believe that the economic crisis can pass quietly without most people noticing. ”

Zhuang Bifan read the article and did not plan to publish a new article to prove his argument. Because the results will come out very quickly.

He looked at it for a while, and someone knocked on the door. He opened the door and found that Mrs. Liang was the door, as well as her pair of children: "It's Mrs. Liang, please come in!"

Mrs. Liang smiled and said, "I haven't asked Mr. what to call him." ”

Zhuang Bifan then remembered that he had indeed not introduced himself yet, and said, "My name is Zhuang Bifan." ”

Mrs. Liang didn't seem to mean to enter the door, and said, "Mr. Zhuang, thank you for your willingness to lend us money." My husband said he would come back right away. Wait for him to come back and then borrow money from you himself. ”

When Zhuang Bifan heard this, he knew that the other party was worried about what trap he had set. But he didn't care, the heart of defense is indispensable, their caution is right.

And he was going to lend them money, that is, he didn't want to be disturbed by people in the middle of the night these days. At the same time, because of the frightened eyes of the little girl behind her.

He smiled and said, "Okay." Then let Mr. Liang come back to me again. ”

"Thank you!" Mrs. Liang seemed to let go of the pressure in her heart, and the smile on her face became much more sincere.

Zhuang Bifan nodded at the club: "No thanks." When the other party turned and walked to the door, he closed the door gently.

He returned to his computer and was still watching the news. Gradually, there is more news on the Internet that still hacks him.

And this time it was mainly for the paper he published.

Comments such as "Sensationalism, or Worrying about the Sky", "Being slapped in the face by a scientist when publishing an article, Zhuang Bifan, do you still want to pretend?" flooded the Internet. There are also many experts who have published articles to refute his arguments.

Anyway, he published the paper, and finally gave the media new material to hack him. All of a sudden, many media outlets were commenting on his article in a disdainful, skeptical, malicious, and mocking tone.

He just looked at the headline, and didn't even read the contents, let alone the comments.

He just wanted the paper to be known. These media are hacking him and scolding him, but without exception, they are also doing free dissemination for him.

The media was using the paper to hack him, but many more people took notice of the article. Some of these people look at a little bit and throw it aside with disdain, while others look at it with confusion and finally believe it. There are also people who have long sensed that the economic environment is not right.

The article pointed out that "bank money is used to build a house, bank money is used to buy a house, bank money is used to guarantee the buyer, and bank money is used to guarantee the guarantor." The repayment ability of subprime mortgage lenders is very low, and once they encounter life risks, it is easy to cause them to be unable to repay, and their houses and cars will be repossessed by banks...... These assets recovered by banks may become non-performing assets and eventually forced out of the chain...... Those who build houses, buy houses, and those who guarantee the purchase of houses are bound to go bankrupt because of debt pressure. "When you think about it, it's true.

“…… The real estate bubble was created by the empire's exchange of land for fiscal revenue, and the real estate bubble would burst with the arrival of unemployment. ”

The article also mentions the situation in the United States and Europe: "Several large industrial cities in the United States have gone bankrupt due to industrial recession, and the soaring labor welfare in Europe has led to the development of industry towards more intelligent mechanization, and the only one that is still prosperous is the financial industry." ”

“…… There is a risk of large-scale bankruptcy and liquidation of banks...... Even if they were to curb the real estate bubble in a subjective way, they would not be able to do so in five years. But the time is not as good as their five years. ”

These arguments in the article give evidence of data that they know or have not paid attention to. It's all terrifying.

The article concludes: "A new round of worldwide economic crisis will erupt within six months -- and it may erupt at any time if there is an emergency -- and it is very likely that the source of the new economic crisis will be the United States, where industry has gone bankrupt in the two poles of the world economy, or the Chinese empire, where the real estate bubble is about to turn into fireworks." Or both. ”

As long as you read it carefully and analyze and compare it in your heart, you can find that the situation described in the article is not impossible. As long as someone's confidence in the current world economic situation is shaken, it will be easier for the market to develop in the direction that Zhuang Bifan expects.

Some people have also started to retweet his article, and these people may not be economists, but at most they are in finance. They are active big Vs on the Internet and have a lot of fans. This also brought his inference into the eyes of more financial investors. As long as these people analyze carefully, they will definitely be able to see that something is wrong.

As long as there is doubt, even if they will be skeptical, as soon as the market is volatile, they will be the first investors to waver. The market's suspicion is quite a low pressure before the typhoon formed. Just wait until the tipping point is reached, and the storm will form.

And the virus is very domineering, it is very likely to cause chaos around the world, and it is very likely to become the fuse of the storm, and the pessimism of the market will be the oil and oil. As long as there is a stock market crash, this sentiment can also be an accelerant.

As for deliberately causing this economic storm, he does not feel any guilt. At most, he brought it forward and deepened it a bit. And he needs such an opportunity.