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Seven days off. Pen @ fun @ pavilion wWw. ｂｉｑUｇE。 ｉｎｆｏ

and doubled the woman's fragrance that I hadn't eaten for half a year.

Xu Cuncai, who was satisfied, started work again.

As soon as he started work, Xu Cun immediately began to pay for him who had been slacking off for half a year!

The first to find Xu Cun was Xu Cun's senior staff member, Zheng Haiquan, the acting general manager of Hang Lung Bank, who was appointed by Xu Cun for the women's help.

The reason why Zheng Haiquan was so anxious to meet Xu Cun was because Hang Lung Bank was now facing several troubles -- Diners Club Finance was forced to liquidate because it owed a total of 650 million Hong Kong dollars to a number of banks and could not repay. Two of Hang Lung's directors are also directors of Diners Club, so Hang Lung's solvency has been questioned. This in turn leads to:

The British government in Hong Kong feared that Hang Lung Bank would trigger a financial crisis, so it injected capital into Hang Lung Bank to take over Hang Lung Bank.

Hang Lung Bank is facing a run.

Hang Lung's cheque was rejected by another bank.

Although Zheng Haiquan came in a hurry, he was also fully prepared - he brought all the information of Hang Lung Bank and the reform and operation plan of Hang Lung Bank, including the countermeasures to solve the immediate trouble.

The information of Hang Lung Bank that Zheng Haiquan took is very complete, but what is useful to Xu Cun is:

Hang Lung Bank has more than 42,000 depositors, with a total of about HK$1.77 billion in deposits, of which 50 million are one-year deposits, more than HK$6 million are three-year deposits, and the rest are demand deposits, and there are no deposits with a maturity of more than five years. Hang Lung Bank holds about HK$10 million in shares of several companies in Taiwan and Nanyang, four stocks worth about HK$12 million in Hong Kong stocks, some real estate investments worth about HK$10 million, and about 10,000 ounces of gold worth about US$4 million.

Hang Lung Bank made 63 external loans, involving an amount of HK$970 million, of which up to HK$266 million was borrowed by the company's directors and affiliates with minimal collateral.

Hang Lung Bank's current cash flow is approximately HK$386 million.

Hang Lung's loss was as high as HK$336 million.

After reading the information of Hang Lung Bank, Xu Cun picked up Zheng Haiquan's reform and operation plan for Hang Lung Bank and slowly flipped through it.

Most of Zheng Haiquan's plans for reforming operations are well-established and feasible, and they include some of the more advanced management experience in the banking industry that he learned at HSBC and his own ideas.

(In the past two years, although he has been very busy, Xu Cun has not forgotten to recharge himself - whenever he has time, he reads some books on economics, finance and management, and he often asks Yuan Tianfan for relevant knowledge.) Therefore, the current Xu Cun still has a certain level. ）

After reading Zheng Haiquan's plan for the reform and operation of Hang Lung Bank, Xu Cun put it aside and did not immediately comment on it - as the stall got bigger and bigger, Xu Cun had learned not to make hasty decisions. Therefore, although Xu Cun has approved Zheng Haiquan's reform and operation plan for Hang Lung Bank, Xu Cun will still hand over Zheng Haiquan's reform and operation plan for Hang Lung Bank to Yuan Tianfan, He Chaoqiong, Mei Aifang and others to take a look at it, so that they can help him make up for the missing things.

Subsequently, Xu Cun picked up the countermeasures proposed by Zheng Haiquan to solve the trouble in front of him and slowly flipped through it.

After reading Zheng Haiquan's proposed countermeasures to solve the immediate troubles, Xu Cun concluded: All the measures proposed by Zheng Haiquan are hyped around the fact that Hang Lung Bank was wholly owned by him, the new richest Chinese man in Hong Kong, to stabilize the confidence of the British government, other banks and depositors in Hong Kong.

After spending more than two hours reading the information Zheng Haiquan brought, Xu Cun rubbed his temples and rested for a while, and then said: "Haiquan, you take a pen and record it:

1. Hang Lung Bank changed its name to Baye Bank.

2. Ms. Mei Aifang was appointed as the CEO of Baye Bank.

3. Mr. Zheng Haiquan was appointed as the general manager of Baye Bank.

4. Tighten the loans lent out by the former Hang Lung Bank and no longer process any loans. The HK$266 million borrowed by the former directors of Hang Lung Bank and its affiliates with very little collateral shall be recovered by seven or three -- the so-called seven and three recoveries mean that the bank only needs to release 70% of the loan, and any person, including the debtor, can get 30% of the loan as long as he helps the bank recover the loan.

5. Royal Land will invest at least HK$10 billion to build Ba Ye Plaza (of which, the land king on Hong Kong Island is valued at HK$5 billion) at Diwang on the waterfront of Hong Kong Island, and build three of the tallest buildings in Hong Kong - Ba Ye Building, which will be used as the headquarters of Ba Ye Bank. ”

Zheng Haiquan, who was writing to record Xu Cun's orders, trembled with excitement!

The renaming of Hang Lung Bank to Baye Bank and the appointment of Mei Aifang as the CEO of Baye Bank have little to do with him, Zheng Haiquan, so he naturally does not need to be excited.

The appointment of him as the general manager of Baye Bank is one of the reasons why Zheng Haiquan is excited - however, Zheng Haiquan has long been mentally prepared for this, so this is not the main reason for his excitement.

Xu Cun's desire to collect the funds of the Baye Bank is naturally not the reason why Zheng Haiquan is excited.

The real reason for Zheng Haiquan's excitement is that Xu Cun wants to build the Baye Plaza and the Baye Building, and use the Baye Building as the headquarters of the Baye Bank -- the geographical location of the land king on the seaside of Hong Kong Island is very good! It is adjacent to the Hong Kong Station of the Hong Kong Metro and is surrounded by many banks and financial institutions, such as the International Financial Center, the Jardine House, and the Global Building. If several pedestrian bridges are built during the construction of Baye Plaza to connect Baye Building to the International Financial Center, Jardine Building, Global Building and other buildings, then Baye Building can be called the financial center of Xiangjiang, and Baye Bank, headquartered in Baye Building, will be in the center of the financial center, which is absolutely immeasurable hard power for a bank. In addition, with the backing of Baye Plaza worth tens of billions, Baye Bank will soon become the second largest bank after HSBC, Bank of China Group, Standard Chartered Bank and Xiangjiang. As long as it is properly managed, over time, Baye Bank may not be able to keep pace with HSBC, Bank of China Group and Standard Chartered Bank, or even surpass HSBC, Bank of China Group and Standard Chartered Bank to become the largest bank in Hong Kong. And he, Zheng Haiquan, is the general manager of this bank that has the potential to become the largest bank in Hong Kong, how can he not be excited? Zheng Haiquan even thought that he would become the second Taipan King Shen Bi!

Zheng Haiquan believes that as long as the news of Xu Cun's contribution of at least 10 billion Hong Kong dollars to build the Baye Plaza in Diwang, which is next to the sea on Hong Kong Island, whether it is the British government in Hong Kong, other banks, or the depositors of the Baye Bank, they will definitely have enough confidence in the bank.

At present, the only trouble for Zheng Haiquan is, how can he, the general manager of Baye Bank, properly use the opportunity created by his boss Xu Cun to expand the small and medium-sized bank of Baye Bank into a large bank?

……

(To be continued.) )